A consumer reporting agency shall place a security freeze on a consumer’s credit report no later than five business days after receiving a written request from the consumer.

Terms Used In South Dakota Codified Laws 54-15-4

  • Credit report: A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. Source: OCC
  • written: include typewriting and typewritten, printing and printed, except in the case of signatures, and where the words are used by way of contrast to typewriting and printing. See South Dakota Codified Laws 2-14-2

Source: SL 2006, ch 246, § 4.