§ 62A.01 Requirements; Certificates of Coverage Under Policy of Accident and Sickness Insurance
§ 62A.011 Definitions
§ 62A.02 Policy Forms
§ 62A.021 Health Care Policy Rates
§ 62A.023 Notice of Rate Change
§ 62A.024 Explanations of Rate Increases; Attribution to Statutory Changes
§ 62A.03 General Provisions of Policy
§ 62A.04 Standard Provisions
§ 62A.041 Maternity Benefits
§ 62A.0411 Maternity Care
§ 62A.042 Family Coverage; Coverage of Newborn Infants
§ 62A.043 Dental and Podiatric Coverage
§ 62A.044 Payments to Governmental Institutions
§ 62A.045 Payments On Behalf of Enrollees in Government Health Programs
§ 62A.046 Coordination of Benefits
§ 62A.047 Children’s Health Supervision Services and Prenatal Care Services
§ 62A.048 Dependent Coverage
§ 62A.049 Limitation On Preauthorizations; Emergencies
§ 62A.05 Construction of Provisions
§ 62A.06 Statements in Application
§ 62A.07 Rights of Insurer, When Not Waived
§ 62A.08 Coverage of Policy, Continuance in Force
§ 62A.081 Payments to Facilities Operated by State or Local Government
§ 62A.082 Nondiscrimination in Access to Transplants
§ 62A.09 Limitation
§ 62A.095 Subrogation Clauses Regulated
§ 62A.096 Notice to Insurer of Subrogation Claim Required
§ 62A.10 Group Insurance
§ 62A.105 Coverages; Transfers to Substantially Similar Products
§ 62A.11 Blanket Accident and Sickness Insurance
§ 62A.13 Commercial Traveler Insurance Companies
§ 62A.135 Fixed Indemnity Policies; Minimum Loss Ratios
§ 62A.136 Hearing, Dental, and Vision Plan Coverage
§ 62A.14 Disabled Children
§ 62A.141 Coverage for Disabled Dependents
§ 62A.145 Survivor; Definition
§ 62A.146 Continuation of Benefits to Survivors
§ 62A.147 Disabled Employees’ Benefits; Definitions
§ 62A.148 Group Insurance; Provision of Benefits for Disabled Employees
§ 62A.149 Benefits for Alcoholics and Drug Dependents
§ 62A.15 Coverage of Certain Licensed Health Professional Services
§ 62A.151 Health Insurance Benefits for Emotionally Disabled Children
§ 62A.152 Benefits for Ambulatory Mental Health Services
§ 62A.153 Outpatient Medical and Surgical Services
§ 62A.154 Benefits for Des Related Conditions
§ 62A.155 Coverage for Services Provided to Ventilator-Dependent Persons
§ 62A.16 Scope of Certain Continuation and Conversion Requirements
§ 62A.17 Termination of or Layoff From Employment; Continuation and Conversion Rights
§ 62A.18 Prohibition Against Disability Offsets
§ 62A.19 Prohibition Against Nondiagnostic X-Rays
§ 62A.20 Continuation Coverage of Current Spouse and Children
§ 62A.21 Continuation and Conversion Privileges for Insured Former Spouses and Children
§ 62A.22 Refusal to Provide Coverage Because of Option Under Workers’ Compensation
§ 62A.23 Group Disability Income Coverage; Termination Without Prejudice; Definitions
§ 62A.24 Continuation of Benefits
§ 62A.25 Reconstructive Surgery
§ 62A.26 Coverage for Phenylketonuria Treatment
§ 62A.265 Coverage for Lyme Disease
§ 62A.27 Coverage of Adopted Children
§ 62A.28 Coverage for Scalp Hair Prostheses
§ 62A.285 Prohibited Underwriting; Breast Implants
§ 62A.29 Surety Bond or Security for Certain Health Benefit Plans
§ 62A.30 Coverage for Diagnostic Procedures for Cancer
§ 62A.302 Coverage of Dependents
§ 62A.3021 Coverage of Dependents by Plans Other Than Health Plans
§ 62A.303 Prohibition; Severing of Groups
§ 62A.304 Coverage for Port-Wine Stain Elimination
§ 62A.305 Fibrocystic Condition; Termination or Reduction of Coverage
§ 62A.306 Use of Gender Prohibited
§ 62A.307 Prescription Drugs; Equal Treatment of Prescribers
§ 62A.3075 Cancer Chemotherapy Treatment Coverage
§ 62A.308 Hospitalization and Anesthesia for Dental Procedures
§ 62A.3091 Nondiscriminate Coverage of Tests
§ 62A.3092 Equal Treatment of Surgical First Assisting Services
§ 62A.3093 Coverage for Diabetes
§ 62A.3094 Coverage for Autism Spectrum Disorders
§ 62A.3095 Prescription Eye Drops Coverage
§ 62A.3097 Pediatric Autoimmune Neuropsychiatric Disorders Associated With Streptococcal Infections (Pandas) and Pediatric Acute-Onset Neuropsychiatric Syndrome (Pans) Treatment; Coverage

