§ 631 Declaration of policy
§ 631a Congressional declaration of small business economic policy
§ 631b Reports to Congress; state of small business
§ 631c Small Business Manufacturing Task Force
§ 632 Definitions
§ 633 Small Business Administration
§ 633a Detailed justification for proposed changes in budget requests
§ 634 General powers
§ 634a Office of Advocacy within Small Business Administration; Chief Counsel for Advocacy
§ 634b Primary functions of Office of Advocacy
§ 634c Additional duties of Office of Advocacy
§ 634d Staff and powers of Office of Advocacy
§ 634e Assistance of Government agencies
§ 634f Reports
§ 634g Budgetary line item and authorization of appropriations
§ 635 Deposit of moneys; depositaries, custodians, and fiscal agents; contributions to employees’ compensation funds
§ 636 Additional powers
§ 636b Disaster loan interest rates
§ 636c Age of applicant for disaster loans
§ 636d Disaster aid to major sources of employment
§ 636e Definitions
§ 636f Coordination of efforts between the Administrator and the Internal Revenue Service to expedite loan processing
§ 636g Development and implementation of major disaster response plan
§ 636h Disaster planning responsibilities
§ 636i Small business bonding threshold
§ 636j Expedited disaster assistance loan program
§ 636k Reports on disaster assistance
§ 637 Additional powers
§ 637b Availability of information
§ 637c Definitions
§ 637d Subcontracting plan reports
§ 638 Research and development
§ 638a GAO study with respect to venture capital operating company, hedge fund, and private equity firm involvement
§ 638b Reducing vulnerability of SBIR and STTR programs to fraud, waste, and abuse
§ 639 Reporting requirements and agency cooperation
§ 639a Review of loan program; submission of estimated needs for additional authorization
§ 640 Voluntary agreements among small-business concerns
§ 641 Transfer to Administration of other functions, powers, and duties
§ 642 Requirements for loans
§ 643 Fair charge for use of Government-owned property
§ 644 Awards or contracts
§ 644a Small Business Procurement Advisory Council
§ 645 Offenses and penalties
§ 645a Annual report on suspensions and debarments proposed by Small Business Administration
§ 646 Liens
§ 647 Duplication of activities of other Federal departments or agencies
§ 648 Small business development center program authorization
§ 648b Grants for SBDCs
§ 648c SBA and USPTO partnerships
§ 649 Office of International Trade
§ 649b Grants, contracts and cooperative agreements for international marketing programs
§ 649c Authorization of appropriations
§ 649d Central information clearinghouse
§ 650 Supervisory and enforcement authority for small business lending companies
§ 651 National small business tree planting program
§ 652 Central European Enterprise Development Commission
§ 653 Office of Rural Affairs
§ 654 Paul D. Coverdell drug-free workplace program
§ 655 Pilot Technology Access Program
§ 656 Women’s business center program
§ 657 Oversight of regulatory enforcement
§ 657a HUBZone program
§ 657b Veterans programs
§ 657d Federal and State Technology Partnership Program
§ 657e Mentoring Networks
§ 657f Procurement program for small business concerns owned and controlled by service-disabled veterans
§ 657g Participation in federally funded projects
§ 657h Small business energy efficiency
§ 657i Coordination of disaster assistance programs with FEMA
§ 657j Information tracking and follow-up system for disaster assistance
§ 657k Disaster processing redundancy
§ 657l Comprehensive disaster response plan
§ 657m Plans to secure sufficient office space
§ 657n Immediate Disaster Assistance program
§ 657o Annual reports on disaster assistance
§ 657p Outreach regarding health insurance options available to children
§ 657q Consolidation of contract requirements
§ 657r Mentor-protege programs
§ 657s Limitations on subcontracting
§ 657t Office of Credit Risk Management
§ 657u Lender Oversight Committee

Terms Used In U.S. Code > Title 15 > Chapter 14A

  • Administration: means the National Credit Union Administration. See
  • Administrator: means the Administrator of the Agency for International Development, unless otherwise specified in this chapter. See
  • agricultural enterprises: means those small business concerns engaged in the production of food and fiber, ranching, and raising of livestock, aquaculture, and all other farming and agricultural-related industries. See
  • Appraisal: A determination of property value.
