Terms Used In Arizona Laws > Title 6 > Chapter 6 - Debt Management Companies

• Act: means a bodily movement. See Arizona Laws 13-105
• Advertisement: means information or materials, other than nonpaid social media messages, that are mailed, e-mailed, posted, distributed, published, displayed, delivered, broadcasted or placed in a communication medium and that are for the purpose of influencing an election. See Arizona Laws 16-901
• Affiliate: means any organization that controls, is controlled by or is under common control with a corporation, limited liability company or labor organization. See Arizona Laws 16-901
• Agency: means any business serving the public, which as part of its services accepts money for and on behalf of a licensee. See Arizona Laws 6-701
• Agent: means any person who has actual authority, either express or implied, to represent or make decisions on behalf of another person. See Arizona Laws 16-901
• Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
• Appellate: About appeals; an appellate court has the power to review the judgement of another lower court or tribunal.
• Aquatic wildlife: means fish, amphibians, mollusks, crustaceans and soft-shelled turtles. See Arizona Laws 17-101
• Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
• Bank: means a corporation that holds a banking permit issued pursuant to chapter 2 of this title. See Arizona Laws 6-101
• Bankruptcy: Refers to statutes and judicial proceedings involving persons or businesses that cannot pay their debts and seek the assistance of the court in getting a fresh start. Under the protection of the bankruptcy court, debtors may discharge their debts, perhaps by paying a portion of each debt. Bankruptcy judges preside over these proceedings.
• Branch: means any banking office other than the principal banking office. See Arizona Laws 6-101
• Branch office: means any office operated solely for the purpose of accepting money and performing other services for a licensee. See Arizona Laws 6-701
• Business income: means :

  (a) Monies received by a person in commercial transactions in the ordinary course of the person's regular trade, business or investments. See Arizona Laws 16-971

• Calendar quarter: means a period of three consecutive calendar months ending on March 31, June 30, September 30 or December 31. See Arizona Laws 16-901
• Candidate: means an individual who receives contributions or makes expenditures or who gives consent to another person to receive contributions or make expenditures on behalf of that individual in connection with the candidate's nomination, election or retention for any public office. See Arizona Laws 16-901
• Candidate committee: includes the candidate. See Arizona Laws 16-901
• Commercial fertilizer: means any substance that contains one or more recognized plant nutrients, that is used for its plant nutrient content and that is designed for use or claimed to have value in promoting plant growth, except unmanipulated animal and vegetable manures, and other products exempted by rule. See Arizona Laws 3-262
• Commission: means the Arizona game and fish commission. See Arizona Laws 17-101
• Commission: means the citizens clean elections commission. See Arizona Laws 16-971
• Committee: means a candidate committee, a political action committee or a political party. See Arizona Laws 16-901
• Conduct: means an act or omission and its accompanying culpable mental state. See Arizona Laws 13-105
• Contribution: means money, donation, gift, loan or advance or other thing of value, including goods and services. See Arizona Laws 16-971
• Contribution: means any money, advance, deposit or other thing of value that is made to a person for the purpose of influencing an election. See Arizona Laws 16-901
• Control: means to possess, directly or indirectly, the power to direct or to cause the direction of the management or policies of another organization, whether through voting power, ownership, contract or otherwise. See Arizona Laws 16-901
• Coordinated party expenditures: means expenditures that are made by a political party to directly pay for goods or services on behalf of its nominee. See Arizona Laws 16-901
• coordination: means the coordination of an expenditure as prescribed by section 16-922. See Arizona Laws 16-901
• Credit report: A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. ^{Source: OCC}
• Creditor: means a person for whose benefit monies are being collected and disbursed by a licensee. See Arizona Laws 6-701
• Criminal negligence: means , with respect to a result or to a circumstance described by a statute defining an offense, that a person fails to perceive a substantial and unjustifiable risk that the result will occur or that the circumstance exists. See Arizona Laws 13-105
• Culpable mental state: means intentionally, knowingly, recklessly or with criminal negligence as those terms are defined in this paragraph:

  (a) "Intentionally" or "with the intent to" means, with respect to a result or to conduct described by a statute defining an offense, that a person's objective is to cause that result or to engage in that conduct. See Arizona Laws 13-105

