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§ 1 |
Definitions |
§ 2 |
Insurance contract; definition |
§ 2A |
Reinsurance contracts; status |
§ 2B |
Readability of policy form; definition; approval; actions based on language |
§ 3 |
Unauthorized insurance, annuity or variable annuity contracts; prohibition |
§ 3A |
Administration and enforcement of insurance laws by commissioner of insurance; report of violations |
§ 3B |
Action for injunction restraining violations of chapter |
§ 3C |
Promulgation of regulations defining certain terms relating to medical insurance |
§ 4 |
Examination of companies |
§ 4A |
Provision of data to commissioner by homeowners insurers and joint underwriting association; access to confidential data; annual report to general court |
§ 4B |
Annual report to commissioner of cancellations and non-renewals of homeowners policies |
§ 4C |
Nondiscrimination in provision, renewal, or cancellation of homeowners insurance |
§ 4D |
Coverage to be made available to residential owners for release of heating oil |
§ 4E |
Refusal to issue or renew private passenger motor vehicle insurance policy based on credit information prohibited |
§ 4F |
Liability insurance and notice requirements for operators of short-term rentals and hosting platforms |
§ 4G |
Verification of applicant driving history prior to issuing private passenger motor vehicle insurance policy |
§ 5 |
Revocation or suspension of license of foreign company; grounds; notice; appeal |
§ 6 |
Injunction and appointment of receiver for domestic company; grounds |
§ 8A |
Summoning of witnesses |
§ 9 |
Computation of reserve liability or net value of life company with respect to policies or contracts |
§ 91/2 |
Valuation of reserve liabilities for outstanding insurance policies and annuity and pure endowment contracts |
§ 9A |
Computation of claim fluctuation reserve of domestic life insurance company |
§ 9B |
Annual actuary opinion |
§ 9B1/2 |
Submission of opinion by appointed actuary as to adequacy of reserves and related actuarial items held in support of outstanding insurance contracts |
§ 10 |
Liability of company other than life company and health maintenance organization upon its contracts of insurance |
§ 11 |
Computation of assets and liabilities |
§ 11A |
Valuation of investments |
§ 12 |
Computation of reserve required of liability company |
§ 14 |
Charges and fees |
§ 14A |
Committee on Valuation of Securities of National Association of Insurance Commissioners; assessment of expenses |
§ 16 |
Record of proceedings; certified copies |
§ 17 |
Annual report to the general court |
§ 18 |
Conduct of business in corporate name; publication of assets and liabilities |
§ 19A |
Merger or consolidation; domestic corporations |
§ 19B |
Merger or consolidation; formation of foreign corporation |
§ 19C |
Merger or consolidation; rights of minority stockholders |
§ 19D |
Conversion from stock to mutual company |
§ 19E |
Conversion from mutual to stock company |
§ 19F |
Reorganization as domestic stock insurer owned by mutual holding company |
§ 19G |
Definitions applicable to Secs. 19F to 19W |
§ 19H |
Plan of reorganization; public hearing; approval of plan; meeting |
§ 19I |
Receipt of fee, commission or valuable consideration for aiding, promoting or assisting in reorganization |
§ 19J |
Withdrawal or amendment of plan of reorganization |
§ 19K |
Issuance of certificate of authority to reorganized insurer; approval of articles of organization; status upon effective date of plan; rights of members |
§ 19L |
Actions concerning plan or proposed plan of reorganization or plan amendment or proposed plan amendment |
§ 19M |
Amendment of amended articles of organization or plan of reorganization upon effective date; vote |
§ 19N |
Continued use of word ”mutual” in name of reorganized insurer |
§ 19O |
Transfer of assets and liabilities of reorganized insurer |
§ 19P |
First offer of voting stock after effective date of plan of reorganization; application |
§ 19Q |
Mutual life insurer as reorganizing insurer; establishment of closed block or alternate method for protection of existing policyholders’ contractual rights |
§ 19R |
Additional requirements applicable to reorganizing insurers, intermediate stock holding companies and mutual holding companies |
§ 19S |
Merger or consolidation of two or more mutual holding companies; written agreement of terms and conditions; pending actions, obligations and liabilities |
§ 19T |
Domestic mutual insurance company reorganizing with existing domestic or foreign mutual holding company; terms and conditions |
§ 19U |
Conversion of domestic mutual holding company into domestic stock corporation |
§ 19V |
Transactions entered into by mutual insurers for purpose of avoiding total gross investment income earned excise |
§ 19W |
Promulgation of regulations |
§ 19X |
Disclosure by mutual companies of compensation paid to executive officers and directors |
§ 20 |
Reinsurance |
§ 20A |
Credit for reinsurance; requirements |
§ 21 |
Limitation of amount insured in single risk; penalty |
§ 22 |
Unauthorized policy provisions; effect |
§ 22A |
Combination of hazards; approval |
§ 22B |
Waivers of provisions of this chapter; prohibition; penalty |
§ 22C |
Cancellation of motor vehicle policies |
§ 22D |
Statement of reasons for cancellation; liability |
§ 22E |
Refusal to issue, renew or execute motor vehicle liability policy or bond |
§ 22H |
Refusal to issue or renew motor vehicle liability policies or bonds; suspension of license; public hearings; definitions |
§ 22I |
Amounts received in settlement of claims retained for unpaid premiums |
§ 23 |
Life company; impairment of funds; issuance of policies; penalty |
§ 23A |
Certain occurrences affecting insurance companies; notice to commissioner |
§ 24 |
Life insurance policies; accidental death, disability benefits; approval |
§ 24A |
Refusal to issue policy or limits on coverages based on sex of insured; prohibition |
§ 24B |
Modification in covered services or payments; prior notice of modification; contents of notices |
§ 24D |
Lump sum insurance payments; exchange of claimant information between IV–D agency and insurance companies; withholding of past-due child support subject to lien |
§ 24E |
Duty to assist recovery of public benefits; denial of claims; penalties; electronic access; wrongful use; emergencies |
§ 24F |
Duty to exchange information with department of revenue; definitions; penalties for failure to exchange information; exceptions |
§ 25 |
