(A) As used in this section, “personal lines insurance” means any policy of insurance issued to a natural person for personal or family protection, including basic property, dwelling fire, homeowner’s, tenant’s, inland marine, personal liability, and personal umbrella liability coverage.

Terms Used In Ohio Code 3937.47

  • Person: includes an individual, corporation, business trust, estate, trust, partnership, and association. See Ohio Code 1.59
  • Property: means real and personal property. See Ohio Code 1.59

(B) When the reason for cancellation of a personal lines insurance policy is nonpayment of premium, the effective date of cancellation shall be not less than ten days from the date the notice was mailed.

(C) An insurer may include a notice of cancellation of a personal lines insurance policy for nonpayment of premium with a billing statement. Subject to division (B) of this section, such a cancellation is effective on or after the due date of the bill.

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