  • appropriate Federal depository institutions regulatory agency: means , with respect to any depository institution or depository holding company, the agency referred to in section 3207 of this title in connection with such institution or company. See
  • Bail: Security given for the release of a criminal defendant or witness from legal custody (usually in the form of money) to secure his/her appearance on the day and time appointed.
  • Board: means the National Credit Union Administration Board. See
  • branch: includes any branch credit union, branch office, branch agency, additional office, or any branch place of business located in any State of the United States, the District of Columbia, the several territories, including the trust territories, and possessions of the United States, the Panama Canal Zone, or the Commonwealth of Puerto Rico, at which member accounts are established or money lent. See
  • Chairman: means the Chairman of the National Credit Union Administration Board. See
  • Community Reinvestment Act: The Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977. Source: OCC
  • cooperative: means a private sector organization whose members own and control the organization and share in its services and its profits and that provides business services and outreach in cooperative development for its membership. See
  • Council: means the Financial Institutions Examination Council. See
  • Credit Score: A number, roughly between 300 and 800, that measures an individual's credit worthiness. The most well-known type of credit score is the FICO score. This score represents the answer from a mathematical formula that assigns numerical values to various pieces of information in your credit report. Source: OCC
  • Deposition: An oral statement made before an officer authorized by law to administer oaths. Such statements are often taken to examine potential witnesses, to obtain discovery, or to be used later in trial.
  • depository holding company: means a bank holding company as defined in section 1841(a) of this title, a company which would be a bank holding company as defined in section 1841(a) of this title but for the exemption contained in subsection (a)(5)(F) thereof, or a savings and loan holding company as defined in section 1730a(a)(1)(D) 1 of this title. See
  • depository institution: means a commercial bank, a savings bank, a trust company, a savings and loan association, a building and loan association, a homestead association, a cooperative bank, an industrial bank, or a credit union. See
  • Embezzlement: In most states, embezzlement is defined as theft/larceny of assets (money or property) by a person in a position of trust or responsibility over those assets. Embezzlement typically occurs in the employment and corporate settings. Source: OCC
  • Ex officio: Literally, by virtue of one's office.
  • Executive session: A portion of the Senate's daily session in which it considers executive business.
  • Facility: means the National Credit Union Central Liquidity Facility. See
  • Federal credit union: means a cooperative association organized in accordance with the provisions of this chapter for the purpose of promoting thrift among its members and creating a source of credit for provident or productive purposes. See
  • Federal financial institutions regulatory agencies: means the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Office of Thrift Supervision, and the National Credit Union Administration. See
  • Fixed Rate: Having a "fixed" rate means that the APR doesn't change based on fluctuations of some external rate (such as the "Prime Rate"). In other words, a fixed rate is a rate that is not a variable rate. A fixed APR can change over time, in several circumstances:
    • You are late making a payment or commit some other default, triggering an increase to a penalty rate
    • The bank changes the terms of your account and you do not reject the change.
    • The rate expires (if the rate was fixed for only a certain period of time).
  • Forgery: The fraudulent signing or alteration of another's name to an instrument such as a deed, mortgage, or check. The intent of the forgery is to deceive or defraud. Source: OCC
  • Fund: means the National Credit Union Share Insurance Fund. See
  • Grace period: The number of days you'll have to pay your bill for purchases in full without triggering a finance charge. Source: Federal Reserve
  • Guarantor: A party who agrees to be responsible for the payment of another party's debts should that party default. Source: OCC
  • insured credit union: means any credit union the member accounts of which are insured in accordance with the provisions of subchapter II of this chapter, and the term "noninsured credit union" means any credit union the member accounts of which are not so insured. See
  • Intangible property: Property that has no intrinsic value, but is merely the evidence of value such as stock certificates, bonds, and promissory notes.
  • Interrogatories: Written questions asked by one party of an opposing party, who must answer them in writing under oath; a discovery device in a lawsuit.
