§ 38.2-2100 Application of chapter
§ 38.2-2101 Policies shall conform to provisions of this chapter
§ 38.2-2102 Excluding loss or damage caused by nuclear reaction, nuclear radiation, or radioactive contamination
§ 38.2-2103 Information to be printed on policy
§ 38.2-2104 Standard insuring agreement for fire insurance policies
§ 38.2-2105 Standard provisions, conditions, stipulations and agreements for such policies
§ 38.2-2106 Standard form for execution of policies
§ 38.2-2107 Commission may establish guidelines for filing readable fire insurance policy forms
§ 38.2-2108 Standards for content of fire insurance policies
§ 38.2-2108.1 Commercial fire insurance policies; changes to amount of coverage
§ 38.2-2109 Execution of policies
§ 38.2-2110 Other matter permitted in the policy
§ 38.2-2111 Special regulations to be added to policy
§ 38.2-2112 Temporary insurance contracts; duration; what deemed to include
§ 38.2-2113 Mailing or electronic delivery of notice of cancellation or refusal to renew
§ 38.2-2114 Grounds and procedure for termination of policy; contents of notice; review by Commissioner; exceptions; immunity from liability
§ 38.2-2114.1 Powers of Commission; replacement policies
§ 38.2-2115 Discrimination in issuance of fire insurance
§ 38.2-2116 Policies issued by two or more insurers
§ 38.2-2117 Approval of forms or provisions for additional coverage
§ 38.2-2118 Required statement on insurance policies for owner-occupied dwellings
§ 38.2-2119 Approval of forms or provisions for certain risks
§ 38.2-2120 Optional coverage to be offered with homeowner’s policy
§ 38.2-2121 When courts may appoint umpires
§ 38.2-2122 Appraisers and umpires; oath to be taken
§ 38.2-2123 Chapter not applicable to certain mutual insurers
§ 38.2-2124 Optional coverage to be offered with fire insurance policy
§ 38.2-2125 Notice regarding flood exclusion
§ 38.2-2126 Insurance credit score disclosure; use of credit information
§ 38.2-2127 Notice of change in deductible
§ 38.2-2128 Certain exclusions permitted
§ 38.2-2129 Notice regarding earthquake exclusion
§ 38.2-2130 Coverage for volunteer fire department costs

Terms Used In Virginia Code > Title 38.2 > Chapter 21 - Fire Insurance Policies

  • Adjourn: A motion to adjourn a legislative chamber or a committee, if passed, ends that day's session.
  • Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
  • Allegation: something that someone says happened.
  • Amendment: A proposal to alter the text of a pending bill or other measure by striking out some of it, by inserting new language, or both. Before an amendment becomes part of the measure, thelegislature must agree to it.
  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Appraisal: A determination of property value.
  • Appropriation: The provision of funds, through an annual appropriations act or a permanent law, for federal agencies to make payments out of the Treasury for specified purposes. The formal federal spending process consists of two sequential steps: authorization
  • Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
  • Associate-degree-granting: means that an associate degree is the most advanced degree that is granted. See Virginia Code 23.1-100
  • Associate-degree-granting public institution of higher education: includes Richard Bland College and each comprehensive community college. See Virginia Code 23.1-100
  • Attorney: means the person designated and authorized by subscribers as the attorney-in-fact having authority to obligate them on reciprocal insurance contracts. See Virginia Code 38.2-1201
  • Attorney-in-fact: A person who, acting as an agent, is given written authorization by another person to transact business for him (her) out of court.
  • Authority: means the Virginia Resources Authority created in Chapter 21 of Title 62. See Virginia Code 15.2-2419
  • Authority: means the Virginia Resources Authority created in Chapter 21 of Title 62. See Virginia Code 15.2-2430
  • Baccalaureate: means that bachelor's degrees or more advanced degrees, or both, are granted. See Virginia Code 23.1-100
  • Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. Source: OCC
  • Board: means the Virginia Board of Workforce Development. See Virginia Code 23.1-627.1
  • Board of supervisors: means the governing body of a county. See Virginia Code 15.2-102
  • business of insurance: include solicitation, negotiations preliminary to execution, execution of an insurance contract, and the transaction of matters subsequent to execution of the contract and arising out of it. See Virginia Code 38.2-100
  • Chief executive officer: includes the Chancellor of the Virginia Community College System, the Chancellor of the University of Virginia's College at Wise, the Superintendent of Virginia Military Institute, and the president of each other public institution of higher education. See Virginia Code 23.1-100
  • Commission: means the State Corporation Commission. See Virginia Code 38.2-100
  • Company: means any association, aggregate of individuals, business, corporation, individual, joint-stock company, Lloyds type of organization, organization, partnership, receiver, reciprocal or interinsurance exchange, trustee or society. See Virginia Code 38.2-100
  • Competency-based: means awarded on the basis of demonstrated knowledge and skills rather than completion of instructional hours or participation in an instructional course or program. See Virginia Code 23.1-627.1
  • Comprehensive community college: means an associate-degree-granting public institution of higher education governed by the State Board that offers instruction in one or more of the following fields:

    1. See Virginia Code 23.1-100

  • Constitutional officer: means an officer provided for pursuant to Article VII, § 4 of the Constitution. See Virginia Code 15.2-102
  • Conviction: A judgement of guilt against a criminal defendant.
