Part 56 Domestic Gold and Silver Operations Sale of Silver
Part 82 5-Cent and One-Cent Coin Regulations
Part 91 Regulations Governing Conduct in or On the Bureau of the Mint Buildings and Grounds
Part 92 United States Mint Operations and Procedures
Part 100 Exchange of Paper Currency and Coin
Part 101 Mitigation of Forfeiture of Counterfeit Gold Coins
Part 128 Reporting of International Capital and Foreign-Currency Transactions and Positions
Part 129 Portfolio Investment Survey Reporting
Part 132 Prohibition On Funding of Unlawful Internet Gambling
Part 148 Qualified Financial Contracts Recordkeeping Related to the Fdic Orderly Liquidation Authority
Part 149 Calculation of Maximum Obligation Limitation
Part 150 Financial Research Fund

Terms Used In CFR > Title 31 > Subtitle B > Chapter I

  • academic institution: includes any school, academy, college, university, institute, or other association, organization, or agency conducting or administering any program, project, or facility designed to educate or train individuals. See 28 CFR 42.102
  • Act: means the Voting Rights Act of 1965, 79 Stat. See 28 CFR 51.2
  • Act: means the Voting Rights Act of 1965, 79 Stat. See 28 CFR 55.1
  • Act: means the National Housing Act, as amended. See 24 CFR 203.251
  • Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
  • Allegation: something that someone says happened.
  • applicant: means one who submits an application, request, or plan required to be approved by a responsible Department official, or by a primary recipient, as a condition to eligibility for Federal financial assistance, and the term application means such an application, request, or plan. See 28 CFR 42.102
  • Appropriation: The provision of funds, through an annual appropriations act or a permanent law, for federal agencies to make payments out of the Treasury for specified purposes. The formal federal spending process consists of two sequential steps: authorization
  • Area director: means the Bureau of Indian Affairs official in charge of an area office. See 25 CFR 212.3
  • Arrest: Taking physical custody of a person by lawful authority.
  • Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
  • Assistance: means any actions taken by a State or local government directly relating to aiding the Attorney General in the administration of the immigration laws of the United States and in meeting urgent demands arising from the presence of aliens in the State or local government's jurisdiction, when such actions are taken to assist in meeting an immigration emergency or under any of the circumstances specified in section 404(b)(2)(A) of the INA. See 28 CFR 65.81
  • Assistant Attorney General: means the Assistant Attorney General, Civil Rights Division, United States Department of Justice. See 7 CFR 15e.103
  • Attorney General: means the Attorney General of the United States or the delegate of the Attorney General. See 28 CFR 51.2
  • Attorney General: means the Attorney General of the United States. See 28 CFR 55.1
  • Auxiliary aids: means services or devices that enable persons with impaired sensory, manual, or speaking skills to have an equal opportunity to participate in, and enjoy the benefits of, programs or activities conducted by the agency. See 7 CFR 15e.103
  • Bankruptcy: Refers to statutes and judicial proceedings involving persons or businesses that cannot pay their debts and seek the assistance of the court in getting a fresh start. Under the protection of the bankruptcy court, debtors may discharge their debts, perhaps by paying a portion of each debt. Bankruptcy judges preside over these proceedings.
  • Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. Source: OCC
  • Board: means the Board of Governors of the Federal Reserve System. See 31 CFR 150.2
  • Case law: The law as laid down in cases that have been decided in the decisions of the courts.
  • change: means any voting qualification, prerequisite to voting, or standard, practice, or procedure with respect to voting different from that in force or effect on the date used to determine coverage under section 4(b) or from the existing standard, practice, or procedure if it was subsequently altered and precleared under section 5. See 28 CFR 51.2
  • Commissioner: means the Federal Housing Commissioner or his authorized representative. See 24 CFR 203.251
  • Common law: The legal system that originated in England and is now in use in the United States. It is based on judicial decisions rather than legislative action.
  • Complete complaint: means a written statement that contains the complainant's name and address and describes the agency's alleged discriminatory action in sufficient detail to inform the agency of the nature and date of the alleged violation of section 504. See 7 CFR 15e.103
  • Contract of Insurance: means the agreement evidenced by the issuance of a Mortgage Insurance Certificate or by the endorsement of the Commissioner upon the credit instrument given in connection with an insured mortgage, incorporating by reference the regulations in this subpart and the applicable provisions of the Act. See 24 CFR 203.251
  • Conviction: A judgement of guilt against a criminal defendant.
  • Cost: Cost means the entire consideration paid or payable for or on account of the application of materials and labor to tangible property. See 38 CFR 36.4301
  • Council: means the Financial Stability Oversight Council. See 31 CFR 150.2
  • Credit package: Any information, reports or verifications used by a lender, holder or authorized servicing agent to determine the creditworthiness of an applicant for a Department of Veterans Affairs guaranteed loan or the assumer of such a loan. See 38 CFR 36.4301
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Deed: The legal instrument used to transfer title in real property from one person to another.
  • Default: Default means failure of a borrower to comply with the terms of a loan agreement. See 38 CFR 36.4301
  • Defendant: In a civil suit, the person complained against; in a criminal case, the person accused of the crime.
  • Definitions: The following definitions are used in this subpart:

