| § 445.1851 |
Short title |
| § 445.1852 |
Definitions |
| § 445.1853 |
Scope of act |
| § 445.1854 |
Charge, collection, and receipt of interest rate or finance charge; maximum rate; computation |
| § 445.1855 |
Credit sale under MCL 445.1101 to 445.1431 or MCL 492.101 to 492.141; written agreement; precomputed interest provision |
| § 445.1856 |
Regulated lender; authority to charge fee for late payment or dishonored check; fee or charge not considered as interest; excessive fee or charge |
| § 445.1857 |
Fees or charges servicing extension of credit; charge, collection, and receipt by depository institution; credit card arrangement fees and charges considered as interest; excessive fee or charge |
| § 445.1858 |
Certain provisions in written agreement as void and unenforceable |
| § 445.1859 |
Additional financial services as condition for loan approval prohibited; offer of services; certain transactions or requirements not prohibited; applicability of section to depository institution subject to 12 U.S.C. 1972; definitions |
| § 445.1860 |
Written complaint alleging violation of act; duty of commissioner |
| § 445.1861 |
Action by attorney general, prosecuting attorney, or borrower; recovery of interest or other charges; attorney fees and court costs; class action |
| § 445.1862 |
Violation of act; exceptions |
| § 445.1863 |
Enforcement of other laws not limited |
| § 445.1864 |
Validity of transactions, rates of interest, fees, or charges |