  • Council: means the State Council of Higher Education for Virginia. See Virginia Code 23.1-627.1
  • Council: means the State Council of Higher Education for Virginia. See Virginia Code 23.1-100
  • County: means any existing county or such unit hereafter created. See Virginia Code 15.2-102
  • Credit report: A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. Source: OCC
  • Credit Score: A number, roughly between 300 and 800, that measures an individual's credit worthiness. The most well-known type of credit score is the FICO score. This score represents the answer from a mathematical formula that assigns numerical values to various pieces of information in your credit report. Source: OCC
  • Devise: To gift property by will.
  • Discovery: Lawyers' examination, before trial, of facts and documents in possession of the opponents to help the lawyers prepare for trial.
  • Eligible institution: means a baccalaureate public institution of higher education or baccalaureate nonprofit private institution of higher education whose primary purpose is to provide undergraduate collegiate education and not to provide religious training or theological education. See Virginia Code 23.1-622
  • Eligible institution: means a comprehensive community college, the Institute for Advanced Learning and Research, New College Institute, Richard Bland College, Roanoke Higher Education Center, Southern Virginia Higher Education Center, or Southwest Virginia Higher Education Center. See Virginia Code 23.1-627.1
  • Eligible institution: means a nonprofit private institution of higher education whose primary purpose is to provide collegiate, graduate, or professional education and not to provide religious training or theological education. See Virginia Code 23.1-628
  • Eligible student: means any Virginia student enrolled at an eligible institution who is domiciled in the Commonwealth as provided in § 23. See Virginia Code 23.1-627.1
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Fair Credit Reporting Act: A federal law, established in 1971 and revised in 1997, that gives consumers the right to see their credit records and correct any mistakes. Source: OCC
  • Fiscal year: The fiscal year is the accounting period for the government. For the federal government, this begins on October 1 and ends on September 30. The fiscal year is designated by the calendar year in which it ends; for example, fiscal year 2006 begins on October 1, 2005 and ends on September 30, 2006.
  • Forbearance: A means of handling a delinquent loan. A
  • Foreclosure: A legal process in which property that is collateral or security for a loan may be sold to help repay the loan when the loan is in default. Source: OCC
  • Fraud: Intentional deception resulting in injury to another.
  • Fund: means a student loan fund. See Virginia Code 23.1-617
  • Fund: means the New Economy Workforce Credential Grant Fund. See Virginia Code 23.1-627.1
  • Fund: means the Virginia Broadband Infrastructure Loan Fund. See Virginia Code 15.2-2419
  • Fund: means the Virginia Infrastructure Project Loan Fund. See Virginia Code 15.2-2430
  • Governing board: includes the State Board and the board of visitors of each baccalaureate public institution of higher education. See Virginia Code 23.1-100
  • Governing body: means the board of supervisors of a county, council of a city, or council of a town, as the context may require. See Virginia Code 15.2-102
  • Grant: means the amount of financial assistance awarded under this article whether disbursed by warrant directly to an eligible institution or directly to a Virginia student. See Virginia Code 23.1-622
  • Grant: means a New Economy Workforce Credential Grant. See Virginia Code 23.1-627.1
  • Grant: means a Tuition Assistance Grant. See Virginia Code 23.1-628
  • High-demand field: means a discipline or field in which there is a shortage of skilled workers to fill current job vacancies or anticipated additional job openings. See Virginia Code 23.1-627.1
  • Industry-recognized: means demonstrating competency or proficiency in the technical and occupational skills identified as necessary for performing functions of an occupation based on standards developed or endorsed by employers and industry organizations. See Virginia Code 23.1-627.1
  • Institution: means a public institution of higher education that has established a student loan fund from appropriations from the general fund of the state treasury for fellowships, scholarships, and loans. See Virginia Code 23.1-617
  • insurance policies: shall include contracts of fidelity, indemnity, guaranty and suretyship. See Virginia Code 38.2-100
  • Insurer: means an insurance company. See Virginia Code 38.2-100
  • Legacy: A gift of property made by will.