    Mutilated currency is currency which has been damaged to the extent that:

    (i) One-half or less of the original note remains. See 31 CFR 100.5

  • Department: means the Department of the Treasury. See 31 CFR 150.2
  • Devise: To gift property by will.
  • Dismissal: The dropping of a case by the judge without further consideration or hearing. Source:
  • disposition: means any treatment, handling, decision, sentencing, confinement, or other prescription of conduct. See 28 CFR 42.102
  • Docket: A log containing brief entries of court proceedings.
  • Dodd-Frank Act: means the Dodd-Frank Wall Street Reform and Consumer Protection Act. See 31 CFR 150.2
  • Dwelling: Any building designed primarily for use as a home consisting of not more than four family units plus an added unit for each veteran if more than one eligible veteran participates in the ownership, except that in the case of a condominium housing development or project within the purview of 38 U. See 38 CFR 36.4301
  • Electronic funds transfer: The transfer of money between accounts by consumer electronic systems-such as automated teller machines (ATMs) and electronic payment of bills-rather than by check or cash. (Wire transfers, checks, drafts, and paper instruments do not fall into this category.) Source: OCC
  • Eligibility: A mortgage secured by a Condominium Unit shall be eligible for insurance under section 203 of the National Housing Act if it meets the requirements of this subpart, except as modified by this section. See 24 CFR 203.43b
  • Entitlement: A Federal program or provision of law that requires payments to any person or unit of government that meets the eligibility criteria established by law. Entitlements constitute a binding obligation on the part of the Federal Government, and eligible recipients have legal recourse if the obligation is not fulfilled. Social Security and veterans' compensation and pensions are examples of entitlement programs.
  • Facility: means all or any portion of buildings, structures, equipment, roads, walks, parking lots, rolling stock or other conveyances, or other real or personal property. See 7 CFR 15e.103
  • facility: includes all or any portion of structures, equipment, or other real or personal property or interests therein, and the provision of facilities includes the construction, expansion, renovation, remodeling, alteration, or acquisition of facilities. See 28 CFR 42.102
  • Fair market value: The price at which an asset would change hands in a transaction between a willing, informed buyer and a willing, informed seller.
  • fair value: means the expected total aggregate value of each asset, or group of assets that are managed within a portfolio of a covered financial company on a consolidated basis if such asset, or group of assets, was sold or otherwise disposed of in an orderly transaction. See 31 CFR 149.2
  • Federal Deposit Insurance Corporation: A government corporation that insures the deposits of all national and state banks that are members of the Federal Reserve System. Source: OCC
  • Federal Reserve System: The central bank of the United States. The Fed, as it is commonly called, regulates the U.S. monetary and financial system. The Federal Reserve System is composed of a central governmental agency in Washington, D.C. (the Board of Governors) and twelve regional Federal Reserve Banks in major cities throughout the United States. Source: OCC
  • FHA: means the Federal Housing Administration. See 24 CFR 203.251
  • Forbearance: A means of handling a delinquent loan. A
  • Foreclosure: A legal process in which property that is collateral or security for a loan may be sold to help repay the loan when the loan is in default. Source: OCC
  • Foreign banking organization: means a foreign bank or company that is treated as a bank holding company for purposes of the Bank Holding Company Act of 1956, pursuant to section 8(a) of the International Banking Act of 1978 (12 U. See 31 CFR 150.2
  • Fraud: Intentional deception resulting in injury to another.
  • Freedom of Information Act: A federal law that mandates that all the records created and kept by federal agencies in the executive branch of government must be open for public inspection and copying. The only exceptions are those records that fall into one of nine exempted categories listed in the statute. Source: OCC
  • Gas: means any fluid, either combustible or non-combustible, that is produced in a natural state from the earth and that maintains a gaseous or rarefied state at ordinary temperature and pressure conditions. See 25 CFR 212.3
  • Gift: A voluntary transfer or conveyance of property without consideration, or for less than full and adequate consideration based on fair market value.
  • Grade: means a class or rank of quality. See 7 CFR 51.2
  • Grantor: The person who establishes a trust and places property into it.
  • Guaranty: Guaranty means the obligation of the United States, assumed by virtue of 38 U. See 38 CFR 36.4301
  • Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.
  • Historic preservation programs: means programs conducted by the agency that have preservation of historic properties as a primary purpose. See 7 CFR 15e.103
  • Historic properties: means those properties that are listed or eligible for listing in the National Register of Historic Places or properties designated as historic under a statute of the appropriate State or local government body. See 7 CFR 15e.103
  • Holder: The lender or any subsequent assignee or transferee of the guaranteed obligation or the authorized servicing agent (also referred to as "the servicer") of the lender or of the assignee or transferee. See 38 CFR 36.4301
  • Home: Home means place of residence. See 38 CFR 36.4301
  • Immigration emergency: means an actual or imminent influx of aliens which either is of such magnitude or exhibits such other characteristics that effective administration of the immigration laws of the United States is beyond the existing capabilities of the Immigration and Naturalization Service ("INS") in the affected area or areas. See 28 CFR 65.81
  • Improvements: Any alteration that improves the property for the purpose for which it is occupied. See 38 CFR 36.4301
  • Indictment: The formal charge issued by a grand jury stating that there is enough evidence that the defendant committed the crime to justify having a trial; it is used primarily for felonies.
  • Individual with handicaps: means any person who has a physical or mental impairment that substantially limits one or more major life activities, has a record of such an impairment, or is regarded as having such an impairment. See 7 CFR 15e.103
  • Injunction: An order of the court prohibiting (or compelling) the performance of a specific act to prevent irreparable damage or injury.
  • Insured mortgage: means a mortgage which has been insured as evidenced by the issuance of a Mortgage Insurance Certificate or by the endorsement of the credit instrument for insurance by the Commissioner. See 24 CFR 203.251
  • Interest rate: The amount paid by a borrower to a lender in exchange for the use of the lender's money for a certain period of time. Interest is paid on loans or on debt instruments, such as notes or bonds, either at regular intervals or as part of a lump sum payment when the issue matures. Source: OCC
  • Judgement: The official decision of a court finally determining the respective rights and claims of the parties to a suit.
  • Lawsuit: A legal action started by a plaintiff against a defendant based on a complaint that the defendant failed to perform a legal duty, resulting in harm to the plaintiff.
  • Lease: means any contract, approved by the Secretary of the Interior under the Act of March 3, 1909 (35 Stat. See 25 CFR 212.3
  • Legal tender: coins, dollar bills, or other currency issued by a government as official money. Source: U.S. Mint
  • Lender: The payee or assignee or transferee of an obligation at the time it is guaranteed or insured. See 38 CFR 36.4301
  • Lessee: means a natural person, proprietorship, partnership, corporation, or other entity which has entered into a lease with an Indian mineral owner, or who has been assigned an obligation to make royalty or other payments required by the lease. See 25 CFR 212.3
  • Lessor: means an Indian mineral owner who is a party to a lease. See 25 CFR 212.3
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Manufactured home: A moveable dwelling unit designed and constructed for year-round occupancy by a single family, on land, containing permanent eating, cooking, sleeping and sanitary facilities. See 38 CFR 36.4301
  • Maturity: means the date on which the mortgage indebtedness would be extinguished if paid in accordance with periodic payments provided for in the mortgage. See 24 CFR 203.251
  • Minerals: includes both metalliferous and non-metalliferous minerals. See 25 CFR 212.3
  • Mining: means the science, technique, and business of mineral development including, but not limited to: opencast work, underground work, and in-situ leaching directed to severance and treatment of minerals. See 25 CFR 212.3
  • MIP: means the mortgage insurance premium paid by the mortgagee to the Commissioner in consideration of the contract of insurance. See 24 CFR 203.251
  • mortgage: as used in this part , except §203. See 24 CFR 203.17
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Mortgagee: The person to whom property is mortgaged and who has loaned the money.
  • Mortgagee: means the original lender under a mortgage and its successors and such of its assigns as are approved by the Commissioner. See 24 CFR 203.251
  • Mortgagor: The person who pledges property to a creditor as collateral for a loan and who receives the money.
  • Mortgagor: means the original borrower under a mortgage and his heirs, executors, administrators and assigns. See 24 CFR 203.251
  • most recent financial statement available: means a covered financial company's--