Annual statements; form; contents |
§ 25A |
Workers’ compensation providers; annual reports; contents |
§ 26 |
Failure to make and file annual statements; penalty |
§ 27 |
Annual statements; inclusion of schedule of claims made subject of suits |
§ 28 |
Undue delay or litigation of claims; commissioner’s report to general court |
§ 29 |
Companies subject to this chapter |
§ 30 |
Applicability of other laws to certain domestic companies; ”stockholder” defined |
§ 31 |
Continuation of certain domestic companies |
§ 31A |
Domestic companies formed by special acts; extension of territorial limits |
§ 32 |
Commencement of domestic company business; certificate; conditions precedent |
§ 33 |
Policies and endorsements; signatures; facsimile |
§ 34 |
Home office; change of address; perjury |
§ 35 |
Salaries of officers, trustees or directors of domestic company; authorization; limitations |
§ 36 |
Pension for domestic company employees |
§ 36A |
Agents and agency employees; retirement or insurance benefits |
§ 36B |
Health and accident insurance companies; employees insurance benefits |
§ 37 |
Vouchers for disbursements |
§ 37A |
Relief fund contributions by domestic company; charitable, scientific or educational contributions |
§ 44 |
Failure of domestic company to timely commence business; organization under special act; withdrawal from insurance business and continuance as business corporation |
§ 45 |
Unauthorized agencies; penalty |
§ 46 |
Insolvent domestic companies; preference of claims for unpaid losses |
§ 46A |
Insolvent domestic workers’ compensation insurer; preference of claims for unpaid losses under workers’ compensation policies |
§ 46B |
By-laws of domestic insurance companies; filings |
§ 47 |
Purposes for which companies may be incorporated under this chapter |
§ 47A |
Businesses in which domestic insurance company may engage |
§ 47B |
Mental health benefits; biologically-based mental disorders; mental disorders of rape victims; non-biologically-based mental disorders of children and adolescents under age 19 |
§ 47C |
Dependent coverage for newborn infants or adoptive children; inclusion in policies of accident and sickness insurance |
§ 47D |
Cardiac rehabilitation expense benefits |
§ 47E |
Certified nurse midwife services benefits |
§ 47F |
Abortion, abortion-related care, prenatal, childbirth and postpartum care benefits; minimum coverage for in-patient care |
§ 47G |
Cytologic screening and mammographic examination expense benefits |
§ 47H |
Infertility, pregnancy-related benefits |
§ 47I |
Nonprescription enteral formulas for home use |
§ 47J |
Standardized claim form |
§ 47K |
Off-label drug use; cancer treatment |
§ 47L |
Off-label drug use; cancer; review panel |
§ 47N |
Items medically necessary for diagnosis and treatment of diabetes |
§ 47O |
HIV/AIDS treatment; insurance coverage for certain off-label use of prescription drugs |
§ 47P |
Off-label use of prescription drugs for HIV/AIDS treatment; advisory panel |
§ 47Q |
Insurance benefits for services rendered by nurse anesthetists and nurse practitioners |
§ 47R |
Accident and sickness insurance benefits for bone marrow transplants |
§ 47S |
Accident and sickness insurance benefits for licensed hospice services |
§ 47T |
Scalp hair prostheses necessary due to cancer or leukemia treatment |
§ 47U |
Emergency services provided to insureds for emergency medical conditions |
§ 47V |
Coverage for human leukocyte or histocompatibility locus antigen testing |
§ 47W |
Outpatient services; hormone replacement therapy for peri and post menopausal women; contraceptive services; approved prescription contraceptive drugs or devises; exception |
§ 47X |
Diagnosis and treatment of speech, hearing and language disorders |
§ 47Y |
Coverage for medically necessary hypodermic syringes or needles |
§ 47Z |
Coverage for prosthetic devices and repairs |
§ 47AA |
Coverage for diagnosis and treatment of autism spectrum disorder |
§ 47BB |
Coverage for children under age 18 for cleft lip and cleft palate |
§ 47DD |
Coverage for orally administered anticancer medications |
§ 47EE |
Coverage for abuse deterrent opioid drug products |
§ 47FF |
Preauthorization or substance abuse treatment not to be required |
§ 47GG |
Coverage for medically necessary acute treatment and clinical stabilization services |
§ 47II |
Coverage for medical or drug treatments to correct or repair disturbances of body composition caused by HIV associated lipodystrophy syndrome |
§ 47JJ |
Filling of remaining portion of prescription for covered drug that is a narcotic substance earlier filled in lesser quantity |
§ 47KK |
Pain management access plans |
§ 47LL |
Coverage for tobacco use cessation counseling and tobacco cessation products |
§ 47MM |
Coverage for health care services delivered via telehealth |
§ 47NN |
Coverage for treatment of pediatric autoimmune neuropsychiatric disorders associated with streptococcal infections and pediatric acute-onset neuropsychiatric syndrome |
§ 47PP |
Coverage for prescription eye drops |
§ 47QQ |
Coverage for mental health or substance use disorder services delivered through psychiatric collaborative care model |
§ 47RR |
Benefits for medically necessary emergency services programs |
§ 47SS |
Coverage for medically necessary mental health acute treatment, community-based acute treatment and intensive community-based acute treatment |
§ 47TT |
Coverage for annual mental health wellness examination |
§ 48 |
Stock companies; formation; capital; stock; options; promoter defined |
§ 48A |
Mutual companies; formation; capital and surplus |
§ 49 |
Formation of corporation |
§ 49A |
Domestic insurers; requirements; transfer of domicile |
§ 50 |
Stock companies; amendment of articles of organization |
§ 50A |
Mutual companies; amendment of articles of organization |
§ 50B |
Amendment of articles of organization; submission; approval; filing; effective date |
§ 51 |
Domestic stock companies; kinds of business that may be transacted; power to combine |
§ 54 |
Domestic mutual companies; kinds of business that may be transacted; power to combine |
§ 54A |
Domestic companies; risks and hazards in other states |
§ 54B |
Reinsurance of risks; exceptions |
§ 54C |
Motor vehicle insurance |
§ 54D |
Personal property floater |
§ 54E |
Dwelling houses; comprehensive and medical coverages |
§ 54F |
Commercial property, goods in storage or transit, and other merchandise or equipment; coverage by certain companies in fire insurance policies |
§ 54G |