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • local government: shall be construed to mean a county, city, or town as the context may require. See Virginia Code 15.2-102
  • Local government: means any county, city, town, municipal corporation, authority, district, commission, or political subdivision created by the General Assembly or pursuant to the Constitution or laws of the Commonwealth. See Virginia Code 15.2-2419
  • Local government: means any county, city, town, municipal corporation, authority, district, commission, or political subdivision created by the General Assembly or pursuant to the Constitution or laws of the Commonwealth. See Virginia Code 15.2-2430
  • Month: means a calendar month and "year" means a calendar year. See Virginia Code 1-223
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Mortgagee: The person to whom property is mortgaged and who has loaned the money.
  • Mortgagor: The person who pledges property to a creditor as collateral for a loan and who receives the money.
  • Noncredit workforce credential: means a competency-based, industry-recognized, portable, and third-party-validated certification or occupational license in a high-demand field. See Virginia Code 23.1-627.1
  • Noncredit workforce training program: means a program at an eligible institution that leads to an occupation or a cluster of occupations in a high-demand field, which program may include the attainment of a noncredit workforce credential. See Virginia Code 23.1-627.1
  • Notary: means notary public. See Virginia Code 1-226
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Person: means any association, aggregate of individuals, business, company, corporation, individual, joint-stock company, Lloyds type of organization, organization, partnership, receiver, reciprocal or interinsurance exchange, trustee or society. See Virginia Code 38.2-100
  • Portable: means recognized by multiple employers or educational institutions and, where appropriate, across geographic areas. See Virginia Code 23.1-627.1
  • Principal place of business: means the single state in which the natural persons who establish policy for the direction, control, and coordination of the operations of the institution as a whole primarily exercise that function, considering the following factors: (i) the state in which the primary executive and administrative offices of the institution are located; (ii) the state in which the principal office of the chief executive officer of the institution is located; (iii) the state in which the board of trustees or similar governing board of the institution conducts a majority of its meetings; and (iv) the state from which the overall operations of the institution are directed. See Virginia Code 23.1-628
  • Private institution of higher education: includes each nonprofit private institution of higher education and proprietary private institution of higher education in the Commonwealth. See Virginia Code 23.1-100
  • Program: means the Two-Year College Transfer Grant Program. See Virginia Code 23.1-622
  • Program: means the New Economy Workforce Credential Grant Program. See Virginia Code 23.1-627.1
  • Program: means the Tuition Assistance Grant Program. See Virginia Code 23.1-628
  • Project: means any undertaking by a local government to build or facilitate the building of broadband infrastructure, including wireless broadband infrastructure which will provide broadband services only to areas within the Commonwealth which are currently unserved by broadband services. See Virginia Code 15.2-2419
  • Project: means any undertaking by a local government to build or facilitate the building of a facility, located at or adjacent to (i) a solid waste management facility permitted by the Department of Environmental Quality or (ii) a sewerage system or sewage treatment work described in § 62. See Virginia Code 15.2-2430
  • Public institution of higher education: includes the System as a whole and each associate-degree-granting and baccalaureate public institution of higher education in the Commonwealth. See Virginia Code 23.1-100
  • rates: means any rate of premium, policy fee, membership fee or any other charge made by an insurer for or in connection with a contract or policy of insurance. See Virginia Code 38.2-100
  • Reciprocal: means the aggregation of subscribers under a common name. See Virginia Code 38.2-1201
  • Service of process: The service of writs or summonses to the appropriate party.
  • Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
  • State: means any commonwealth, state, territory, district or insular possession of the United States. See Virginia Code 38.2-100
  • state agency: means the same as that term is defined in § 2. See Virginia Code 1-206
  • State Board: means the State Board for Community Colleges. See Virginia Code 23.1-100
  • Statute: A law passed by a legislature.
  • Student: means a medical student, dental student, intern, resident, or undergraduate student who is entitled to reduced rate tuition charges pursuant to Chapter 5 (§ 23. See Virginia Code 23.1-617
  • sworn: means "affirm" or "affirmed. See Virginia Code 1-250
  • System: means the Virginia Community College System. See Virginia Code 23.1-100
  • Third-party-validated: means having an external process in place for determining validity and relevance in the workplace and for continuous alignment of demonstrated knowledge and skills with industry workforce needs. See Virginia Code 23.1-627.1
  • Town: means any existing town or an incorporated community within one or more counties which became a town before noon, July one, nineteen hundred seventy-one, as provided by law or which has within defined boundaries a population of 1,000 or more and which has become a town as provided by law. See Virginia Code 15.2-102
  • Trustee: A person or institution holding and administering property in trust.
  • Virginia student: means any student who has established domicile in the Commonwealth pursuant to § 23. See Virginia Code 23.1-100
  • Voter: means a qualified voter as defined in § 24. See Virginia Code 15.2-102
  • Writ: A formal written command, issued from the court, requiring the performance of a specific act.