In this chapter, “consultant” means a person who, for compensation and at the request of an insurer, business, individual, or utilization review agent:
(1) reviews, assesses, or evaluates a claim, charge, or service of another chiropractor to determine whether the claim, charge, or service is:
(A) medically necessary, reasonable, or appropriate; or
(B) recommended for payment or nonpayment; or
(2) advises an insurer or utilization review agent regarding a chiropractic charge or service or recommends to that insurer or agent guidelines for a chiropractic charge or service.