Illinois Compiled Statutes 215 ILCS 5/155.47 – Prohibited practices relating to substance use disorder treatment
Current as of: 2024 | Check for updates
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(a) As used in this Section, “recovery support”, “substance use disorder”, and “treatment” have the meanings set forth in the Substance Use Disorder Act.
(b) A company authorized to transact life insurance in this State may not, based solely on whether an individual has participated in a substance use treatment or recovery support program no less than 5 years before application:
(1) deny coverage to the individual;
(2) limit the amount, extent, or kind of coverage
(b) A company authorized to transact life insurance in this State may not, based solely on whether an individual has participated in a substance use treatment or recovery support program no less than 5 years before application:
Terms Used In Illinois Compiled Statutes 215 ILCS 5/155.47
- individual: shall include every infant member of the species homo sapiens who is born alive at any stage of development. See Illinois Compiled Statutes 5 ILCS 70/1.36
- State: when applied to different parts of the United States, may be construed to include the District of Columbia and the several territories, and the words "United States" may be construed to include the said district and territories. See Illinois Compiled Statutes 5 ILCS 70/1.14
(1) deny coverage to the individual;
(2) limit the amount, extent, or kind of coverage
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available to the individual; or
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(3) charge the individual or a group to which the
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individual belongs a rate that is different from the rate charged to other individuals or groups, respectively, for the same coverage, unless the charge is based on sound underwriting or actuarial principles reasonably related to actual or anticipated loss experience for a particular risk.
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