§ 631 Declaration of policy
§ 631a Congressional declaration of small business economic policy
§ 631b Reports to Congress; state of small business
§ 631c Small Business Manufacturing Task Force
§ 632 Definitions
§ 633 Small Business Administration
§ 633a Detailed justification for proposed changes in budget requests
§ 634 General powers
§ 634a Office of Advocacy within Small Business Administration; Chief Counsel for Advocacy
§ 634b Primary functions of Office of Advocacy
§ 634c Additional duties of Office of Advocacy
§ 634d Staff and powers of Office of Advocacy
§ 634e Assistance of Government agencies
§ 634f Reports
§ 634g Budgetary line item and authorization of appropriations
§ 635 Deposit of moneys; depositaries, custodians, and fiscal agents; contributions to employees’ compensation funds
§ 636 Additional powers
§ 636b Disaster loan interest rates
§ 636c Age of applicant for disaster loans
§ 636d Disaster aid to major sources of employment
§ 636e Definitions
§ 636f Coordination of efforts between the Administrator and the Internal Revenue Service to expedite loan processing
§ 636g Development and implementation of major disaster response plan
§ 636h Disaster planning responsibilities
§ 636i Small business bonding threshold
§ 636k Reports on disaster assistance
§ 636l Semiannual report
§ 637 Additional powers
§ 637b Availability of information
§ 637c Definitions
§ 637d Subcontracting plan reports
§ 638 Research and development
§ 638a GAO study with respect to venture capital operating company, hedge fund, and private equity firm involvement
§ 638b Reducing vulnerability of SBIR and STTR programs to fraud, waste, and abuse
§ 639 Reporting requirements and agency cooperation
§ 639a Review of loan program; submission of estimated needs for additional authorization
§ 640 Voluntary agreements among small-business concerns
§ 641 Transfer to Administration of other functions, powers, and duties
§ 642 Requirements for loans
§ 643 Fair charge for use of Government-owned property
§ 644 Awards or contracts
§ 644a Small Business Procurement Advisory Council
§ 645 Offenses and penalties
§ 645a Annual report on suspensions and debarments proposed by Small Business Administration
§ 646 Liens
§ 647 Duplication of activities of other Federal departments or agencies
§ 648 Small business development center program authorization
§ 648b Grants for SBDCs
§ 648c SBA and USPTO partnerships
§ 649 Office of International Trade
§ 649b Grants, contracts and cooperative agreements for international marketing programs
§ 649c Authorization of appropriations
§ 649d Central information clearinghouse
§ 650 Supervisory and enforcement authority for small business lending companies
§ 651 National small business tree planting program
§ 652 Central European Enterprise Development Commission
§ 653 Office of Rural Affairs
§ 654 Paul D. Coverdell drug-free workplace program
§ 655 Pilot Technology Access Program
§ 656 Women’s Business Center program
§ 657 Oversight of regulatory enforcement
§ 657a HUBZone program
§ 657b Veterans programs
§ 657d Federal and State Technology Partnership Program
§ 657e Mentoring Networks
§ 657f Procurement program for small business concerns owned and controlled by service-disabled veterans
§ 657g Participation in federally funded projects
§ 657h Small business energy efficiency
§ 657i Coordination of disaster assistance programs with FEMA
§ 657j Information tracking and follow-up system for disaster assistance
§ 657k Disaster processing redundancy
§ 657l Comprehensive disaster response plan
§ 657m Plans to secure sufficient office space
§ 657n Immediate Disaster Assistance program
§ 657o Annual reports on disaster assistance
§ 657p Outreach regarding health insurance options available to children
§ 657q Consolidation of contract requirements
§ 657r Mentor-protege programs
§ 657s Limitations on subcontracting
§ 657t Office of Credit Risk Management
§ 657u Lender Oversight Committee

Terms Used In U.S. Code > Title 15 > Chapter 14A

  • Administrator: means the Administrator of the Administration for Community Living of the Department of Health and Human Services. See 29 USC 796a
  • affiliate: shall include any corporation, business trust, association, or other similar organization--

    (1) Of which a member bank, directly or indirectly, owns or controls either a majority of the voting shares or more than 50 per centum of the number of shares voted for the election of its directors, trustees, or other persons exercising similar functions at the preceding election, or controls in any manner the election of a majority of its directors, trustees, or other persons exercising similar functions. See 12 USC 221a

  • agricultural enterprises: means those small business concerns engaged in the production of food and fiber, ranching, and raising of livestock, aquaculture, and all other farming and agricultural-related industries. See 15 USC 647
  • Alternate valuation date: The earlier of the date six months after the decedent
  • Answer: The formal written statement by a defendant responding to a civil complaint and setting forth the grounds for defense.
  • Attachment: A procedure by which a person's property is seized to pay judgments levied by the court.
  • Bail: Security given for the release of a criminal defendant or witness from legal custody (usually in the form of money) to secure his/her appearance on the day and time appointed.
  • center for independent living: means a consumer-controlled, community-based, cross-disability, nonresidential private nonprofit agency for individuals with significant disabilities (regardless of age or income) that--

    (A) is designed and operated within a local community by individuals with disabilities. See 29 USC 796a