• Debt management company: means a corporation, company, firm, partnership, association or society, as well as a natural person, that for compensation engages in the business of receiving money, or evidences thereof, in this state or from a resident of this state as agent of a debtor for the purpose of distributing the same to his creditors in payment or partial payment of his obligations. See Arizona Laws 6-701
• Debtor: means a person from whom monies are being accepted for disbursement to creditors. See Arizona Laws 6-701
• Department: means the Arizona game and fish department. See Arizona Laws 17-101
• Department: means the Arizona department of agriculture. See Arizona Laws 3-101
• Department: means the department of insurance and financial institutions. See Arizona Laws 6-101
• Deputy director: means the deputy director of the financial institutions division of the department. See Arizona Laws 6-101
• Device: means any net, trap, snare, salt lick, scaffold, deadfall, pit, explosive, poison or stupefying substance, crossbow, firearm, bow and arrow, or other implement used for taking wildlife. See Arizona Laws 17-101
• Dismissal: The dropping of a case by the judge without further consideration or hearing. ^Source:
• Distributor: means any person who offers for sale, sells, barters, solicits business or otherwise supplies fertilizer materials. See Arizona Laws 3-262
• District office: means an elected office established or organized pursuant to title 15 or 48. See Arizona Laws 16-901
• Division: means the animal services division of the Arizona department of agriculture. See Arizona Laws 3-2001
• Domicile: means a person's true, fixed and permanent home and principal residence. See Arizona Laws 17-101
• Earmarked: means a designation, instruction or encumbrance between the transferor of a contribution and a transferee that requires the transferee to make a contribution to a clearly identified candidate. See Arizona Laws 16-901
• Election: means any election for any ballot measure in this state or any candidate election during a primary, general, recall, special or runoff election for any office in this state other than a federal office and a political party office prescribed by chapter 5, article 2 of this title. See Arizona Laws 16-901
• Election cycle: means the time beginning the day after general election day in even-numbered years and continuing through the end of general election day in the next even-numbered year. See Arizona Laws 16-971
• Election cycle: means the two-year period beginning on January 1 in the year after a statewide general election and ending on December 31 in the year of a statewide general election or, for cities and towns, the two-year period beginning on the first day of the calendar quarter after the calendar quarter in which the city's or town's second, runoff or general election is scheduled and ending on the last day of the calendar quarter in which the city's or town's immediately following second, runoff or general election is scheduled, however that election is designated by the city or town. See Arizona Laws 16-901
• Employee: means an individual who is entitled to compensation for labor or services performed for the individual's employer. See Arizona Laws 16-901
• Employer: means any person that pays compensation to and directs the labor or services of any individual in the course of employment. See Arizona Laws 16-901
• Enforcement officer: means the attorney general or the county, city or town attorney with authority to collect fines or issue penalties with respect to a given election pursuant to section 16-938. See Arizona Laws 16-901
• Entity: means a corporation, limited liability company, labor organization, partnership, trust, association, organization, joint venture, cooperative, unincorporated organization or association or other organized group that consists of more than one individual. See Arizona Laws 16-901
• Ex officio: Literally, by virtue of one's office.
• Excess contribution: means a contribution that exceeds the applicable contribution limits for a particular election. See Arizona Laws 16-901
• Expenditure: means any purchase, payment or other thing of value that is made by a person for the purpose of influencing an election. See Arizona Laws 16-901
• Fair market value: The price at which an asset would change hands in a transaction between a willing, informed buyer and a willing, informed seller.
• Falconry: means the sport of hunting or taking quarry with a trained raptor. See Arizona Laws 17-101
• Fertilizer material: means any substance or mixture of substances intended to be used for promoting or stimulating the growth of plants, increasing the productiveness of plants, improving the quality of crops or producing any chemical or physical change in the soil. See Arizona Laws 3-262
• Filing officer: means the secretary of state or the county, city or town officer in charge of elections for that jurisdiction who accepts statements and reports for those elections pursuant to section 16-928. See Arizona Laws 16-901
• Firewall: means a written policy that precludes one person from sharing information with another person. See Arizona Laws 16-901
• Fur-bearing animals: means muskrats, raccoons, otters, weasels, bobcats, beavers, badgers and ringtail cats. See Arizona Laws 17-101
• Game fish: means trout of all species, bass of all species, catfish of all species, sunfish of all species, northern pike, walleye and yellow perch. See Arizona Laws 17-101
• Game mammals: means deer, elk, bear, pronghorn (antelope), bighorn sheep, bison (buffalo), peccary (javelina), mountain lion, tree squirrel and cottontail rabbit. See Arizona Laws 17-101
• Gift: A voluntary transfer or conveyance of property without consideration, or for less than full and adequate consideration based on fair market value.
• Guarantor: A party who agrees to be responsible for the payment of another party's debts should that party default. ^{Source: OCC}
• Guide: means a person who meets any of the following:

  (a) Advertises for guiding services. See Arizona Laws 17-101

• identify: means :

  (a) For an individual, the individual's first and last name, residence location or street address and occupation and the name of the individual's primary employer. See Arizona Laws 16-901

• Identity: means :

  (a) In the case of an individual, the name, mailing address, occupation and employer of the individual

  (b) In the case of any other person, the name, mailing address, federal tax status and state of incorporation, registration or partnership, if any. See Arizona Laws 16-971

• In-kind contribution: means a contribution of goods, services or anything of value that is provided without charge or at less than the usual and normal charge. See Arizona Laws 16-901
• In-kind contribution: means a contribution of goods, services or anything of value that is provided without charge or at less than the usual and normal charge. See Arizona Laws 16-971
• Independent expenditure: means an expenditure by a person, other than a candidate committee, that complies with both of the following:

  (a) Expressly advocates the election or defeat of a clearly identified candidate. See Arizona Laws 16-901

• Insurance producer: means a person that:

  (a) Is required to be licensed to sell, solicit or negotiate insurance. See Arizona Laws 16-901

• Itemized: means that each contribution received or expenditure made is set forth separately. See Arizona Laws 16-901
• Knowingly: means , with respect to conduct or to a circumstance described by a statute defining an offense, that a person is aware or believes that the person's conduct is of that nature or that the circumstance exists. See Arizona Laws 13-105
• Labor organization: means any employee representation organization that exists for the purpose of dealing with employers concerning grievances, labor disputes, wages, rates of pay, hours of employment or other conditions of employment. See Arizona Laws 16-901
• Legislative office: means the office of representative in the state house of representatives or senator in the state senate. See Arizona Laws 16-901
• Legislative session: That part of a chamber's daily session in which it considers legislative business (bills, resolutions, and actions related thereto).
• Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
• License: means a license issued under this chapter. See Arizona Laws 6-701
• Licensee: means a corporation, company, firm, partnership, association or society, as well as a natural person, licensed by the deputy director to engage in the business of a debt management company pursuant to this chapter. See Arizona Laws 6-701
• Livestock officer: means a livestock officer employed by the department pursuant to section 3-1208. See Arizona Laws 3-2001
• Meat: means the edible part of the muscle of cattle, sheep, swine, goats or equines which is skeletal or which is found in the tongue, in the diaphragm, in the heart or in the esophagus, with or without the accompanying and overlying fat, and the portions of bone, skin, sinew, nerve and blood vessels which normally accompany the muscle tissue and which are not separated from it in the process of dressing. See Arizona Laws 3-2001
• Migratory game birds: means wild waterfowl, including ducks, geese and swans, sandhill cranes, all coots, all gallinules, common snipe, wild doves and bandtail pigeons. See Arizona Laws 17-101
• Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
• negligently: import a want of such attention to the nature or probable consequence of the act or omission as a prudent man ordinarily bestows in acting in his own concerns. See Arizona Laws 1-215
• Nominee: means a candidate who prevails in a primary election for partisan office and includes the nominee's candidate committee. See Arizona Laws 16-901
• Oath: includes an affirmation or declaration. See Arizona Laws 1-215
• Oath: A promise to tell the truth.
• Omission: means the failure to perform an act as to which a duty of performance is imposed by law. See Arizona Laws 13-105
• Original monies: means business income or an individual's personal monies. See Arizona Laws 16-971
• Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
• percentage: means the percentage by weight. See Arizona Laws 3-262
• Person: means an individual or a candidate, nominee, committee, corporation, limited liability company, labor organization, partnership, trust, association, organization, joint venture, cooperative or unincorporated organization or association. See Arizona Laws 16-901
• Person: includes both a natural person and an entity such as a corporation, limited liability company, labor organization, partnership or association, regardless of legal form. See Arizona Laws 16-971
• Person: means a human being and, as the context requires, an enterprise, a public or private corporation, an unincorporated association, a partnership, a firm, a society, a government, a governmental authority or an individual or entity capable of holding a legal or beneficial interest in property. See Arizona Laws 13-105
• Person: includes individual, partnership, association, firm or corporation. See Arizona Laws 3-262
• Personal monies: means any of the following:

  (a) Assets to which the individual or individual's spouse has either legal title or an equitable interest. See Arizona Laws 16-901