Reinsurance or pooling of risks by life insurance companies; regulations; approval and certificate; restrictions |
§ 55 |
Continuation of mutual companies organized to transact employers’ liability insurance or steam boiler insurance |
§ 56 |
Fraternal societies; reincorporation |
§ 57 |
Domestic stock companies; directors; quorum |
§ 58 |
Domestic stock companies; duties of directors |
§ 59 |
Domestic stock companies; president and secretary; duties; records; inspection |
§ 60 |
Domestic stock companies; bonds of officers |
§ 62 |
Domestic stock companies; liability of officers |
§ 63 |
Capital and reserve; payment; investment |
§ 63A |
Limitation on acquisition of or investment in medium grade or lower grade obligations |
§ 64 |
Investments |
§ 65 |
Investment in loans upon mortgages |
§ 66 |
Life companies; investments |
§ 66A |
Life companies; acquisition of housing projects; limitations |
§ 66B |
Life companies; acquisition of realty; limitations |
§ 66C |
Life companies; investment in stock of insurance companies |
§ 66D |
Life companies; investment in and acquisition of stock of subsidiary corporations |
§ 66E |
Life companies; investment in limited partnership interests |
§ 66F |
Acquisition of interest in limited liability company by domestic life company |
§ 67 |
Life companies; charter limitations on investments; exception |
§ 68 |
Unauthorized investments; disposition |
§ 69 |
Impaired capital; assessment; effect of non-compliance with commissioner; order |
§ 70 |
Increase of stated capital |
§ 71 |
Reduction of stated capital |
§ 72 |
Dividends |
§ 73 |
Mutual fire companies; solicitation of business; issuance of policies; restrictions; penalties |
§ 74 |
Mutual fire companies; further insurance by certain companies; certificates |
§ 75 |
Mutual fire companies; underwriters; compensation |
§ 76 |
Mutual fire companies; members; annual meetings; voting rights |
§ 77 |
Mutual fire companies; directors |
§ 78 |
Mutual fire companies; laws applicable; records; perjury; inspection; jurisdiction |
§ 79 |
Mutual fire companies; guaranty capital; dividends; retirement |
§ 80 |
Mutual fire companies; dividends; accumulated profits |
§ 81 |
Mutual fire companies; premiums; contingent liability |
§ 82 |
Mutual fire companies; power of certain companies to take deposit notes |
§ 83 |
Mutual fire companies; assessments |
§ 84 |
Mutual fire companies; review or order of assessment by supreme judicial court |
§ 85 |
Mutual fire companies; penalty for guaranty against assessments; personal liability of officers |
§ 85A |
Mutual fire companies; non-assessable policies; issuance |
§ 86 |
Mutual marine companies; subscribers; losses; dividends; redemption fund |
§ 88 |
Mutual marine companies; applicability of Secs. 76, 77 and 78 |
§ 89 |
Mutual marine companies; liability of president or director |
§ 90 |
Provisions relating to mutual fire companies applicable to other mutual companies |
§ 90A |
Policies; issuance by mutual fire and marine and automobile companies; conditions precedent |
§ 90B |
Policies; issuance by mutual fidelity and corporate surety companies; guaranty capital; members |
§ 90C |
Guaranty fund; creation in lieu of guaranty capital by certain mutual companies |
§ 93 |
Mutual liability companies; issuance of policies |
§ 93A |
Miscellaneous mutual companies; issuance of policies |
§ 93B |
Mutual surety, liability and casualty companies; issuance of policies; condition precedent |
§ 93C |
Mutual surety, liability and casualty companies; guaranty fund; establishment |
§ 93D |
Mutual surety, liability and casualty companies; impairment of guaranty capital or decrease in business; effect |
§ 93E |
Mutual life, liability and casualty companies; issuance of policies; dividends |
§ 93F |
Non-assessable policies; issuance |
§ 94 |
Mutual life companies; members, voting rights; selection and qualifications of directors |
§ 94A |
Definitions applicable to Secs. 94B to 94M and remainder of this chapter, and to chapter 152 |
§ 94B |
Exchange of reciprocal or inter-insurance contracts |
§ 94C |
Domestic exchange; organization; preliminary certificate |
§ 94D |
Domestic exchange; provisional and permanent certificates to transact business; application and declaration |
§ 94E |
Foreign exchange; license to transact business; application and declaration; requirements |
§ 94F |
Examination of application and declaration by commissioner; issuance of license to transact business |
§ 94G |
Issuance of insurance contracts; conditions precedent |
§ 94H |
Required amount of assets, surplus and reserve maintained in hands of attorney in fact; applicability of other laws to exchanges |
§ 94I |
Annual reporting by reciprocal insurance exchange; examination of affairs of exchange by commissioner |
§ 94J |
Applicability of chapter to contracts of reciprocal or inter-insurance and exchanges thereof, attorneys in fact and other representatives |
§ 94K |
Advisory committee |
§ 94L |
Power of attorney |
§ 94M |
Unused premium deposits |
§ 94N |
Domestic exchange; conversion to or merger with domestic mutual insurance company |
§ 95 |
Fire insurance policy of amount exceeding fair value of property or for term of longer than seven years prohibited |
§ 95A |
Requirement of fire insurance policy exceeding amount of outstanding mortgage prohibited |
§ 95B |
Discrimination against abuse victim in any term or condition of residential property insurance policy prohibited |
§ 96 |
Fire loss; limitation on liability beyond actual value of insured property; reimbursement of premium paid on amount in excess of actual value |
§ 96A |
Loss of use or occupancy; limitations |
§ 97 |
Payment to mortgagees under fire insurance policy |
§ 97A |
Claims for loss or damage to real property in amount greater than five thousand dollars; priority of claims of city or town for payment of municipal liens |
§ 98 |
Application for fire insurance |
§ 99 |
Standard form and content of policies or contracts insuring against loss or damage by fire or by fire and lightning |
§ 99A |
Loss or damage caused by nuclear reaction, nuclear radiation or radioactive contamination |
§ 99B |
Property insurance for business, professional or governmental operation; multi-peril homeowners insurance for condominiums |
§ 99C |
Sailmaker shops; insurance against damage or loss by fire or fire and lightning |
§ 100 |
Reference of amount of loss under policy of fire insurance to referees; selection of referees |
§ 100A |
Reference of amount of loss under policy of fire insurance to referees; appointment of replacement referee |
