Michigan Laws 500.1287 – Travel protection plans; requirements
Current as of: 2023 | Check for updates
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Terms Used In Michigan Laws 500.1287
- Fulfillment materials: means documentation sent to the purchaser of a travel protection plan confirming the purchase and providing the travel protection plan's coverage and assistance details. See Michigan Laws 500.1283
- state: when applied to the different parts of the United States, shall be construed to extend to and include the District of Columbia and the several territories belonging to the United States; and the words "United States" shall be construed to include the district and territories. See Michigan Laws 8.3o
- Travel assistance services: means noninsurance services for which the consumer is not indemnified based on a fortuitous event, and as to which providing the service does not result in the transfer or shifting of risk that would constitute the business of insurance. See Michigan Laws 500.1283
- Travel insurance: means that term as defined in section 1202. See Michigan Laws 500.1283
Travel protection plans may be offered for 1 price for the combined features that the travel protection plan offers in this state if both of the following conditions are met:
(a) The travel protection plan clearly discloses to the consumer at or before the time of purchase that it includes travel insurance, travel assistance services, and cancellation fee waivers, as applicable, and provides information and an opportunity at or before the time of purchase for the consumer to obtain additional information regarding the features and pricing of each.
(b) The fulfillment materials do both of the following:
(i) Describe and delineate the travel insurance, travel assistance services, and cancellation fee waivers in the travel protection plan.
(ii) Include the travel insurance disclosures and the contact information for persons providing travel assistance services and cancellation fee waivers, as applicable.