• Political action committee: means an entity that is required to register as a political action committee pursuant to section 16-905. See Arizona Laws 16-901
• Political party: means a committee that meets the requirements for recognition as a political party pursuant to chapter 5 of this title. See Arizona Laws 16-901
• Population: means the population according to the most recent United States decennial census. See Arizona Laws 1-215
• Predatory animals: means foxes, skunks, coyotes and bobcats. See Arizona Laws 17-101
• Primary plant nutrient: means total nitrogen, available phosphate or soluble potash. See Arizona Laws 3-262
• Property: means anything of value, tangible or intangible. See Arizona Laws 13-105
• Prosecute: To charge someone with a crime. A prosecutor tries a criminal case on behalf of the government.
• Quorum: The number of legislators that must be present to do business.
• Raptors: means birds that are members of the order of falconiformes or strigiformes and includes falcons, hawks, owls, eagles and other birds that the commission may classify as raptors. See Arizona Laws 17-101
• Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
• Recklessly: means , with respect to a result or to a circumstance described by a statute defining an offense, that a person is aware of and consciously disregards a substantial and unjustifiable risk that the result will occur or that the circumstance exists. See Arizona Laws 13-105
• Remainder: An interest in property that takes effect in the future at a specified time or after the occurrence of some event, such as the death of a life tenant.
• Retention: means the election process by which a superior court judge, appellate court judge or supreme court justice is retained in office as prescribed by article VI, section 38 or 40, Constitution of Arizona. See Arizona Laws 16-901
• Separate segregated fund: means a fund established by a corporation, limited liability company, labor organization or partnership that is required to register as a political action committee. See Arizona Laws 16-901
• Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
• Slaughter: means to kill cattle, sheep, swine, goats, horses, mules or other equines and to prepare the carcasses or parts of carcasses for human consumption. See Arizona Laws 3-2001
• Social media messages: means forms of communication, including internet sites for social networking or blogging, through which users create a personal profile and participate in online communities to share information, ideas and personal messages. See Arizona Laws 16-901
• Sponsor: means any person that establishes, administers or contributes financial support to the administration of a political action committee or that has common or overlapping membership or officers with that political action committee. See Arizona Laws 16-901
• Standing committee: means a political action committee or political party that is active in more than one reporting jurisdiction in this state and that files a statement of organization in a format prescribed by the secretary of state. See Arizona Laws 16-901
• Statewide: means all lands except those areas lying within the boundaries of state and federal refuges, parks and monuments, unless specifically provided differently by commission order. See Arizona Laws 17-101
• Statewide office: means the office of governor, secretary of state, state treasurer, attorney general, superintendent of public instruction, corporation commissioner or mine inspector. See Arizona Laws 16-901
• Subpoena: A command to a witness to appear and give testimony.
• Surplus monies: means those monies of a terminating committee that remain after all of the committee's expenditures have been made, all debts have been extinguished and the committee ceases accepting contributions. See Arizona Laws 16-901
• Take: means pursuing, shooting, hunting, fishing, trapping, killing, capturing, snaring or netting wildlife or placing or using any net or other device or trap in a manner that may result in capturing or killing wildlife. See Arizona Laws 17-101
• Testimony: Evidence presented orally by witnesses during trials or before grand juries.
• Traceable monies: means :

  (a) Monies that have been given, loaned or promised to be given to a covered person and for which no donor has opted out of their use or transfer for campaign media spending pursuant to section 16-972. See Arizona Laws 16-971

• Transfer records: means a written record of the identity of each person that directly or indirectly contributed or transferred more than $2,500 of original monies used for campaign media spending, the amount of each contribution or transfer and the person to whom those monies were transferred. See Arizona Laws 16-971
• trapping: means taking wildlife in any manner except with a gun or other implement in hand. See Arizona Laws 17-101
• Trout: means all species of the family salmonidae, including grayling. See Arizona Laws 17-101
• Uphold: The decision of an appellate court not to reverse a lower court decision.
• Upland game birds: means quail, partridge, grouse and pheasants. See Arizona Laws 17-101
• Venue: The geographical location in which a case is tried.
• Wild: means , in reference to mammals and birds, those species that are normally found in a state of nature. See Arizona Laws 17-101
• Wildlife: means all wild mammals, wild birds and the nests or eggs thereof, reptiles, amphibians, mollusks, crustaceans and fish, including their eggs or spawn. See Arizona Laws 17-101
• Youth: means a person who is under eighteen years of age. See Arizona Laws 17-101