A consumer reporting agency may develop procedures involving the use of telephone, fax, the internet, or other electronic media to receive and process a request from a consumer to temporarily lift a freeze on that consumer’s credit report in an expedited manner.

Terms Used In South Dakota Codified Laws 54-15-7

  • Credit report: A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. Source: OCC

Source: SL 2006, ch 246, § 7.