§ 23015 The commissioner may make general rules and regulations and specific …
§ 23015.5 (a) It is unlawful for any person to knowingly alter, destroy, …
§ 23016 (a) Each licensee shall pay to the commissioner its pro rata …
§ 23017 All money paid or collected under this division shall be deposited in …
§ 23018 (a) A license, along with any currently effective order of the …
§ 23019 Every licensee shall post a complete, detailed, and unambiguous …
§ 23020 A licensee shall maintain only one place of business under an …
§ 23021 (a) If a licensee desires to change its place of business to a …
§ 23023 No licensee shall transact the business licensed or make any …
§ 23024 Each licensee shall keep and use books, accounts, and records that …
§ 23025 The department shall maintain a toll-free telephone number for …
§ 23026 On or before March 15 of each year, beginning March 2006, each …
§ 23027 (a) No licensee shall advertise, print, display, publish, …

Terms Used In California Codes > Financial Code > Division 10 > Chapter 1 > Article 3 - Administration and Operations

  • Annual percentage rate: The cost of credit at a yearly rate. It is calculated in a standard way, taking the average compound interest rate over the term of the loan so borrowers can compare loans. Lenders are required by law to disclose a card account's APR. Source: FDIC
  • Appropriation: The provision of funds, through an annual appropriations act or a permanent law, for federal agencies to make payments out of the Treasury for specified purposes. The formal federal spending process consists of two sequential steps: authorization
  • Commissioner: means the Commissioner of Financial Protection and Innovation. See California Financial Code 23001
  • Deferred deposit transaction: means a transaction whereby a person defers depositing a customer's personal check until a specific date, pursuant to a written agreement for a fee or other charge, as provided in Section 23035. See California Financial Code 23001
  • Department: means the Department of Financial Protection and Innovation. See California Financial Code 23001
  • Licensee: means any person who offers, originates, or makes a deferred deposit transaction, who arranges a deferred deposit transaction for a deferred deposit originator, who acts as an agent for a deferred deposit originator, or who assists a deferred deposit originator in the origination of a deferred deposit transaction. See California Financial Code 23001
  • Person: means an individual, a corporation, a partnership, a limited liability company, a joint venture, an association, a joint stock company, a trust, an unincorporated organization, a government entity, or a political subdivision of a government entity. See California Financial Code 23001
  • Writing: includes any form of recorded message capable of comprehension by ordinary visual means. See California Financial Code 8