    (i) Most recent financial statement filed with the Securities and Exchange Commission or any other regulatory body;

    (ii) Most recent financial statement audited by an independent CPA firm; or

    (iii) Other available financial statements. See 31 CFR 149.2

  • National Bank: A bank that is subject to the supervision of the Comptroller of the Currency. The Office of the Comptroller of the Currency is a bureau of the U.S. Treasury Department. A national bank can be recognized because it must have "national" or "national association" in its name. Source: OCC
  • Oath: A promise to tell the truth.
  • obligation: means , with respect to any covered financial company--

    (1) Any guarantee issued by the FDIC on behalf of the covered financial company;

    (2) Any amount borrowed pursuant to section 210(n)(5)(A) of the Act; and

    (3) Any other obligation with respect to the covered financial company for which the FDIC has a direct or contingent liability to pay any amount. See 31 CFR 149.2

  • OFR: means the Office of Financial Research established by section 152 of the Dodd-Frank Act. See 31 CFR 150.2
  • Oil: means all nongaseous hydrocarbon substances other than those substances leasable as coal, oil shale, or gilsonite (including all vein-type solid hydrocarbons). See 25 CFR 212.3
  • Open-end insurance charge: means the charge paid by the mortgagee to the Commissioner in consideration of the insurance of an open-end advance. See 24 CFR 203.251
  • Other circumstances: means a situation that, as determined by the Attorney General, requires the resources of a State or local government to ensure the proper administration of the immigration laws of the United States or to meet urgent demands arising from the presence of aliens in a State or local government's jurisdiction. See 28 CFR 65.81
  • Payments: The mortgage shall:

    (1) Come due on the first of the month. See 24 CFR 203.17

  • Personal property: All property that is not real property.
  • Plaintiff: The person who files the complaint in a civil lawsuit.
  • Preliminary hearing: A hearing where the judge decides whether there is enough evidence to make the defendant have a trial.
  • primary recipient: means any recipient which is authorized or required to extend Federal financial assistance to another recipient. See 28 CFR 42.102
  • Probation: A sentencing alternative to imprisonment in which the court releases convicted defendants under supervision as long as certain conditions are observed.
  • Purchase price: The entire legal consideration paid or payable upon or on account of the sale of property, exclusive of acquisition costs, or for the cost of materials and labor to be applied to the property. See 38 CFR 36.4301
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • recipient: means any State, political subdivision of any State, or instrumentality of any State or political subdivision, any public or private agency, institution, or organization, or other entity, or any individual, in any State, to whom Federal financial assistance is extended, directly or through another recipient, including any successor, assign, or transferee thereof, but such term does not include any ultimate beneficiary. See 28 CFR 42.102
  • Recourse: An arrangement in which a bank retains, in form or in substance, any credit risk directly or indirectly associated with an asset it has sold (in accordance with generally accepted accounting principles) that exceeds a pro rata share of the bank's claim on the asset. If a bank has no claim on an asset it has sold, then the retention of any credit risk is recourse. Source: FDIC
  • Remand: When an appellate court sends a case back to a lower court for further proceedings.
  • Reporter: Makes a record of court proceedings and prepares a transcript, and also publishes the court's opinions or decisions (in the courts of appeals).
  • Repossession: Repossession means recovery or acquisition of such physical control of property (pursuant to the provisions of the security instrument or as otherwise provided by law) as to make further legal or other action unnecessary in order to obtain actual possession of the property or to dispose of the same by sale or otherwise. See 38 CFR 36.4301
  • Sample: means any number of sample units to be used for inspection. See 7 CFR 51.2
  • Secretary: The Secretary of Veterans Affairs, or any employee of the Department of Veterans Affairs authorized to act in the Secretary's stead. See 38 CFR 36.4301
  • Secretary: means the Secretary of the Interior or an authorized representative. See 25 CFR 212.3
  • Servicing agent: An agent designated by the loan holder as the entity to collect installments on the loan and/or perform other functions as necessary to protect the interests of the holder. See 38 CFR 36.4301
  • Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
  • Submitting authority: means the jurisdiction on whose behalf a submission is made. See 28 CFR 51.2
  • Subpoena: A command to a witness to appear and give testimony.
  • Substantial impairment: means a significant loss of the integrity of finished materials, design quality, or special character resulting from a permanent alteration. See 7 CFR 15e.103
  • TOTAL: is an acronym that stands for "Technology Open to Approved Lenders. See 24 CFR 203.251
  • total consolidated assets of each covered financial company that are available for repayment: means the difference between:

    (1) The total assets of the covered financial company on a consolidated basis that are available for liquidation during the operation of the receivership; and

    (2) To the extent included in paragraph (1) of this definition, all assets that are separated from, or made unavailable to, the covered financial company by a statutory or regulatory barrier that prevents the covered financial company from possessing or selling assets and using the proceeds from the sale of such assets. See 31 CFR 149.2

  • Trustee: A person or institution holding and administering property in trust.
  • Uniform Commercial Code: A set of statutes enacted by the various states to provide consistency among the states' commercial laws. It includes negotiable instruments, sales, stock transfers, trust and warehouse receipts, and bills of lading. Source: OCC
  • United States: includes the several States of the United States, the District of Columbia, the Commonwealth of Puerto Rico, the Virgin Islands, American Samoa, Guam, Wake Island, the Canal Zone, and all other territories and possessions of the United States, and the term State includes any one of the foregoing. See 28 CFR 42.102