Terms Used In 28 CFR Part 29 - Motor Vehicle Theft Prevention Act Regulations

• Conviction: A judgement of guilt against a criminal defendant.
• Equal Credit Opportunity Act: Prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, or because an applicant receives income from a public assistance program. ^{Source: OCC}
• facility: refers to both the physical structure financed, and the resulting service provided to rural residents or rural businesses. See 7 CFR 5001.3
• Forbearance: A means of handling a delinquent loan. A
• National Bank: A bank that is subject to the supervision of the Comptroller of the Currency. The Office of the Comptroller of the Currency is a bureau of the U.S. Treasury Department. A national bank can be recognized because it must have "national" or "national association" in its name. ^{Source: OCC}
• Usury: Charging an illegally high interest rate on a loan. ^{Source: OCC}