§ 100B |
Reference of amount of loss under policy of fire insurance to referees; qualification of referee |
§ 101 |
Reference of amount of loss under policy of fire insurance to referees; timing of hearing |
§ 101A |
Reference of amount of loss under policy of fire insurance to referees; publication and delivery of award |
§ 101B |
Reference of amount of loss under policy of fire insurance to referees; liability of company and insured for compensation and expenses of third referee; review by commissioner |
§ 101C |
Reference of amount of loss under policy of fire insurance to referees; payment of charges of third referee |
§ 101D |
Determination by referees of sound value of property affected |
§ 101E |
Reference of amount of loss or sound value of affected property under policy of fire insurance to referees; non-waiver of legal defenses to claim |
§ 101F |
Reference of amount of loss or sound value of affected property under policy of fire insurance to referees; penalty for non-compliance with Secs. 100, 101A or 101D |
§ 101G |
Reference of amount of loss or sound value of affected property under policy of fire insurance to referees; effect of appointment of receiver for domestic fire company |
§ 101H |
Sound value |
§ 102 |
Proof of loss; written notice of fire in lieu of sworn statement specified by Sec. 99 |
§ 102A |
Combination policies; contents; commissioner’s approval |
§ 102B |
Combination policies; mutual companies |
§ 102C |
Policy against loss or damage to property by radioactive contamination; form; contents; requisites |
§ 102D |
National flood insurance program; authorization of participating companies to issue policies; proof of loss; service of process |
§ 102E |
Crime insurance policies |
§ 105 |
Fidelity and corporate surety companies; powers |
§ 106 |
Foreign fidelity and corporate surety companies; deposit with state treasurer |
§ 107 |
Surety bonds; status |
§ 108 |
Accident and health insurance policies; commissioner’s approval; contents |
§ 108A |
Refusal to issue policy of accident and sickness insurance for reason of blindness or deafness prohibited |
§ 108B |
Inclusion of registered dentists within meaning of ”physician” or ”doctor” as used in policies of accident and sickness insurance or contracts for health care, services or benefits |
§ 108C |
Discrimination in issuance, denial, cancellation, renewal or rates of policy of accident and sickness insurance for reason of exposure to diethylstilbestrol or DES compounds prohibited |
§ 108D |
Reimbursement for chiropractic services |
§ 108E |
Disclosure of information relating to outpatient diagnosis or treatment of mental or nervous conditions |
§ 108G |
Discrimination in issuance, denial, cancellation, renewal or rates of policy of accident and sickness insurance based on information that individual has been victim of abuse prohibited |
§ 108H |
Terms of accident or sickness insurance policies; genetic tests; discrimination based on genetic information |
§ 108I |
Disability or long term care insurance policies; genetic tests; discrimination based on genetic information |
§ 108J |
Disability insurance policies; discrimination based upon lawful travel experiences or plans prohibited |
§ 108L |
Attribution of members to a primary care provider |
§ 108M |
Disclosure of patient-level data and contracted prices of individual health care services by carriers to providers |
§ 108N |
Disability insurance policies; discrimination based upon race, color, religious creed, national origin, sex, pregnancy, gender identity, sexual orientation or marital status prohibited |
§ 110 |
General or blanket policies; power to issue; non-applicability of Sec. 108 |
§ 110A |
Disability insurance; exemption from attachment; exception |
§ 110B |
Non-payment of premium of accident, health or individual life insurance policy; termination or lapse of policy; notice; limitation of action |
§ 110C |
Health insurance of persons over 65; issuance by two or more companies |
§ 110D |
Continuation of coverage after insured leaves group covered by general or blanket policy |
§ 110E |
Standards for disclosure of form, content and advertising of accident and sickness insurance policies; rules and regulations; enforcement procedures and penalties |
§ 110F |
Effect of federal social security benefit increase upon payment of benefits under disability policy |
§ 110G |
Continuation of coverage under group hospital, surgical or medical insurance plan upon involuntary layoff or death of member |
§ 110H |
Cancellation of policy of accident and health upon insured reaching age 65; notice to insured |
§ 110I |
Continuation of coverage under group hospital, surgical, medical or dental insurance plan upon divorce or separation of member |
§ 110J |
Group policies issued to trustees of fund appointed by council on aging |
§ 110K |
Alternative dental coverage option |
§ 110L |
Clinical trials; definitions; coverage |
§ 110M |
Statements provided to individuals provided with creditable coverage; reports |
§ 111 |
Beneficiary; power to sue |
§ 111A |
Liability insurance; combination policies; contents; commissioner’s approval |
§ 111B |
Liability insurance; combination policies; issuance by mutual companies; notice of reduced or eliminated coverages |
§ 111C |
Medical pay provisions |
§ 111D |
Uninsured vehicle endorsement |
§ 111E |
Professional liability policies |
§ 111F |
Medical reports; furnishing copy to injured person or attorney |
§ 111G |
Extent of family coverage; stated deductible amount |
§ 111H |
Liability insurance for residential property owners complying with lead poisoning prevention guidelines |
§ 112 |
Payment of losses; regulations |
§ 112A |
Liquor liability insurance; coverage |
§ 112B |
Cancellation of liquor liability insurance by insurer; notice to insured and to licensing authorities |
§ 112C |
Disclosure of coverage limits to claimants; penalty |
§ 113 |
Judgment; satisfaction |
§ 113A |
Motor vehicle liability policies; contents; commissioner’s approval; options to purchase policies or bonds; notice of reduced or eliminated coverages |
§ 113B |
Classification of risks and premium charges in connection with motor vehicle liability policies or bonds |
§ 113B1/2 |
Increase in premium of motor vehicle liability policy resulting from at-fault accident not satisfying criteria for minor or major accident prohibited |
§ 113C |
Notice to registrar of companies authorized to issue motor vehicle liability policies or to act as surety upon motor vehicle liability bonds; mandatory offer of additional coverage; limits |
