ARTICLE 4.  DEPOSITS IN FINANCIAL INSTITUTIONS

GENERALLY

     §412:4-100  Law applicable.  (a)  Sections 412:4-101, 412:4 102, 412:4-104, and 412:4-113 shall apply to all Hawaii financial institutions that are authorized by this chapter to solicit, accept, and hold deposits.  The remaining sections of this article shall apply to all Hawaii financial institutions and, to the extent permitted by federal law, to federal financial institutions that are authorized to solicit, accept, and hold deposits in this State.

     (b)  Other provisions of the laws of this State, including, but not limited to, chapter 490, the Uniform Commercial Code, chapter 551E, the Uniform Power of Attorney Act, chapter 553A, Uniform Transfers to Minors Act, chapter 556, the Uniform Fiduciaries Act, chapter 560, the Uniform Probate Code, and any successor or similar acts shall also be applicable to deposits in this State.  The rights, protections, releases and discharges of financial institutions with respect to its depositors or third parties contained in this article and other applicable laws shall be cumulative.