  • Joint tenancy: A form of property ownership in which two or more parties hold an undivided interest in the same property that was conveyed under the same instrument at the same time. A joint tenant can sell his (her) interest but not dispose of it by will. Upon the death of a joint tenant, his (her) undivided interest is distributed among the surviving joint tenants.
  • Legacy: A gift of property made by will.
  • liquidity needs: means the needs of credit unions primarily serving natural persons for--

    (A) short-term adjustment credit available to assist in meeting temporary requirements for funds or to cushion more persistent outflows of funds pending an orderly adjustment of credit union assets and liabilities. See

  • management official: means an employee or officer with management functions, a director (including an advisory or honorary director, except in the case of a depository institution with total assets of less than $100,000,000), a trustee of a business organization under the control of trustees, or any person who has a representative or nominee serving in any such capacity: Provided, That if a corporator, trustee, director, or other officer of a State-chartered savings bank or cooperative bank is specifically authorized under the laws of the State in which said institution is located to serve as a trustee, director, or other officer of a State-chartered trust company which does not make real estate mortgage loans and does not accept savings deposits from natural persons, then, for the purposes of this chapter, such corporator, trustee, director, or other officer shall not be deemed to be a management official of such trust company: And provided further, That if a management official of a State-chartered trust company which does not make real estate mortgage loans and does not accept savings deposits from natural persons is specifically authorized under the laws of the State in which said institution is located to serve as a corporator, trustee, director, or other officer of a State-chartered savings bank or cooperative bank, then, for the purposes of this chapter, such management official shall not be deemed to be a management official of any such savings bank or cooperative bank. See
  • member: means a Regular or an Agent member of the Facility. See
  • nongovernmental organization: means an organization that works at the local level to solve development problems in a foreign country in which the organization is located, except that the term does not include an organization that is primarily an agency or instrumentality of the government of the foreign country. See
  • Outlays: Outlays are payments made (generally through the issuance of checks or disbursement of cash) to liquidate obligations. Outlays during a fiscal year may be for payment of obligations incurred in prior years or in the same year.
  • paid-in and unimpaired capital and surplus: means the balance of the paid-in share accounts and deposits as of a given date, less any loss that may have been incurred for which there is no reserve or which has not been charged against undivided earnings, plus the credit balance (or less the debit balance) of the undivided earnings account as of a given date, after all losses have been provided for and net earnings or net losses have been added thereto or deducted therefrom. See
  • Power of attorney: A written instrument which authorizes one person to act as another's agent or attorney. The power of attorney may be for a definite, specific act, or it may be general in nature. The terms of the written power of attorney may specify when it will expire. If not, the power of attorney usually expires when the person granting it dies. Source: OCC
  • Precedent: A court decision in an earlier case with facts and law similar to a dispute currently before a court. Precedent will ordinarily govern the decision of a later similar case, unless a party can show that it was wrongly decided or that it differed in some significant way.
  • Right of survivorship: The ownership rights that result in the acquisition of title to property by reason of having survived other co-owners.
  • Secretary: means the Secretary of Agriculture, unless otherwise specified in this chapter. See
  • subscription: includes a mark when the person making the same intended it as such. See
  • Testator: A male person who leaves a will at death.
  • Trust account: A general term that covers all types of accounts in a trust department, such as estates, guardianships, and agencies. Source: OCC
  • Truth in Lending Act: The Truth in Lending Act is a federal law that requires lenders to provide standardized information so that borrowers can compare loan terms. In general, lenders must provide information on Source: OCC
  • Uniform Commercial Code: A set of statutes enacted by the various states to provide consistency among the states' commercial laws. It includes negotiable instruments, sales, stock transfers, trust and warehouse receipts, and bills of lading. Source: OCC
  • United States: includes the several States, the Territories and possessions of the United States, the Commonwealth of Puerto Rico, the Trust Territory of the Pacific Islands, and the District of Columbia. See
  • Uphold: The decision of an appellate court not to reverse a lower court decision.
  • Victim advocate: work with prosecutors and assist the victims of a crime.
  • whoever: include corporations, companies, associations, firms, partnerships, societies, and joint stock companies, as well as individuals. See