§ 113D |
Cancellation of motor vehicle liability policy; proceedings; review |
§ 113E |
Deposit premiums |
§ 113F |
Notice of intent to not issue, extend or renew motor vehicle liability policy or to execute or act as surety on motor vehicle liability bond |
§ 113G |
Officers, directors and employees of company issuing or executing motor vehicle liability policies or bonds; financial interest in companies or agencies; restrictions |
§ 113H |
Assigned risk plans |
§ 113I |
Freedom of contract between insurers and agents or brokers; manner of issuing policies |
§ 113J |
Furnishing of reports of medical examinations of person injured in motor vehicle accident |
§ 113K |
Minors; contracts for motor vehicle liability insurance |
§ 113L |
Uninsured motorists; insufficient liability limits; coverage |
§ 113N |
Medical examination of applicant for motor vehicle liability policy or bond prohibited |
§ 113O |
Fire and theft or comprehensive coverage; payments for loss or damage to insured vehicle; statements to police; claim forms; actions for nonpayment |
§ 113P |
Appeals from application of safe driver insurance plan |
§ 113Q |
Inclusion of automobile club memberships in automobile insurance policy prohibited |
§ 113R |
Interest on refunds of overpayments or overdue payments of motor vehicle liability insurance premiums |
§ 113S |
Inspection of vehicles prior to provision of coverage |
§ 113T |
Repair shop coverage |
§ 113U |
Antique motor car policies |
§ 113V |
Overutilization of practice or fraud involving automobile insurance claims; medical licensing boards; investigations |
§ 113W |
Hospitality mutual insurance company; conversion of liquor legal liability joint underwriting association; authorized transactions; board of directors |
§ 113X |
Motor vehicle glass repair covered by motor vehicle liability insurance; prohibited acts by insurers; penalty |
§ 114 |
Title insurance companies; applicability of chapter |
§ 116 |
Title guarantee funds |
§ 116A |
Foreign title insurance companies; applicability of chapter |
§ 117 |
Steam boiler insurance; term of policy |
§ 117A |
Marine and sprinkler leakage insurance; combination policies; contents; commissioner’s approval |
§ 117B |
Credit insurance; combination policies; contents; commissioner’s approval |
§ 117C |
Determination of premium rates with respect to credit life insurance and credit accident and health insurance; filing; reports |
§ 117D |
Credit involuntary unemployment insurance |
§ 118 |
Life company defined |
§ 119 |
Domestic life companies; power to make pure endowment contracts and grant annuities. |
§ 119A |
Proceeds of annuity contract or policy of life insurance retained by life company; alienation, assignment, etc. by beneficiary |
§ 119B |
Refund of prepaid individual life insurance premiums upon death of insured |
§ 119C |
Interest on proceeds payable under policy of individual life insurance upon death of insured |
§ 120 |
Discrimination by life company in amount or payment of premiums or rate charged, in benefits payable, or in any other term of contract prohibited |
§ 120A |
Refusal to issue policy of individual life insurance for reason of mental retardation prohibited |
§ 120B |
Refusal to issue policy of individual life insurance for reason of blindness prohibited |
§ 120C |
Discrimination in cancellation, issuance, renewal or rates of policies on the lives of persons for reason of exposure to diethylstilbestrol or DES compounds prohibited |
§ 120D |
Discrimination in cancellation, issuance, renewal or rates of policies of life insurance or endowment insurance for reason that individual has been victim of abuse prohibited |
§ 120E |
Unfair discrimination based on results of genetic test or the provision of genetic information prohibited; genetic tests as condition to issuance or renewal of policy on the life of person prohibited |
§ 120F |
Discrimination in terms or conditions of group or individual annuity, pure endowment contract or certificate prohibited |
§ 121 |
Sale or purchase of securities in connection with contract of life or endowment insurance or annuity prohibited |
§ 122 |
Discrimination against colored persons of African descent in conditions and premium charged for policies of life insurance prohibited |
§ 122A |
Discrimination based upon lawful travel experiences or plans prohibited; life insurance policies |
§ 123 |
Application for issuance of policy of life or endowment insurance; change of designation of beneficiary |
§ 123A |
Insurable interest of corporation in the life or physical or mental ability of corporate director, officer, employee, etc. |
§ 124 |
Claims under policy issued by life company; binding effect of statements in application for life insurance policy issued without medical examination |
§ 125 |
Beneficiaries of policy of life or endowment insurance; entitlement to proceeds against creditors of person effecting policy |
§ 126 |
Policy of life or endowment insurance payable to or for the benefit of a married woman |
§ 127 |
False or fraudulent statements in application for life or endowment insurance; penalties |
§ 128 |
Age of competency to contract for life or endowment insurance |
§ 129 |
Plain description upon face of policy of life or endowment insurance or annuity required |
§ 130 |
Policies of life or endowment purporting to be issued or to take effect more than six months before date of application; annuities or pure endowments contracts purporting to be issued or to take effect at higher age |
§ 131 |
Endorsement or attachment of application as a part of policy of life or endowment insurance |
§ 132 |
Policies of life or endowment insurance; form and content; commissioner’s approval |
§ 132A |
Group annuity contract; definitions |
§ 132A1/2 |
Requirements for other group annuity contracts |
§ 132B |
Group annuity contract; issuance; form; commissioner’s approval; review; contents |
§ 132C |
Group annuity contract; exemption from process; exception |
§ 132D |
Group annuity contracts; members |
§ 132E |
Group annuity contract; construction |
§ 132F |
Pension contracts; funding agreements; separate accounts |
§ 132G |
Variable annuity contracts; issuance; contents; separate investment accounts; reserve liability; approval; rules and regulations |
§ 132H |
Variable annuity contracts; investment of assets; limitations; rules and regulations |
§ 132I |
Funding agreements |
§ 133 |
Group life insurance defined |
