No applicant is entitled to borrow more than the maximum amount allowed under ORS § 407.205 other than for reasons specified in ORS § 407.205 except that when the property on which the loan was made becomes the property of the applicant’s spouse as a result of a judgment declaring a marriage void or dissolved and the loan is repaid, or remains unrepaid and there is an assumption of primary liability on the loan by a party other than the applicant, the loan may be excluded from consideration in computing the maximum loan allowable under ORS § 407.205. [Formerly 407.045; 2003 c.576 § 440; 2019 c.223 § 11]