New Hampshire Revised Statutes > Chapter 358-K – Regulation of Consumer Credit Transactions


358-K:1	Definitions
358-K:2	Rebate of Interest Upon Prepayment of Precomputed Consumer Credit Transaction Entered Into Prior to July 1, 1985
358-K:3	Advance Collection of Interest in Consumer Credit Transactions Prohibited After June 30, 1985
358-K:4	Actuarial Method Required for Computation of Interest on Closed-End Consumer Credit Transactions Entered Into After June 30, 1985
358-K:4-a	Exception to Achieve a Common or Convenient Monthly Payment Date
358-K:5	Penalty
358-K:6	Application of Chapter to Types of Transactions

Contract: A legal written agreement that becomes binding when signed.
Intangible property: Property that has no intrinsic value, but is merely the evidence of value such as stock certificates, bonds, and promissory notes.
month: shall mean a calendar month, and the word "year" a calendar year, unless otherwise expressed; and the word "year" shall be equivalent to the expression "year of our Lord. See New Hampshire Revised Statutes 21:8
Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
Open-end credit: A credit agreement (typically a credit card) that allows a customer to borrow against a preapproved credit line when purchasing goods and services. The borrower is only billed for the amount that is actually borrowed plus any interest due. (Also called a charge account or revolving credit.) ^{Source: OCC}
person: may extend and be applied to bodies corporate and politic as well as to individuals. See New Hampshire Revised Statutes 21:9
Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
Remainder: An interest in property that takes effect in the future at a specified time or after the occurrence of some event, such as the death of a life tenant.