§ 133A |
Requirements for other group life insurance policies |
§ 134 |
Group life policies; commissioner’s approval; contents |
§ 134A |
Conversion from group life insurance policy to another type of life policy; right of certificate-holder; notice |
§ 134C |
Group life policies; assignment of incidents of ownership |
§ 135 |
Group life policies; exemption from attachment; exception |
§ 136 |
Group life policies; exemption from loan provision |
§ 137 |
Group policies; members |
§ 138 |
Application of chapter to Secs. 133 to 137 |
§ 138A |
Group life policies; pay-roll deductions of state and local employees |
§ 139 |
Conversion, alteration or exchange of life or endowment insurance or annuity contracts |
§ 140 |
Annual dividends on policies of life or endowment insurance |
§ 141 |
Safety fund |
§ 142 |
Loan from life company upon policy of life insurance; interest rate; loan value; definitions |
§ 143 |
Applicability of forfeiture laws to policies of life insurance and deferred annuity contracts |
§ 144 |
Default in payment of premium on policy of life insurance; surrender of policy for cash value; taking of paid-up nonforfeiture benefit |
§ 1441/2 |
Defaulting or surrendering policyholders; minimum requirements; construction with Sec. 144 |
§ 144A1/2 |
Annuity contracts; required provisions |
§ 145 |
Cash surrender value of policies of industrial life insurance |
§ 146 |
Policies of industrial life insurance; applicability of Sec. 144 |
§ 146A |
Default in payment of premium on policy of industrial life insurance; notice of non-forfeiture benefit |
§ 146B |
Massachusetts Life and Health Insurance Guaranty Association Law |
§ 149 |
Participating and nonparticipating policies of life, endowment and accident and sickness insurance and annuity and pure endowment contracts |
§ 149A |
Unclaimed funds; definitions |
§ 149B |
Unclaimed funds; reports by companies |
§ 149C |
Unclaimed funds; payment to state treasurer |
§ 149D |
Unclaimed funds; custody; claims; proceedings; judgment and satisfaction |
§ 149E |
Examination of records of life company by state treasurer |
§ 149M |
Definitions applicable to Secs. 149M to 149X |
§ 149N |
Service contracts; duties of provider |
§ 149O |
Reimbursement of covered sums or performance of service pursuant to reimbursement insurance policy |
§ 149P |
Form and content of service contracts |
§ 149Q |
Prohibited language in provider name; false or misleading statements; purchase of service contract as condition of loan or sale of property prohibited |
§ 149R |
Maintenance and retention of accounts, books and records |
§ 149S |
Termination of reimbursement insurance policy |
§ 149T |
Receipt of premiums for reimbursement insurance policy; insurer right to indemnification or subrogation |
§ 149U |
Enforcement of Secs. 149M to 149W |
§ 149V |
Exemptions from Secs. 149M to 149W |
§ 149W |
Rules and regulations |
§ 149X |
Retention and use of collected registration fees |
§ 150 |
Admission of foreign companies |
§ 151 |
Conditions of admission of foreign companies |
§ 152 |
Kinds of business which may be transacted by foreign companies |
§ 152A |
Foreign mutual fire companies; non-assessable policies; issuance; conditions |
§ 153 |
Foreign life companies; conditions of admission |
§ 154 |
Service of process on foreign company; duty of commissioner; fees |
§ 155 |
Companies formed under laws of any government or state other than the United States or one of the United States; conditions of admission |
§ 156 |
Companies formed under laws of any government or state other than the United States or one of the United States; appointment of trustees |
§ 156A |
Cessation of issuance of policies or making of contracts by foreign company upon revocation or suspension of license or failure to maintain required amounts of capital or assets |
§ 158 |
Effect of war between United States and foreign country upon policies and contracts issued by company organized under laws of such foreign company |
§ 160 |
Persons aiding foreign company not lawfully admitted to issue policies or contracts; penalty; reinsurance or transfer of primary obligation to meet actual risk assumed under policy to unlicensed company or company with insufficient net cash assets prohibi |
§ 160A |
Advertisement for or on behalf of unlicensed foreign company or fraternal benefit society prohibited |
§ 160B |
Publication of notice by commissioner of unlicensed foreign company or fraternal benefit society |
§ 160C |
Automobile insurance; company as agent for insurers doing business in Mexico; separate accounts; payment of percentage of gross premiums |
§ 160D |
Agent or broker securing automobile coverage with Mexican companies; separate accounts; payment of percentage of gross premiums |
§ 161A |
Definitions applicable to Secs. 161A to 161E |
§ 161B |
Domestication of United States branch of alien insurer; domestication agreement |
§ 161C |
Approval of domestication agreement by alien and domestic insurer |
§ 161D |
Approval of domestication agreement by commissioner |
§ 161E |
Domestication of United States branch of alien insurer effective upon filing of instrument of transfer and assumption |
§ 162 |
Agent, broker and adjuster defined; on-premises and off-premise solicitation of negotiation of policy of insurance |
§ 162B |
Agents and brokers; power to accept installment premiums |
§ 162C |
Direct billing; mandatory agreements prohibited |
§ 162D |
Expense premium commissions; payment to insurance agents; additional compensation |
§ 162E |
Motor vehicle insurance made by insurer pursuant to American agency system; insurer commission arrangements |
§ 162F |
Property or casualty insurance information; proprietary rights of agents and brokers |
§ 162G |
Licensing of insurance producers; Secs. 162H through 162X govern qualifications and procedures |
§ 162H |
Definitions applicable to Secs. 162G to 162X |
§ 162I |
License required to sell, solicit or negotiate insurance |
§ 162J |
Insurance producer license; persons not required to be licensed |
§ 162K |
Insurance producer license; written examination |
§ 162L |
Insurance producer license; application; requirements for approval |
§ 162M |
Insurance producer license; qualification; lines of authority |
§ 162N |
Insurance producer license; nonresident producer licenses |
§ 162O |
Insurance producer license; application by individual licensed as an insurance producer in another state |
§ 162P |
Insurance producer doing business under assumed name; notice |
§ 162Q |
