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Michigan Laws > Chapter 445 > Act 162 of 1995 - Credit Reform Act

^{Current as of: 2009}

^{Check for updates}


§ 445.1851	Short title
§ 445.1852	Definitions
§ 445.1853	Scope of act
§ 445.1854	Charge, collection, and receipt of interest rate or finance charge; maximum rate; computation
§ 445.1855	Credit sale under MCL 445.1101 to 445.1431 or MCL 492.101 to 492.141; written agreement; precomputed interest provision
§ 445.1856	Regulated lender; authority to charge fee for late payment or dishonored check; fee or charge not considered as interest; excessive fee or charge
§ 445.1857	Fees or charges servicing extension of credit; charge, collection, and receipt by depository institution; credit card arrangement fees and charges considered as interest; excessive fee or charge
§ 445.1858	Certain provisions in written agreement as void and unenforceable
§ 445.1859	Additional financial services as condition for loan approval prohibited; offer of services; certain transactions or requirements not prohibited; applicability of section to depository institution subject to 12 U.S.C. 1972; definitions
§ 445.1860	Written complaint alleging violation of act; duty of commissioner
§ 445.1861	Action by attorney general, prosecuting attorney, or borrower; recovery of interest or other charges; attorney fees and court costs; class action
§ 445.1862	Violation of act; exceptions
§ 445.1863	Enforcement of other laws not limited
§ 445.1864	Validity of transactions, rates of interest, fees, or charges

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U.S. Code Provisions: Consumer Credit Generally

U.S. Code > Title 15 > Chapter 41 - Consumer Credit Protection

Federal Regulations: Consumer Credit Generally

U.S. Code > Title 15 > Chapter 41 - Consumer Credit Protection

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