(A) The obligations imposed by this Article shall apply to those insurance institutions, agents or insurance-support organizations which, on or after the effective date of this Article:
     (1) in the case of life, health or disability insurance:

Terms Used In Illinois Compiled Statutes 215 ILCS 5/1002

  • Agent: means an individual, firm, partnership, association or corporation who is involved in the solicitation, negotiation or binding of coverages for or on applications or policies of insurance, covering property or risks located in this State. See Illinois Compiled Statutes 215 ILCS 5/1003
  • Insurance institution: means any corporation, association, partnership, reciprocal exchange, inter-insurer, Lloyd's insurer, fraternal benefit society or other person engaged in the business of insurance, health maintenance organizations as defined in § 2 of the Health Maintenance Organization Act, voluntary health services plans as defined in § 2 of the Voluntary Health Services Plans Act, and dental service plans as defined in § 4 of the Dental Service Plan Act. See Illinois Compiled Statutes 215 ILCS 5/1003
  • Insurance-support organization: means :
            (1) any person who regularly engages, in whole or in
    
part, in the practice of assembling or collecting information about natural persons for the primary purpose of providing the information to an insurance institution or agent for insurance transactions, including:
            (a) the furnishing of consumer reports or
        
investigative consumer reports to an insurance institution or agent for use in connection with an insurance transaction, or
            (b) the collection of personal information from
        
insurance institutions, agents or other insurance-support organizations for the purpose of detecting or preventing fraud, material misrepresentation or material nondisclosure in connection with insurance underwriting or insurance claim activity. See Illinois Compiled Statutes 215 ILCS 5/1003
  • Person: means any natural person, corporation, association, partnership or other legal entity. See Illinois Compiled Statutes 215 ILCS 5/1003
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • State: when applied to different parts of the United States, may be construed to include the District of Columbia and the several territories, and the words "United States" may be construed to include the said district and territories. See Illinois Compiled Statutes 5 ILCS 70/1.14

    •      (a) collect, receive or maintain information in connection with insurance transactions which pertains to natural persons who are residents of this State, or
         (b) engage in insurance transactions with applicants, individuals or policyholders who are residents of this State, and
         (2) in the case of property or casualty insurance:
         (a) collect, receive or maintain information in connection with insurance transactions involving policies, contracts or certificates of insurance delivered, issued for delivery or renewed in this State, or
         (b) engage in insurance transactions involving policies, contracts or certificates of insurance delivered, issued for delivery or renewed in this State.
         (B) The rights granted by this Article shall extend to:
         (1) in the case of life, health or disability insurance, the following persons who are residents of this State:
         (a) natural persons who are the subject of information collected, received or maintained in connection with insurance transactions, and
         (b) applicants, individuals or policyholders who engage in or seek to engage in insurance transactions, and
         (2) in the case of property or casualty insurance, the following persons:
         (a) natural persons who are the subject of information collected, received or maintained in connection with insurance transactions involving policies, contracts or certificates of insurance delivered, issued for delivery or renewed in this State, and
         (b) applicants, individuals or policyholders who engage in or seek to engage in insurance transactions involving policies, contracts or certificates of insurance delivered, issued for delivery or renewed in this State.
         (C) For purposes of this Section, a person shall be considered a resident of this State if the person’s last known mailing address, as shown in the records of the insurance institution, agent or insurance-support organization, is located in this State.
         (D) Notwithstanding subsections (A) and (B) above, this Article shall not apply to information collected from the public records of a governmental authority and maintained by an insurance institution or its representatives for the purpose of insuring the title to real property located in this State.
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