) In applying the provisions of this Act on unconscionability (§§ 5106 and 6111) to a separate charge for insurance, consideration shall be given among other factors, to:
(a) potential benefits to the debtor including the satisfaction of his obligations;
(b) the creditor’s need for the security provided by the insurance; and

(c) the relation between the amount and terms of credit granted and the insurance benefits provided.

COL120106
14 Guam Code Ann. UNIFORM CONSUMER CREDIT CODE
CH. 4 INSURANCE

(2) If the consumer credit insurance otherwise complies with this Chapter, neither the term nor the amount of the insurance is of itself unconscionable.