31A-23a-908. Travel protection plans. A person may offer a travel protection plan for one price for the combined features that the travel protection plan offers, if:
(1)
the person ensures the travel protection plan:
Terms Used In Utah Code 31A-23a-908
Cancellation fee waiver: means a contractual agreement that:
(a)
is between a supplier of a travel assistance service and the supplier's customer; and
(b)
waives a non-refundable cancellation fee provision of the supplier's underlying travel contract, with or without regard to:
is sent to the purchaser of a travel protection plan;
(b)
confirms the purchase of the travel protection plan; and
(c)
provides the travel protection plan's coverage and assistance details. See Utah Code 31A-23a-902
Insurance: includes :
(i)
a risk distributing arrangement providing for compensation or replacement for damages or loss through the provision of a service or a benefit in kind;
(ii)
a contract of guaranty or suretyship entered into by the guarantor or surety as a business and not as merely incidental to a business transaction; and
(iii)
a plan in which the risk does not rest upon the person who makes an arrangement, but with a class of persons who have agreed to share the risk. See Utah Code 31A-1-301
Person: includes :
(a)
an individual;
(b)
a partnership;
(c)
a corporation;
(d)
an incorporated or unincorporated association;
(e)
a joint stock company;
(f)
a trust;
(g)
a limited liability company;
(h)
a reciprocal;
(i)
a syndicate; or
(j)
another similar entity or combination of entities acting in concert. See Utah Code 31A-1-301
State: when applied to the different parts of the United States, includes a state, district, or territory of the United States. See Utah Code 68-3-12.5
Travel assistance service: includes :
(i)
a security advisory;
(ii)
destination information;
(iii)
a vaccination and immunization information service;
(iv)
a travel reservation service;
(v)
entertainment;
(vi)
activity and event planning;
(vii)
translation assistance;
(viii)
emergency messaging;
(ix)
an international legal or medical referral;
(x)
medical case monitoring;
(xi)
coordination of transportation arrangements;
(xii)
emergency cash transfer assistance;
(xiii)
medical prescription replacement assistance;
(xiv)
passport and travel document replacement assistance;
Travel insurance: means insurance coverage for personal risks incident to planned travel, including:
(i)
interruption or cancellation of a trip or event;
(ii)
loss of baggage or personal effects;
(iii)
damages to accommodations or rental vehicles;
(iv)
sickness, accident, disability, or death during travel;
(v)
emergency evacuation;
(vi)
repatriation of remains; or
(vii)
a contractual obligation that indemnifies or pays a specified amount to the traveler upon a determinable contingency related to travel. See Utah Code 31A-23a-902
Travel protection plan: means a plan that provides:
clearly discloses to the consumer, at or before the time of purchase, that the plan includes:
(i)
travel insurance;
(ii)
a travel assistance service; or
(iii)
a cancellation fee waiver; and
(b)
provides information and an opportunity, at or before the time of purchase, for the consumer to obtain additional information regarding the features and pricing of the travel insurance, travel assistance service, and cancellation fee waiver, as applicable; and
(2)
the fulfillment material for the travel protection plan:
(a)
describes and delineates the travel insurance, travel assistance services, and cancellation fee waiver in the travel protection plan;
(b)
includes each travel insurance disclosure required under state law; and
(c)
includes the contact information for each person providing a:
