§ 500.1281 Scope of chapter
§ 500.1283 Definitions
§ 500.1285 Payment of premium tax on travel insurance premiums; travel insurer duties
§ 500.1287 Travel protection plans; requirements
§ 500.1289 Offering or selling travel insurance; subject to unfair and prohibited trade practices and frauds; fulfillment materials; cancellation policy
§ 500.1291 Classification of travel insurance; inland marine line of insurance; eligibility and underwriting standards

Terms Used In Michigan Laws > Chapter 500 > Act 218 of 1956 > Chapter 12B - Travel Insurance

  • Aggregator site: means a website that provides access to information regarding insurance products from more than 1 insurer, including product and insurer information, for use in comparison shopping. See Michigan Laws 500.1283
  • Arrest: Taking physical custody of a person by lawful authority.
  • Blanket travel insurance: means a policy of travel insurance issued to any eligible group providing coverage for specific classes of persons defined in the policy with coverage provided to all members of the eligible group without a separate charge to individual members of the eligible group. See Michigan Laws 500.1283
  • Bona fide physician-patient relationship: means a treatment or counseling relationship between a physician and patient in which all of the following are present:
  (1) The physician has reviewed the patient's relevant medical records and completed a full assessment of the patient's medical history and current medical condition, including a relevant medical evaluation of the patient. See Michigan Laws 333.26423
  • Cancellation fee waiver: means a contractual agreement between a supplier of travel services and its customer to waive some or all of the nonrefundable cancellation fee provisions of the supplier's underlying travel contract with or without regard to the reason for the cancellation or form of reimbursement. See Michigan Laws 500.1283
  • caregiver: means a person who is at least 21 years old and who has agreed to assist with a patient's medical use of marihuana and who has not been convicted of any felony within the past 10 years and has never been convicted of a felony involving illegal drugs or a felony that is an assaultive crime as defined in section 9a of chapter X of the code of criminal procedure, 1927 PA 175, MCL 770. See Michigan Laws 333.26423
  • Contract: A legal written agreement that becomes binding when signed.
  • Debilitating medical condition: means 1 or more of the following:
  •   (1) Cancer, glaucoma, positive status for human immunodeficiency virus, acquired immune deficiency syndrome, hepatitis C, amyotrophic lateral sclerosis, Crohn's disease, agitation of Alzheimer's disease, nail patella, or the treatment of these conditions. See Michigan Laws 333.26423
  • Department: means the department of licensing and regulatory affairs. See Michigan Laws 333.26423
  • Director: means , unless the context clearly implies a different meaning, the director of the department. See Michigan Laws 500.102
  • Eligible group: means 2 or more persons that are engaged in a common enterprise, or have an economic, educational, or social affinity or relationship, including, but not limited to, any of the following:
  •   (i) Persons engaged in the business of providing travel or travel services, including, but not limited to, tour operators, lodging providers, vacation property owners, hotels and resorts, travel clubs, travel agencies, property managers, cultural exchange programs, and common carriers or the operators, owners, or lessors of a means of transportation of passengers, including, but not limited to, airlines, cruise lines, railroads, steamship companies, and public bus carriers, in which, with regard to any particular travel or type of travel or travelers, all members or customers of the group must have a common exposure to risk attendant to the travel. See Michigan Laws 500.1283
  • Equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. Source: U.S. Courts
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Fulfillment materials: means documentation sent to the purchaser of a travel protection plan confirming the purchase and providing the travel protection plan's coverage and assistance details. See Michigan Laws 500.1283
  • Group travel insurance: means travel insurance issued to any eligible group. See Michigan Laws 500.1283
  • Insurance producer: means that term as defined in section 1201. See Michigan Laws 500.116
  • Insurer: means an individual, corporation, association, partnership, reciprocal exchange, inter-insurer, Lloyds organization, fraternal benefit society, or other legal entity, engaged or attempting to engage in the business of making insurance or surety contracts. See Michigan Laws 500.106
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Marihuana: means that term as defined in section 3 of the Michigan Regulation and Taxation of Marihuana Act, 2018 IL 1, MCL 333. See Michigan Laws 333.26423
  • Marihuana plant: means any plant of the species Cannabis sativa L. See Michigan Laws 333.26423
  • Marihuana-infused product: means a topical formulation, tincture, beverage, edible substance, or similar product containing any usable marihuana that is intended for human consumption in a manner other than smoke inhalation. See Michigan Laws 333.26423
  • Marijuana regulatory agency: means the marijuana regulatory agency created under Executive Reorganization Order No. See Michigan Laws 333.26423
  • Medical use of marihuana: means the acquisition, possession, cultivation, manufacture, extraction, use, internal possession, delivery, transfer, or transportation of marihuana, marihuana-infused products, or paraphernalia relating to the administration of marihuana to treat or alleviate a registered qualifying patient's debilitating medical condition or symptoms associated with the debilitating medical condition. See Michigan Laws 333.26423
  • patient: means a person who has been diagnosed by a physician as having a debilitating medical condition. See Michigan Laws 333.26423
  • person: may extend and be applied to bodies politic and corporate, as well as to individuals. See Michigan Laws 8.3l
  • Physician: means an individual licensed as a physician under part 170 of the public health code, 1978 PA 368, MCL 333. See Michigan Laws 333.26423
  • Plant: means any living organism that produces its own food through photosynthesis and has observable root formation or is in growth material. See Michigan Laws 333.26423
  • Primary certificate holder: means an individual who elects and purchases travel insurance under a group policy. See Michigan Laws 500.1283
  • Primary policyholder: means an individual who elects and purchases individual travel insurance. See Michigan Laws 500.1283
  • Prosecute: To charge someone with a crime. A prosecutor tries a criminal case on behalf of the government.
  • Rate: means the cost of insurance per payroll before adjustment for an individual insured's size, exposure, or loss experience. See Michigan Laws 500.2402
  • Registry identification card: means a document issued by the marijuana regulatory agency that identifies a person as a registered qualifying patient or registered primary caregiver. See Michigan Laws 333.26423
  • state: when applied to the different parts of the United States, shall be construed to extend to and include the District of Columbia and the several territories belonging to the United States; and the words "United States" shall be construed to include the district and territories. See Michigan Laws 8.3o
  • Travel assistance services: means noninsurance services for which the consumer is not indemnified based on a fortuitous event, and as to which providing the service does not result in the transfer or shifting of risk that would constitute the business of insurance. See Michigan Laws 500.1283
  • Travel insurance: means that term as defined in section 1202. See Michigan Laws 500.1283
  • Travel protection plans: means plans that provide 1 or more of the following:
  •   (i) Travel insurance. See Michigan Laws 500.1283
  • Trustee: A person or institution holding and administering property in trust.
  • United States: shall be construed to include the district and territories. See Michigan Laws 8.3o
  • Usable marihuana: means the dried leaves, flowers, plant resin, or extract of the marihuana plant, but does not include the seeds, stalks, and roots of the plant. See Michigan Laws 333.26423
  • Visiting qualifying patient: means a patient who is not a resident of this state or who has been a resident of this state for less than 30 days. See Michigan Laws 333.26423