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Alabama Code > Title 5 > Chapter 19 - Consumer Finance

^{Current as of: 2010}

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§ 5-19-1	Definitions
§ 5-19-1.1	Legislative findings
§ 5-19-3	Maximum finance charges; contracting for minimum finance charge; alternate per month computed finance charge
§ 5-19-4	Additional charges for default or deferral; prepayment; renewal or refinancing; and real property transactions
§ 5-19-5	Acceptance of negotiable instruments as evidence of consumer debt
§ 5-19-6	Copies of instruments signed by debtors to be furnished to debtors; required statement in contracts, etc.; limitation on disclosure requirements; intent, applicability of limitation
§ 5-19-7	Right to refinance amount of certain scheduled payments
§ 5-19-8	Assignee of seller subject to claims and defenses of buyer
§ 5-19-9	Application of payments when buyer indebted to same seller for two or more consumer credit sales
§ 5-19-10	Contract provisions for attorney's fees
§ 5-19-12	Buyer's right to cancel home solicitation sale
§ 5-19-13	Repossession or acceptance of surrender of goods priced at one thousand dollars or less
§ 5-19-14	Rebates or discounts, etc., as inducement for aiding sale to another prohibited
§ 5-19-15	Garnishment
§ 5-19-16	Refusal by court to enforce unconscionable agreement
§ 5-19-17	Inducing obligation on more than one contract in order to obtain higher finance charge prohibited; consolidation of existing precomputed consumer credit transaction contract and subsequent precomputed consumer credit transaction
§ 5-19-18	Installment payment of debt of one thousand dollars or less
§ 5-19-19	Liabilities of creditor making excess finance charge; failure to obtain license; damages for deliberate violation or reckless disregard; written notice of violations; oral statements not admissible; fiduciary duty not created
§ 5-19-20	Insurance
§ 5-19-21	Administrator authorized to make rules and regulations; filing notice of intended action with Legislative Reference Service; transactions entered into after May 20, 1996
§ 5-19-22	License to engage in business of making consumer loans or taking assignments of consumer credit contracts - Required; exceptions; application; investigation of applicant; investigation fee; standards for issuance; hearing on qualifications of applicant; e
§ 5-19-23	License to engage in business of making consumer loans or taking assignments of consumer credit contracts - Revocation or suspension
§ 5-19-24	Examinations and investigations of licensees by administrator
§ 5-19-25	Cease and desist orders by administrator; penalties for violation of this chapter; right to counsel at hearing; judicial review
§ 5-19-26	Appeals to circuit court from order of administrator; appeals from decision of circuit court
§ 5-19-29	Injunctions
§ 5-19-30	Penalty for violations
§ 5-19-31	Nonapplicability of chapter to certain transactions; certain laws not repealed or amended; intent of section
§ 5-19-32	Service contracts
§ 5-19-33	Account maintenance fee

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U.S. Code Provisions: Consumer Credit Generally

U.S. Code > Title 15 > Chapter 41 - Consumer Credit Protection

Federal Regulations: Consumer Credit Generally

U.S. Code > Title 15 > Chapter 41 - Consumer Credit Protection

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