Insurance producer license; temporary license |
§ 162R |
Insurance producer license; suspension, revocation, refusal to issue or renew or levying of civil penalties |
§ 162S |
Insurance producers acting as agents of insurers; appointment procedures |
§ 162T |
Insurer’s termination of appointment, contract, etc. with producer; procedures |
§ 162U |
Insurance producer license; waiver of requirements for nonresident license applicant |
§ 162V |
Reporting of administrative action taken against insurance producer; reporting of criminal prosecution of insurance producer |
§ 162W |
Promulgation of regulations relating to insurance producers |
§ 162X |
Severability of Secs. 162G to 162X |
§ 162Y |
Portable electronics insurance |
§ 162Z |
Travel insurance; limited lines travel insurance; license |
§ 163 |
Agents; licensing; cancellation, modification, revocation, or expiration of contract; referees; decision; review |
§ 164 |
Collectors of premiums |
§ 164A |
Lapsed industrial life policies; effect on agents’ commissions |
§ 166B |
Revocation of license; disposition of interest as proprietor, employee, etc. of insurance producer; appointment of receiver; injunction |
§ 167A |
Insurance producer license; fee exemption for certain persons |
§ 168 |
Special insurance brokers; licensing; procurement of insurance in unauthorized companies |
§ 168A |
Procurement by special broker of insurance from an eligible alien unauthorized insurer |
§ 169 |
Effect of payment to agent or broker |
§ 170 |
Agent or broker; procurement of payment of premium by fraud; penalty |
§ 171 |
Illegal insurance contracts; liability of agent |
§ 172 |
Adjusters of fire losses; licensing; penalty; examination for applicants |
§ 172A |
Voluntary association licenses |
§ 173 |
Partnership licenses |
§ 174 |
Corporation licenses |
§ 174A |
Hearings, revocation or suspension of licenses; notices |
§ 174B |
Revoked licenses; surrender; renewal certificates; penalty |
§ 174F |
Business Transacted With Broker–Controlled Insurer Act |
§ 174G |
Definitions applicable to Secs. 174F to 174K |
§ 174H |
Applicability of Secs. 174F to 174K |
§ 174I |
Written contract between controlling broker and insurer required |
§ 174J |
Notice to prospective insured disclosing broker-controlled insurer relationships |
§ 174K |
Violations of Secs. 174F to 174K; remedies |
§ 175 |
Representation or advertisement as agent, broker or adjuster without being duly licensed; carrying on of business in name other than that stated in license |
§ 176 |
Larceny by agent or broker |
§ 176A |
Refund or credit of return premiums on cancelled motor vehicle policies; penalty |
§ 177 |
Unlicensed persons; compensation; penalty |
§ 177A |
Insurance adviser defined |
§ 177B |
Insurance adviser license |
§ 177C |
Contracts or agreements with insurance adviser; enforceability |
§ 177D |
Statement and receipt from insurance adviser specifying advice given and fee paid |
§ 177E |
Continuing educational requirements |
§ 177F |
Managing General Agents Act |
§ 177G |
Definitions applicable to Secs. 177F to 177L |
§ 177H |
Managing general agent; licensure and errors and omissions coverage required |
§ 177I |
Contracts between managing general agent and insurer; required provisions |
§ 177J |
Independent financial examination of managing general agent; actuary opinion of loss reserves; review of processing operations; notification to commissioner of appointment or termination |
§ 177K |
Acts of managing general agent considered acts of insurer; examination by commissioner |
§ 177L |
Administrative action against managing general agent; authority of commissioner; penalties |
§ 177M |
Reinsurance Intermediary Act |
§ 177N |
Definitions applicable to Secs. 177M to 177W |
§ 177O |
Reinsurance intermediary brokers; bonds; licenses; applications |
§ 177P |
Contracts between reinsurance intermediary broker and insurer; required provisions |
§ 177Q |
Maintenance of records by reinsurance intermediary broker |
§ 177R |
Reinsurance intermediary broker license required; employment restrictions; annual financial statements |
§ 177S |
Contracts between reinsurance intermediary manager and reinsurer; required provisions |
§ 177T |
Prohibited acts by reinsurance intermediary manager |
§ 177U |
Reinsurance intermediary manager license required; annual financial statements; actuary opinion of loss reserves; notice of termination; prohibited appointments |
§ 177V |
Examination of reinsurance intermediary by commissioner |
§ 177W |
Administrative action against reinsurance intermediary; authority of commissioner; penalties |
§ 178 |
Receiver of insolvent company; compensation and accounts |
§ 179 |
Receiver of insolvent company; appointment of commissioner, deputy or assistant as receiver |
§ 180 |
Receiver of insolvent company; examination of accounts and transactions |
§ 180A |
Definitions applicable to Secs. 180A to 180L1/2 |
§ 180B |
Domestic companies; rehabilitation proceedings |
§ 180C |
Domestic companies; liquidation proceedings; approval of proposal to distribute; notice of application |
§ 180D |
Domestic companies; duty of receivers to give notice of appointment |
§ 180E |
Ancillary receiver of foreign insurer |
§ 180F |
Proof of claims of non-residents; liquidation proceedings; priority of distribution |
§ 180G |
Proof of claims; liquidation proceedings; cause of action against policyholder |
§ 180H |
Contingent claims; distribution of assets of insolvent insurer |
§ 180I |
Liquidation proceedings commenced in reciprocal state; proof of claims |
§ 180J |
Special deposit claims; liquidation proceedings; priority |
§ 180K |
Secured claims; liquidation proceedings |
§ 180L |
Severability of Secs. 180A to 180K |
§ 180L1/2 |
Termination, liquidation, etc., and rights under security agreements relating to netting agreements or qualified financial contracts; transfer of netting agreement or qualified financial contracts |
§ 180M |
Definitions applicable to this section and Secs. 180N to 180Q |
§ 180N |
Adoption of bylaws reasonably necessary for operation of company during national emergency |
§ 180O |
Provisions becoming effective upon occurrence of national emergency in absence of bylaws adopted pursuant to Sec. 180N |
§ 180P |
Succession of officers during national emergency |
§ 180Q |
Location of home office or principal place of business of company in the event of national emergency |
§ 181 |
Misrepresentations by insurer; penalty |
§ 182 |
Special inducements, etc.; rebates; loans in connection with student loan insurance programs |
