§ 48.18.010 Scope of chapter
§ 48.18.020 Power to contract
§ 48.18.030 Insurable interest — Personal insurances — Nonprofit organizations — Rules
§ 48.18.040 Insurable interest — Property insurances
§ 48.18.050 Named insured — Interest insured
§ 48.18.060 Application — Consent — When required
§ 48.18.070 Alteration of application
§ 48.18.080 Application as evidence
§ 48.18.090 Warranties and misrepresentations, effect of
§ 48.18.100 Forms of policies — Filing, certification, and approval — Exceptions
§ 48.18.103 Forms of commercial property casualty policies — Legislative intent — Issuance prior to filing — Disapproval by commissioner — Definition
§ 48.18.110 Grounds for disapproval
§ 48.18.120 Standard forms
§ 48.18.125 Loss payable and mortgagee clauses for property and automobile physical damage insurances — Requirement to use adopted forms
§ 48.18.130 Standard provisions
§ 48.18.140 Contents of policies in general
§ 48.18.150 Additional contents
§ 48.18.160 Charter or bylaw provisions
§ 48.18.170 “Premium” defined
§ 48.18.180 Stated premium must include all charges
§ 48.18.190 Policy must contain entire contract
§ 48.18.200 Limiting actions, jurisdiction
§ 48.18.210 Execution of policies
§ 48.18.220 Receipt of premium to bind coverage — Contents of receipt
§ 48.18.230 Binders — Duration — Premium
§ 48.18.240 Binders — Insurance producer’s or title insurance agent’s liability
§ 48.18.250 Underwriters’ and combination policies
§ 48.18.260 Delivery of policy
§ 48.18.278 Terms for cancellation, nonrenewal, or modification of portable electronics policy — Application of RCW 48.18.290 and 48.18.2901 to portable electronics insurance
§ 48.18.280 Renewal of policy
§ 48.18.289 Cancellation, nonrenewal, renewal offer — Notice to insurance producer or title insurance agent
§ 48.18.290 Cancellation by insurer
§ 48.18.2901 Renewal required — Exceptions
§ 48.18.291 Cancellation of private automobile insurance by insurer — Notice — Requirements
§ 48.18.292 Refusal to renew private automobile insurance by insurer — Change in amount of premium or deductibles
§ 48.18.293 Nonliability of commissioner, agents, insurer for information giving reasons for cancellation or refusal to renew — Proof of mailing of notice
§ 48.18.295 RCW 48.18.290 through 48.18.297 not to prevent cancellation or nonrenewal, when
§ 48.18.296 Contracts to which RCW 48.18.291 through 48.18.297 inapplicable
§ 48.18.297 Private passenger automobile defined
§ 48.18.298 Disability insurance — Refusal to renew by insurer
§ 48.18.299 Disability insurance — Cancellation by insurer
§ 48.18.300 Cancellation by insured
§ 48.18.310 Cancellation by commissioner
§ 48.18.320 Annulment of liability policies
§ 48.18.340 Dividends payable to real party in interest
§ 48.18.350 Breach of warranty prior to loss — Effect
§ 48.18.360 Assignment of policies — Life and disability
§ 48.18.370 Payment discharges insurer — Life and disability
§ 48.18.375 Assignment of interests under group insurance policy
§ 48.18.390 Simultaneous deaths — Payment of proceeds — Life insurance
§ 48.18.400 Exemption of proceeds — Disability
§ 48.18.410 Exemption of proceeds — Life
§ 48.18.420 Exemption of proceeds — Group life
§ 48.18.430 Exemption of proceeds, commutation — Annuities
§ 48.18.440 Spouse’s rights in life insurance policy
§ 48.18.450 Life insurance payable to trustee named as beneficiary in the policy
§ 48.18.452 Life insurance designating as beneficiary a trustee named by will
§ 48.18.460 Proof of loss — Furnishing forms — May require oath
§ 48.18.470 Claims administration — Not waiver
§ 48.18.480 Discrimination prohibited
§ 48.18.510 Validity of noncomplying forms
§ 48.18.520 Construction of policies
§ 48.18.540 Cancellations, denials, refusals to renew — Written notification
§ 48.18.543 Single premium credit insurance — Residential mortgage loan — Restrictions — Definitions
§ 48.18.545 Underwriting restrictions that apply to personal insurance — Credit history or insurance score — Rules
§ 48.18.547 Underwriting restrictions that apply to medical malpractice insurance — Rules
§ 48.18.550 Victims of domestic abuse — Prohibition on certain cancellations, denials, refusals to renew, and different rates — Domestic abuse defined
§ 48.18.553 Victims of hate crime offenses — Restrictions of underwriting actions — Definitions
