South Dakota Codified Laws > Title 54 > Chapter 16 – Credit Reporting Security Freeze for Protected Consumers


§ 54-16-1	Definitions
§ 54-16-2	Security freeze for protected consumer upon request to consumer reporting agencyby protected consumer’s representative
§ 54-16-3	Application of chapter
§ 54-16-4	Time for placing security freeze
§ 54-16-5	Release of report or information prohibited
§ 54-16-6	Duration of security freeze
§ 54-16-7	Request for removal of security freeze
§ 54-16-8	Time for removal of security freeze upon request
§ 54-16-9	Fees of consumer reporting agency
§ 54-16-10	Removal of security freeze based on material misrepresentation

Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
Credit report: A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. ^{Source: OCC}
Fraud: Intentional deception resulting in injury to another.
Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.
Person: includes natural persons, partnerships, associations, cooperative corporations, limited liability companies, and corporations. See South Dakota Codified Laws 2-14-2
Power of attorney: A written instrument which authorizes one person to act as another's agent or attorney. The power of attorney may be for a definite, specific act, or it may be general in nature. The terms of the written power of attorney may specify when it will expire. If not, the power of attorney usually expires when the person granting it dies. ^{Source: OCC}