(a) An individual or group policy of accident and health insurance amended, delivered, issued, or renewed after January 1, 2003 (the effective date of Public Act 92-764) shall cover charges incurred, and anesthetics provided, in conjunction with dental care that is provided to a covered individual in a hospital or an ambulatory surgical treatment center if any of the following applies:
         (1) the individual is a child age 6 or under;

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Terms Used In Illinois Compiled Statutes 215 ILCS 5/356z.2

  • individual: shall include every infant member of the species homo sapiens who is born alive at any stage of development. See Illinois Compiled Statutes 5 ILCS 70/1.36
  • State: when applied to different parts of the United States, may be construed to include the District of Columbia and the several territories, and the words "United States" may be construed to include the said district and territories. See Illinois Compiled Statutes 5 ILCS 70/1.14

         (2) the individual has a medical condition that
    
requires hospitalization or general anesthesia for dental care; or
        (3) the individual is a person with a disability.
     (a-5) An individual or group policy of accident and health insurance amended, delivered, issued, or renewed after January 1, 2016 (the effective date of Public Act 99-141) shall cover charges incurred, and anesthetics provided by a dentist with a permit provided under Section 8.1 of the Illinois Dental Practice Act, in conjunction with dental care that is provided to a covered individual in a dental office, oral surgeon’s office, hospital, or ambulatory surgical treatment center if the individual is under age 26 and has been diagnosed with an autism spectrum disorder as defined in Section 10 of the Autism Spectrum Disorders Reporting Act or a developmental disability. A covered individual shall be required to make 2 visits to the dental care provider prior to accessing other coverage under this subsection.
     For purposes of this subsection, “developmental disability” means “developmental disability” as defined in § 1-106 of the Mental Health and Developmental Disabilities Code.
     (b) For purposes of this Section, “ambulatory surgical treatment center” has the meaning given to that term in § 3 of the Ambulatory Surgical Treatment Center Act.
     For purposes of this Section, “person with a disability” means a person, regardless of age, with a chronic disability if the chronic disability meets all of the following conditions:
         (1) It is attributable to a mental or physical
    
impairment or combination of mental and physical impairments.
        (2) It is likely to continue.
         (3) It results in substantial functional limitations
    
in one or more of the following areas of major life activity:
            (A) self-care;
             (B) receptive and expressive language;
             (C) learning;
             (D) mobility;
             (E) capacity for independent living; or
             (F) economic self-sufficiency.
     (c) The coverage required under this Section may be subject to any limitations, exclusions, or cost-sharing provisions that apply generally under the insurance policy.
     (d) This Section does not apply to a policy that covers only dental care.
     (e) Nothing in this Section requires that the dental services be covered.
     (f) The provisions of this Section do not apply to short-term travel, accident-only, limited, or specified disease policies, nor to policies or contracts designed for issuance to persons eligible for coverage under Title XVIII of the Social Security Act, known as Medicare, or any other similar coverage under State or federal governmental plans.