Terms Used In Louisiana Revised Statutes 22:1274

  • Policy: means an automobile liability, automobile physical damage, or automobile collision policy, or any combination thereof, delivered or issued for delivery in this state, or any binder based on such a policy, insuring a single individual or husband and wife resident of the same household, as named insured, and under which the insured vehicles therein designated are of the following types only:

                (a) A private passenger vehicle that is not used as a public or livery conveyance for passengers, nor rented to others. See Louisiana Revised Statutes 22:1266

            A. An insurer shall not include a provision in any policy of property insurance that prohibits an insured from hiring a public adjuster for services provided pursuant to the provisions of this Title.

            B. Subsection A of this Section does not apply to commercial insurance policies written by any surplus lines insurer as defined in La. Rev. Stat. 22:46.

            Acts 2023, No. 328, §1.