§ 7901. Scope and purposes. (a) The purposes of this article are to:

Terms Used In N.Y. Insurance Law 7901

  • Systems: means plumbing, electrical, heating, cooling, ventilation, and other systems used in residential real property, including without limitation:

    (A) plumbing systems which include gas supply lines and fittings, water supply, waste and vent pipes and their fittings, septic tanks and their drain fields, water, gas and sewer service piping, and their extensions to the tie-in of a public utility connection, or on-site well and sewage disposal system;

    (B) electrical systems which include all wiring, electrical boxes, switches, outlets, and connections up to the public utility connection; and

    (C) heating, cooling and ventilation systems which include all duct work, steam, water and refrigerant lines, registers, convectors, radiation elements and dampers. See N.Y. Insurance Law 7902

(1) create a legal framework within which service contracts may be sold in this state;

(2) encourage the marketing and developing of more economical and effective means of providing services under service contracts; and

(3) permit and encourage fair and effective competition among different systems of providing and paying for these services.

(b) This article shall not apply to:

(1) Express or implied warranties;

(2) Maintenance agreements;

(3) Warranties, service contracts or maintenance agreements offered by public utilities on their transmission devices to the extent they are regulated by the public service commission; and

(4) Warranties, service contracts and maintenance agreements that are conditioned upon or otherwise associated with the sale or supply of heating fuel.