§ 18-101 Definitions
§ 18-102 Regulations
§ 18-103 Compliance with title required; advertising; marketing
§ 18-104 Questions in applications
§ 18-105 Applicants at least 80 years old
§ 18-106 Outline of coverage and buyer’s guide
§ 18-107 Contents of certificates
§ 18-108 Summaries of long-term care benefits in life insurance policies
§ 18-109 Policy limitations and exclusions – In general
§ 18-110 Policy limitations and exclusions – Home health care services
§ 18-111 Policy limitations and exclusions – Alzheimer’s disease
§ 18-112 Continuation of coverage or conversion of policies
§ 18-113 Replacement policies
§ 18-114 Inflation protection option
§ 18-115 Evaluating expected and actual loss ratios
§ 18-116 Increases to premiums
§ 18-116.1 Contingent benefit upon lapse
§ 18-117 Reports about benefits funded by acceleration of death benefits
§ 18-117.1 Notice containing policy form number and carrier’s customer service telephone number
§ 18-118 Cancellation, refusal to renew, or termination of policies
§ 18-119 Surrender of policy
§ 18-120 Prohibited acts

Terms Used In Maryland Code > INSURANCE > Title 18 - Long-Term Care Insurance

  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
  • Contract: A legal written agreement that becomes binding when signed.
  • Conviction: A judgement of guilt against a criminal defendant.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • County: means a county of the State or Baltimore City. See
  • Escrow: Money given to a third party to be held for payment until certain conditions are met.
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Fraud: Intentional deception resulting in injury to another.
  • including: means includes or including by way of illustration and not by way of limitation. See
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Oath: A promise to tell the truth.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • Person: includes an individual, receiver, trustee, guardian, personal representative, fiduciary, representative of any kind, corporation, partnership, business trust, statutory trust, limited liability company, firm, association, or other nongovernmental entity. See
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • state: means :

    (1) a state, possession, territory, or commonwealth of the United States; or

    (2) the District of Columbia. See