As used in this chapter, unless the context otherwise requires:

(1) “Home loan” means a loan which is:

(A) Secured by real estate owned and occupied by the borrower for family residential purposes and which may include not more than three (3) additional residential units; and
(B) Amortized over a period greater than one hundred eighty-one (181) months; and
(2) Other terms used in this chapter, but not defined in this chapter, have the same meaning given to them by § 47-14-102.
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