§ 54-15-2 Security freeze defined
§ 54-15-3 Request to consumer reporting agency for security freeze
§ 54-15-4 Time for placing security freeze
§ 54-15-5 Written confirmation of security freeze
§ 54-15-6 Request for temporary lifting of security freeze
§ 54-15-7 Expedited procedures for temporary lifting of security freeze
§ 54-15-8 Conditions for removing or temporarily lifting security freeze
§ 54-15-9 Treatment of credit or other application as incomplete for denial of limited access tocredit information
§ 54-15-10 Disclosure of process for placing and temporarily lifting security freeze or allowinglimited access to information
§ 54-15-11 Removal of security freeze–Request for removal
§ 54-15-12 Use of credit report by certain persons and entities not subject to chapter
§ 54-15-13 Written confirmation of changes to report while security freeze in place
§ 54-15-14 Resellers of credit information not required to place security freeze
§ 54-15-15 Certain entities not required to place security freeze

Terms Used In South Dakota Codified Laws > Title 54 > Chapter 15 - Security Freeze On Credit Report

  • Contract: A legal written agreement that becomes binding when signed.
  • Credit report: A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. Source: OCC
  • Fair Credit Reporting Act: A federal law, established in 1971 and revised in 1997, that gives consumers the right to see their credit records and correct any mistakes. Source: OCC
  • Fraud: Intentional deception resulting in injury to another.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Person: includes natural persons, partnerships, associations, cooperative corporations, limited liability companies, and corporations. See South Dakota Codified Laws 2-14-2
  • Subpoena: A command to a witness to appear and give testimony.
  • written: include typewriting and typewritten, printing and printed, except in the case of signatures, and where the words are used by way of contrast to typewriting and printing. See South Dakota Codified Laws 2-14-2