(a) A life insurance provider shall not cancel insurance coverage for an individual or a family member of an individual based solely on the individual’s or family member’s genetic information.

Terms Used In Tennessee Code 56-7-2702

  • Record: means information that is inscribed on a tangible medium or that is stored in an electronic or other medium and is retrievable in a perceivable form. See Tennessee Code 1-3-105
  • signed: includes a mark, the name being written near the mark and witnessed, or any other symbol or methodology executed or adopted by a party with intention to authenticate a writing or record, regardless of being witnessed. See Tennessee Code 1-3-105
  • written: includes printing, typewriting, engraving, lithography, and any other mode of representing words and letters. See Tennessee Code 1-3-105
(b) A life insurance provider shall not request or require an individual to whom the insurer provides life insurance coverage, or an individual who applies for life insurance coverage, to take a genetic test as a precondition of insurability, and shall not require the complete genome sequencing of an individual’s DNA.
(c) A life insurance provider shall not access sensitive medical information, including the genetic data of an individual, without first obtaining the individual’s signed, written consent.
(d) This section does not prevent a life insurance provider from requesting or obtaining existing health information for underwriting, including genetic information contained within an individual’s medical record.
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