North Dakota Code 26.1-32-01 – Liability of insurer for loss – Proximate and remote cause
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An insurer is liable for a loss proximately caused by a peril insured against even though a peril not contemplated by the insurance contract may have been a remote cause of the loss. An insurer is not liable for a loss of which the peril insured against was only a remote cause. The efficient proximate cause doctrine applies only if separate, distinct, and totally unrelated causes contribute to the loss.
Terms Used In North Dakota Code 26.1-32-01
- Contract: A legal written agreement that becomes binding when signed.