§ 48.18.555 Property insurance — Actions resulting from arson or malicious mischief — Definitions
§ 48.18.558 Property insurers — Assistance to prevent or reduce severity of claims or losses — Prior approval of commissioner — Pilot program permitted
§ 48.18.559 Property insurers — Rules addressing assistance to prevent or reduce severity of claims or losses
§ 48.18.565 Homeowner’s insurance — Foster parent
§ 48.18.570 Life insurance — Lawful travel destinations
§ 48.18.580 Employer-owned life insurance — Requirements
§ 48.18.583 Employer-owned life insurance — Application to policies
§ 48.18.586 Employer-owned life insurance — Rules
§ 48.18.600 Usage-based insurance — Restrictions on information collected
§ 48.18.610 Customer satisfaction benefits
§ 48.18.900 Construction — Chapter applicable to state registered domestic partnerships — 2009 c 521

Terms Used In Washington Code > Chapter 48.18 - The insurance contract

  • Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
  • Affirmed: In the practice of the appellate courts, the decree or order is declared valid and will stand as rendered in the lower court.
  • Annuity: A periodic (usually annual) payment of a fixed sum of money for either the life of the recipient or for a fixed number of years. A series of payments under a contract from an insurance company, a trust company, or an individual. Annuity payments are made at regular intervals over a period of more than one full year.
  • Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
  • Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. Source: OCC
  • Continuance: Putting off of a hearing ot trial until a later time.
  • Contract: A legal written agreement that becomes binding when signed.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Decedent: A deceased person.
  • Deed: The legal instrument used to transfer title in real property from one person to another.
  • Dependent: A person dependent for support upon another.
  • Discovery: Lawyers' examination, before trial, of facts and documents in possession of the opponents to help the lawyers prepare for trial.
  • Equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. Source: U.S. Courts
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Executor: A male person named in a will to carry out the decedent
  • Fair Credit Reporting Act: A federal law, established in 1971 and revised in 1997, that gives consumers the right to see their credit records and correct any mistakes. Source: OCC
  • Fiduciary: A trustee, executor, or administrator.
  • Fraud: Intentional deception resulting in injury to another.
  • Gift: A voluntary transfer or conveyance of property without consideration, or for less than full and adequate consideration based on fair market value.
  • Grace period: The number of days you'll have to pay your bill for purchases in full without triggering a finance charge. Source: Federal Reserve
  • Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Mortgage loan: A loan made by a lender to a borrower for the financing of real property. Source: OCC
  • Mortgagee: The person to whom property is mortgaged and who has loaned the money.
  • Mortgagor: The person who pledges property to a creditor as collateral for a loan and who receives the money.
  • Oath: A promise to tell the truth.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • person: may be construed to include the United States, this state, or any state or territory, or any public or private corporation or limited liability company, as well as an individual. See Washington Code 1.16.080
  • Personal property: All property that is not real property.
  • Remainder: An interest in property that takes effect in the future at a specified time or after the occurrence of some event, such as the death of a life tenant.
  • Restitution: The court-ordered payment of money by the defendant to the victim for damages caused by the criminal action.
  • Service of process: The service of writs or summonses to the appropriate party.
  • Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
  • Statute: A law passed by a legislature.
  • Statute of limitations: A law that sets the time within which parties must take action to enforce their rights.
  • Testator: A male person who leaves a will at death.
  • Trustee: A person or institution holding and administering property in trust.