  • Charity: An agency, institution, or organization in existence and operating for the benefit of an indefinite number of persons and conducted for educational, religious, scientific, medical, or other beneficent purposes.
  • consumer control: means , with respect to a center for independent living, that the center vests power and authority in individuals with disabilities, in terms of the management, staffing, decisionmaking, operation, and provisions of services, of the center. See 29 USC 796a
  • continental United States: means the States of the United States and the District of Columbia. See 12 USC 221
  • Conviction: A judgement of guilt against a criminal defendant.
  • Credit Score: A number, roughly between 300 and 800, that measures an individual's credit worthiness. The most well-known type of credit score is the FICO score. This score represents the answer from a mathematical formula that assigns numerical values to various pieces of information in your credit report. Source: OCC
  • Defendant: In a civil suit, the person complained against; in a criminal case, the person accused of the crime.
  • Dismissal: The dropping of a case by the judge without further consideration or hearing. Source:
  • eligible agency: means a consumer-controlled, community-based, cross-disability, nonresidential private nonprofit agency. See 29 USC 796f-5
  • Embezzlement: In most states, embezzlement is defined as theft/larceny of assets (money or property) by a person in a position of trust or responsibility over those assets. Embezzlement typically occurs in the employment and corporate settings. Source: OCC
  • Escrow: Money given to a third party to be held for payment until certain conditions are met.
  • Ex officio: Literally, by virtue of one's office.
  • Federal Deposit Insurance Corporation: A government corporation that insures the deposits of all national and state banks that are members of the Federal Reserve System. Source: OCC
  • Federal Reserve System: The central bank of the United States. The Fed, as it is commonly called, regulates the U.S. monetary and financial system. The Federal Reserve System is composed of a central governmental agency in Washington, D.C. (the Board of Governors) and twelve regional Federal Reserve Banks in major cities throughout the United States. Source: OCC
  • Fixed Rate: Having a "fixed" rate means that the APR doesn't change based on fluctuations of some external rate (such as the "Prime Rate"). In other words, a fixed rate is a rate that is not a variable rate. A fixed APR can change over time, in several circumstances:
    • You are late making a payment or commit some other default, triggering an increase to a penalty rate
    • The bank changes the terms of your account and you do not reject the change.
    • The rate expires (if the rate was fixed for only a certain period of time).
  • Garnishment: Generally, garnishment is a court proceeding in which a creditor asks a court to order a third party who owes money to the debtor or otherwise holds assets belonging to the debtor to turn over to the creditor any of the debtor
  • Grace period: The number of days you'll have to pay your bill for purchases in full without triggering a finance charge. Source: Federal Reserve
  • Guarantor: A party who agrees to be responsible for the payment of another party's debts should that party default. Source: OCC
  • Indictment: The formal charge issued by a grand jury stating that there is enough evidence that the defendant committed the crime to justify having a trial; it is used primarily for felonies.
  • Injunction: An order of the court prohibiting (or compelling) the performance of a specific act to prevent irreparable damage or injury.
  • Interest rate: The amount paid by a borrower to a lender in exchange for the use of the lender's money for a certain period of time. Interest is paid on loans or on debt instruments, such as notes or bonds, either at regular intervals or as part of a lump sum payment when the issue matures. Source: OCC
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • marriage: means only a legal union between one man and one woman as husband and wife, and the word "spouse" refers only to a person of the opposite sex who is a husband or a wife. See 1 USC 7
  • National Bank: A bank that is subject to the supervision of the Comptroller of the Currency. The Office of the Comptroller of the Currency is a bureau of the U.S. Treasury Department. A national bank can be recognized because it must have "national" or "national association" in its name. Source: OCC
  • Plaintiff: The person who files the complaint in a civil lawsuit.
  • Power of attorney: A written instrument which authorizes one person to act as another's agent or attorney. The power of attorney may be for a definite, specific act, or it may be general in nature. The terms of the written power of attorney may specify when it will expire. If not, the power of attorney usually expires when the person granting it dies. Source: OCC
  • Prosecute: To charge someone with a crime. A prosecutor tries a criminal case on behalf of the government.
  • Public debt: Cumulative amounts borrowed by the Treasury Department or the Federal Financing Bank from the public or from another fund or account. The public debt does not include agency debt (amounts borrowed by other agencies of the Federal Government). The total public debt is subject to a statutory limit.
  • Ranking minority member: The highest ranking (and usually longest serving) minority member of a committee or subcommittee.
  • Recourse: An arrangement in which a bank retains, in form or in substance, any credit risk directly or indirectly associated with an asset it has sold (in accordance with generally accepted accounting principles) that exceeds a pro rata share of the bank's claim on the asset. If a bank has no claim on an asset it has sold, then the retention of any credit risk is recourse. Source: FDIC
  • Sentencing guidelines: A set of rules and principles established by the United States Sentencing Commission that trial judges use to determine the sentence for a convicted defendant. Source: U.S. Courts
  • subscription: includes a mark when the person making the same intended it as such. See 1 USC 1
  • Testify: Answer questions in court.
  • Tort: A civil wrong or breach of a duty to another person, as outlined by law. A very common tort is negligent operation of a motor vehicle that results in property damage and personal injury in an automobile accident.
  • Trial: A hearing that takes place when the defendant pleads "not guilty" and witnesses are required to come to court to give evidence.
  • United States: includes the several States, the Territories and possessions of the United States, the Commonwealth of Puerto Rico, the Trust Territory of the Pacific Islands, and the District of Columbia. See 15 USC 633
  • Variable Rate: Having a "variable" rate means that the APR changes from time to time based on fluctuations in an external rate, normally the Prime Rate. This external rate is known as the "index." If the index changes, the variable rate normally changes. Also see Fixed Rate.
  • Venue: The geographical location in which a case is tried.
  • vessel: includes every description of watercraft or other artificial contrivance used, or capable of being used, as a means of transportation on water. See 1 USC 3
  • whoever: include corporations, companies, associations, firms, partnerships, societies, and joint stock companies, as well as individuals. See 1 USC 1