§ 445.851 |
Retail installment sales act; short title |
§ 445.851a |
Truth in lending act; effect of compliance |
§ 445.852 |
Definitions |
§ 445.853 |
Retail installment contracts; requirements; retail buyer, representative; notice to buyer; size; contents; delivery of copy; nondelivery; provisions; terms |
§ 445.854 |
Retail installment contracts; single document not required; sales slip, account book, other written statements |
§ 445.855 |
Transactions negotiated and entered into by mail or telephone; applicable provisions of act; memorandum |
§ 445.856 |
Retail installment contracts; blank space; filling |
§ 445.857 |
Time price differential; limitation; computation; minimum time price differential |
§ 445.858 |
Prepayment of unpaid balance; amount of refund credit |
§ 445.859 |
Installment contract or retail charge agreement; delinquency and collection charge |
§ 445.860 |
Retail installment contracts; statement of dates, payments and unpaid balances; receipt |
§ 445.861 |
Retail installment transactions; subsequent purchases; previous contracts; inclusion and consolidation; new schedule of installment payments |
§ 445.862 |
Retail charge agreement; delivery of copy to buyer; acknowledgment; blank spaces; statement of time price differential; notice to buyer; periodic statement; computation of time price differential; adjustment of charges; attorney’s fee and court costs |
§ 445.862a |
Submission of invoice evidencing credit card sale |
§ 445.863 |
Retail installment contracts or charge agreements; insurance included in cost; requirements; minimum charges; refunds |
§ 445.864 |
Retail installment contracts or charge agreements; prohibited provisions; denial of application based on geographic location of residence prohibited; permissible conduct; exemption; contract for financial services not required; offer of combination of ser |
§ 445.865 |
Purchase or acquisition of retail installment contract or retail charge agreement by assignee; terms, conditions, and price; evidence of obligation; validity of written assignment; notice; payment to last known holder; claims and defenses; sales to which |
§ 445.865a |
Contracts, agreements, or other transactions considered made in state; offer or agreement to sell in state; acceptance or offer to buy in state |
§ 445.866 |
Waiver of act as to buyers’ protection prohibited |
§ 445.867 |
Violation of act; misdemeanor |
§ 445.868 |
Violation of act; effect as to recovery rights of seller |
§ 445.869 |
Violation of act; actions; penalties |
§ 445.870 |
Violation of act; assurance of discontinuance; acceptance by attorney general, approval of circuit court |
§ 445.871 |
Violation of order of circuit court; civil penalty |
§ 445.871a |
Compliance with federal truth-in-lending act; violation as unintentional and bona fide error; burden of proof |
§ 445.872 |
Effect of act as to prior contracts |
§ 445.873 |
Time price differential consisting of interest on amount of unpaid principal balance of contract; modifications |