Texas Insurance Code 2053.032 – Underwriting Guidelines
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Terms Used In Texas Insurance Code 2053.032
- in writing: includes any representation of words, letters, or figures, whether by writing, printing, or other means. See Texas Government Code 312.011
Each underwriting guideline used by an insurance company in writing workers’ compensation insurance must be sound, actuarially justified, or otherwise substantially commensurate with the contemplated risk. An underwriting guideline may not be unfairly discriminatory.