Indiana Code 24-5-24-2. “Consumer report”
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Sec. 2. (a) As used in this chapter, “consumer report” means any written, oral, or other communication of any information that:
(2) bears on a consumer’s creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living; and
(1) is made by a consumer reporting agency;
Terms Used In Indiana Code 24-5-24-2
- consumer: means an individual:
Indiana Code 24-5-24-1
- Credit Score: A number, roughly between 300 and 800, that measures an individual's credit worthiness. The most well-known type of credit score is the FICO score. This score represents the answer from a mathematical formula that assigns numerical values to various pieces of information in your credit report. Source: OCC
(3) is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing a consumer’s eligibility for credit to be used primarily for personal, family, or household purposes.
(b) The term includes a consumer’s credit score.
As added by P.L.104-2007, SEC.1.