§ 183 |
Rebates; acceptance; prohibition |
§ 184 |
Application of Secs. 182 and 183 |
§ 185 |
Deposits by companies in compliance with state laws to be held by state treasurer in trust |
§ 186 |
Misrepresentation or warranty by insured; effect |
§ 186A |
Delivery of policy; presumptions |
§ 186B |
Effect of lack of sworn statement of loss; laws applicable |
§ 187 |
Foreign companies; contents of policies |
§ 187A |
Actions on policies; limitation |
§ 187B |
Cancellation of policy; failure to return premium; penalties |
§ 187C |
Cancellation of policy; procedure |
§ 187D |
Cancellation of policy; non-payment of premium |
§ 187E |
Small claims; payments to heirs of decedents |
§ 187F |
Cancellation of policies during strike of insurance agents |
§ 187G |
Lapse of certain life insurance policies during strike of agents; reinstatement |
§ 187H |
Owner’s right to cancel policy; notice; refund of prepaid premiums |
§ 188 |
Unlawful use of proxy; penalty |
§ 189 |
Policies in violation of this chapter; penalty |
§ 190A |
Definitions applicable to this section and Secs. 190B and 190C |
§ 190B |
Mass marketed life or health insurance; reasonableness of charges; findings; orders; review |
§ 190C |
Mass marketed life or health insurance; nonresident insurers; compliance with state laws |
§ 191 |
Commissioner; power to require submission of policies and circulars for inspection; penalty |
§ 191A |
Property damage to insured’s motor vehicle; notice of losses; arbitration clause |
§ 192 |
Riders and endorsements; commissioner’s approval |
§ 192A |
Loose leaf policies; filing and approval |
§ 193 |
Policies issued contrary to this chapter; validity |
§ 193A |
Jurisdiction of superior court to restrain violations of chapter and enforce compliance of provisions thereof |
§ 193B |
Motor vehicle insurance; instalment payments |
§ 193B1/2 |
Motor vehicle insurance; interest charges on installment payments |
§ 193C |
Domestic companies; interlocking directorates; regulations; procedure |
§ 193D |
Domestic companies; power to acquire stock of other companies; regulations |
§ 193E |
Coercion in the placing of insurance on real or personal property prohibited; fines; exceptions |
§ 193F |
Policy forms; filing with commissioner; approval |
§ 193G |
Policy forms; disapproval; resubmission for approval |
§ 193H |
Policy forms; withdrawal of approval; notice and hearing; review |
§ 193I |
Disclosure of investments of officers, directors and principal stockholders |
§ 193J |
Solicitation of proxies |
§ 193K |
Professional services; provisions for payment; discrimination |
§ 193P |
Fire insurance policies; nonrenewal notice provision; requisites of notice |
§ 193R |
Group marketing plans for automobile and homeowner insurance; definitions; rules and regulations; rates; payroll deductions |
§ 193T |
Discrimination based on blindness, intellectual disability, or physical impairment |
§ 193U |
Discrimination based on specialty practiced; risk classification; definitions |
§ 194 |
General penalty |
§ 195 |
Insurance companies writing fire and multiple peril policies required to contribute to costs of training firefighting personnel, enforcement of certain fire code regulations, fire education programs, equipment and facility improvements |
§ 196 |
Payment under liquor liability insurance; notice to Attorney General |
§ 204 |
Regulations governing replacement of life insurance policies and annuities; promulgation |
§ 205 |
Policies providing supplemental coverage to medicare; approval by commissioner; employers or trade unions exception; regulations |
§ 206 |
Definitions applicable to Secs. 206 to 206D |
§ 206A |
Domestic insurers; investment in capital stock of subsidiaries |
§ 206B |
Merger or acquisition of control; statement filed with commissioner; hearing; approval; violations |
§ 206C |
Registration statements; transactions requiring commissioner’s approval; determination of reasonable surplus; confidentiality of information; group-wide supervisor for internationally active insurance group |
§ 206D |
Violations of Secs. 206 to 206D or rule issued thereunder; injunctive relief; voting of improperly acquired securities; penalties |
§ 207 |
Acquisition of stock of subsidiary insurer; approval of plan by commissioner; objections of shareholders |
§ 208 |
Merger of insurance holding company system into domestic insurance subsidiary |
§ 209 |
Commissioner’s issuance of licenses to banks or credit unions to act as insurance producers |
§ 210 |
Procedure for resolution of consumer complaints relative to banks or credit unions acting as insurance agents |
§ 211 |
Information relating to insurance activities of banks or credit unions furnished to federal agencies |
§ 212 |
Definitions applicable to Secs. 212 to 223E |
§ 213 |
License requirement for life settlement providers and life settlement brokers |
§ 214 |
Suspension, revocation or refusal of renewal of life settlement provider or life settlement broker license |
§ 215 |
Approval of life settlement contract form and disclosure statement form |
§ 216 |
Annual statement of life settlement provider |
§ 217 |
Disclosure by life settlement provider, broker, insurance company, etc., of individual identification data of insured |
§ 218 |
Examination of business and affairs of life settlement provider, broker or applicant |
§ 219 |
Advertising by life settlement broker or provider |
§ 220 |
Required disclosures by life settlement providers and brokers |
§ 221 |
Use of policy as collateral in premium finance loan |
§ 222 |
General rules relating to life settlement contracts |
§ 223 |
Conflict of laws |
§ 223A |
Fraudulent life settlement acts |
§ 223B |
Control, prevention and reporting of fraud relating to life settlement contracts |
§ 223C |
Remedies for violations of Secs. 213 to 223E |
§ 223D |
Penalties |
§ 223E |
Violation of Secs. 213 to 223E deemed unfair trade practice |
§ 223F |
Authority of commissioner to promulgate regulations |
§ 224 |
Large commercial policy holders; definitions; commercial risks; records examination |
§ 225 |
Disclosure notice in policy issued pursuant to commercial risks provisions of Sec. 224; large commercial policy holders |
§ 226 |
Pharmacy audits; standards for the conduct of audits of records; appeals |
§ 227 |
Statement of actuarial opinion and actuarial opinion summary |
§ 228 |
Transportation network drivers; insurance requirements |
§ 229 |
Self-service storage insurance |
§ 230 |
Applicability of chapter 176W to insurers governed by this chapter |