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15 USC 1692a - Definitions

U.S. Code > Title 15 > Chapter 41 > Subchapter V > § 1692a - Definitions


Current as of: February 2010
  Any debt collector communicating with any person other than the
consumer for the purpose of acquiring location information about
the consumer shall - 
    (1) identify himself, state that he is confirming or correcting
  location information concerning the consumer, and, only if
  expressly requested, identify his employer;
    (2) not state that such consumer owes any debt;
    (3) not communicate with any such person more than once unless
  requested to do so by such person or unless the debt collector
  reasonably believes that the earlier response of such person is
  erroneous or incomplete and that such person now has correct or
  complete location information;
    (4) not communicate by post card;
    (5) not use any language or symbol on any envelope or in the
  contents of any communication effected by the mails or telegram
  that indicates that the debt collector is in the debt collection
  business or that the communication relates to the collection of a
  debt; and
    (6) after the debt collector knows the consumer is represented
  by an attorney with regard to the subject debt and has knowledge
  of, or can readily ascertain, such attorney's name and address,
  not communicate with any person other than that attorney, unless
  the attorney fails to respond within a reasonable period of time
  to communication from the debt collector.

Legislative History

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See also:
U.S. Code Title 15 > Chapter 41 > Subchapter V - Debt Collection Practices

State Laws: Debt Collection Practices

CaliforniaCalifornia Civil Code > Division 4 > Part 2 - Special Relations Of Debtor And Creditor
Rhode IslandRhode Island General Laws > Chapter 19-14.9. Rhode Island Fair Debt Collection Practices Act
NevadaNevada Revised Statutes > Chapter 100 - Special Relations of Debtor and Creditor; Suretyship
New HampshireNew Hampshire Revised Statutes > Chapter 358-C - Unfair, Deceptive Or Unreasonable Collection Practices
New YorkNew York Laws - General Business > Article 29-H - Debt Collection Procedures
New York Laws - General Business > Article 29-HH - Debt Collection Procedures Related To Identity Theft
New YorkNew York Laws > General Business > Article 29-H - Debt Collection Procedures
New York Laws > General Business > Article 29-HH - Debt Collection Procedures Related To Identity Theft
TennesseeTennessee Code > Title 47 > Chapter 29 - Collection of Bad Checks

Related Articles: Debt Collection Practices

 Debt Collection Overview -- The FDCPA
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