58-36-1 North Carolina Rate Bureau created
58-36-2 Private passenger motor vehicles; number of nonfleet policies
58-36-3 Limitation of scope; motorcycle and moped endorsements allowed; Department of Insurance report
58-36-4 Statistical organizations; licensing; recording and reporting; examination; suspension of license; financial disclosure
58-36-5 Membership as a prerequisite for writing insurance; governing committee; rules and regulations; expenses
58-36-10 Method of rate making; factors considered
58-36-15 Filing loss costs, rates, plans with Commissioner; public inspection of filings
58-36-16 Bureau to share information with Department of Labor and North Carolina Industrial Commission
58-36-17 Bureau to share information with the North Carolina Industrial Commission
58-36-20 Disapproval; hearing, order; adjustment of premium, review of filing
58-36-25 Appeal of Commissioner’s order
58-36-30 Deviations
58-36-35 Appeal to Commissioner from decision of Bureau
58-36-40 Existing rates, rating systems, territories, classifications and policy forms
58-36-41 Development of policy endorsement for exclusive use of original equipment manufactured crash parts
58-36-42 Development of policy form or endorsement for residential property insurance that does not include coverage for perils of windstorm or hail
58-36-43 Optional program enhancements authorized not altering coverage under Rate Bureau jurisdiction
58-36-44 Development of policy form or endorsement for personal liability insurance for foster parents
58-36-45 Notice of coverage or rate change
58-36-50 Limitation
58-36-55 Policy forms
58-36-60 Payment of dividends not prohibited or regulated; plan for payment into rating system
58-36-65 Classifications and Safe Driver Incentive Plan for nonfleet private passenger motor vehicle insurance
58-36-70 Rate filings and hearings for motor vehicle insurance
58-36-75 At-fault accidents and certain moving traffic violations under the Safe Driver Incentive Plan
58-36-80 Coverage for damage to rental vehicles authorized
58-36-85 Termination of a nonfleet private passenger motor vehicle insurance policy
58-36-87 Affiliate transfer of policies
58-36-90 Prohibitions on using credit scoring to rate noncommercial private passenger motor vehicle and residential property insurance; exceptions
58-36-95 Use of nonoriginal crash repair parts
58-36-100 Prospective loss costs filings and final rate filings for workers’ compensation and employers’ liability insurance
58-36-105 Certain workers’ compensation insurance policy cancellations prohibited
58-36-110 Notice of nonrenewal, premium rate increase, or change in workers’ compensation insurance coverage required
58-36-115 Prohibitions on using inquiries to terminate a policy, refuse to issue or renew a policy, or to subject a policy to consent to rate
58-36-120 Public notice of certain filings

Terms Used In North Carolina General Statutes > Chapter 58 > Article 36

  • affirmed: In the practice of the appellate courts, the decree or order is declared valid and will stand as rendered in the lower court.
  • amendment: A proposal to alter the text of a pending bill or other measure by striking out some of it, by inserting new language, or both. Before an amendment becomes part of the measure, thelegislature must agree to it.
  • appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • attorney-at-law: A person who is legally qualified and licensed to practice law, and to represent and act for clients in legal proceedings.
  • conviction: A judgement of guilt against a criminal defendant.
  • credit bureau: An agency that collects individual credit information and sells it for a fee to creditors so they can make a decision on granting loans. Typical clients include banks, mortgage lenders, credit card companies, and other financing companies. (Also commonly referred to as consumer-reporting agency or credit-reporting agency.) Source: OCC
  • credit report: A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. Source: OCC
  • credit score: A number, roughly between 300 and 800, that measures an individual's credit worthiness. The most well-known type of credit score is the FICO score. This score represents the answer from a mathematical formula that assigns numerical values to various pieces of information in your credit report. Source: OCC
  • damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. Source: U.S. Courts
  • escrow: Money given to a third party to be held for payment until certain conditions are met.
  • evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • fair credit reporting act: A federal law, established in 1971 and revised in 1997, that gives consumers the right to see their credit records and correct any mistakes. Source: OCC
  • fiscal year: The fiscal year is the accounting period for the government. For the federal government, this begins on October 1 and ends on September 30. The fiscal year is designated by the calendar year in which it ends; for example, fiscal year 2006 begins on October 1, 2005 and ends on September 30, 2006.
  • following: when used by way of reference to any section of a statute, shall be construed to mean the section next preceding or next following that in which such reference is made; unless when some other section is expressly designated in such reference. See North Carolina General Statutes 12-3
  • fraud: Intentional deception resulting in injury to another.
  • in writing: may be construed to include printing, engraving, lithographing, and any other mode of representing words and letters: Provided, that in all cases where a written signature is required by law, the same shall be in a proper handwriting, or in a proper mark. See North Carolina General Statutes 12-3
  • indemnification: In general, a collateral contract or assurance under which one person agrees to secure another person against either anticipated financial losses or potential adverse legal consequences. Source: FDIC
  • jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • oath: shall be construed to include "affirmation" in all cases where by law an affirmation may be substituted for an oath, and in like cases the word "sworn" shall be construed to include the word "affirmed. See North Carolina General Statutes 12-3
  • personal property: shall include moneys, goods, chattels, choses in action and evidences of debt, including all things capable of ownership, not descendable to heirs at law. See North Carolina General Statutes 12-3
  • property: shall include all property, both real and personal. See North Carolina General Statutes 12-3
  • real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • service of process: The service of writs or summonses to the appropriate party.
  • state: when applied to the different parts of the United States, shall be construed to extend to and include the District of Columbia and the several territories, so called; and the words "United States" shall be construed to include the said district and territories and all dependencies. See North Carolina General Statutes 12-3
  • testimony: Evidence presented orally by witnesses during trials or before grand juries.
  • transcript: A written, word-for-word record of what was said, either in a proceeding such as a trial or during some other conversation, as in a transcript of a hearing or oral deposition.