Terms Used In Minnesota Statutes > Chapter 62A > POLICIES, RATES, AND COVERAGES

  • Adult: means an individual 18 years of age or older. See Minnesota Statutes 645.451
  • Affirmed: In the practice of the appellate courts, the decree or order is declared valid and will stand as rendered in the lower court.
  • Amendment: A proposal to alter the text of a pending bill or other measure by striking out some of it, by inserting new language, or both. Before an amendment becomes part of the measure, thelegislature must agree to it.
  • Annuity: A periodic (usually annual) payment of a fixed sum of money for either the life of the recipient or for a fixed number of years. A series of payments under a contract from an insurance company, a trust company, or an individual. Annuity payments are made at regular intervals over a period of more than one full year.
  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Appraisal: A determination of property value.
  • Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
  • Attachment: A procedure by which a person's property is seized to pay judgments levied by the court.
  • Attorney-in-fact: A person who, acting as an agent, is given written authorization by another person to transact business for him (her) out of court.
  • Baseline: Projection of the receipts, outlays, and other budget amounts that would ensue in the future without any change in existing policy. Baseline projections are used to gauge the extent to which proposed legislation, if enacted into law, would alter current spending and revenue levels.
  • Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. Source: OCC
  • Chambers: A judge's office.
  • children: includes children by birth or adoption;

    (9) "day" comprises the time from midnight to the next midnight;

    (10) "fiscal year" means the year by or for which accounts are reckoned;

    (11) "hereafter" means a reference to the time after the time when the law containing such word takes effect;

    (12) "heretofore" means a reference to the time previous to the time when the law containing such word takes effect;

    (13) "judicial sale" means a sale conducted by an officer or person authorized for the purpose by some competent tribunal;

    (14) "minor" means an individual under the age of 18 years;

    (15) "money" means lawful money of the United States;

    (16) "night time" means the time from sunset to sunrise;

    (17) "non compos mentis" refers to an individual of unsound mind;

    (18) "notary" means a notary public;

    (19) "now" in any provision of a law referring to other laws in force, or to persons in office, or to any facts or circumstances as existing, relates to the laws in force, or to the persons in office, or to the facts or circumstances existing, respectively, on the effective date of such provision;

    (20) "verified" when used in reference to writings, means supported by oath or affirmation. See Minnesota Statutes 645.45

  • Common law: The legal system that originated in England and is now in use in the United States. It is based on judicial decisions rather than legislative action.
  • Complaint: A written statement by the plaintiff stating the wrongs allegedly committed by the defendant.
  • Continuance: Putting off of a hearing ot trial until a later time.
  • Contract: A legal written agreement that becomes binding when signed.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • court administrator: means the court administrator of the court in which the action or proceeding is pending, and "court administrator's office" means that court administrator's office. See Minnesota Statutes 645.44
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Deed: The legal instrument used to transfer title in real property from one person to another.
  • Dependent: A person dependent for support upon another.
  • Discovery: Lawyers' examination, before trial, of facts and documents in possession of the opponents to help the lawyers prepare for trial.
  • Equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. Source: U.S. Courts
  • Escrow: Money given to a third party to be held for payment until certain conditions are met.
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Fiduciary: A trustee, executor, or administrator.
  • Finance charge: The total cost of credit a customer must pay on a consumer loan, including interest. The Truth in Lending Act requires disclosure of the finance charge. Source: OCC
  • Fiscal year: The fiscal year is the accounting period for the government. For the federal government, this begins on October 1 and ends on September 30. The fiscal year is designated by the calendar year in which it ends; for example, fiscal year 2006 begins on October 1, 2005 and ends on September 30, 2006.
  • Forgery: The fraudulent signing or alteration of another's name to an instrument such as a deed, mortgage, or check. The intent of the forgery is to deceive or defraud. Source: OCC
  • Fraud: Intentional deception resulting in injury to another.
  • Germane: On the subject of the pending bill or other business; a strict standard of relevance.
  • Grace period: The number of days you'll have to pay your bill for purchases in full without triggering a finance charge. Source: Federal Reserve
  • Grantor: The person who establishes a trust and places property into it.
  • Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.
  • Indemnification: In general, a collateral contract or assurance under which one person agrees to secure another person against either anticipated financial losses or potential adverse legal consequences. Source: FDIC
  • Injunction: An order of the court prohibiting (or compelling) the performance of a specific act to prevent irreparable damage or injury.
  • Interrogatories: Written questions asked by one party of an opposing party, who must answer them in writing under oath; a discovery device in a lawsuit.
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Lease: A contract transferring the use of property or occupancy of land, space, structures, or equipment in consideration of a payment (e.g., rent). Source: OCC
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Litigation: A case, controversy, or lawsuit. Participants (plaintiffs and defendants) in lawsuits are called litigants.
  • Majority: means with respect to an individual the period of time after the individual reaches the age of 18. See Minnesota Statutes 645.451
  • Minor: means an individual under the age of 18. See Minnesota Statutes 645.451
  • Minority: means with respect to an individual the period of time during which the individual is a minor. See Minnesota Statutes 645.451
  • Month: means a calendar month and "year" means a calendar year, unless otherwise expressed; and "year" is equivalent to the expression "year of our Lord. See Minnesota Statutes 645.44
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Mortgagee: The person to whom property is mortgaged and who has loaned the money.
  • Nolo contendere: No contest-has the same effect as a plea of guilty, as far as the criminal sentence is concerned, but may not be considered as an admission of guilt for any other purpose.
  • Oath: includes "affirmation" in all cases where by law an affirmation may be substituted for an oath; and in like cases "swear" includes "affirm" and "sworn" "affirmed. See Minnesota Statutes 645.44
  • Oath: A promise to tell the truth.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • Person: may extend and be applied to bodies politic and corporate, and to partnerships and other unincorporated associations. See Minnesota Statutes 645.44
  • Personal property: All property that is not real property.
  • Power of attorney: A written instrument which authorizes one person to act as another's agent or attorney. The power of attorney may be for a definite, specific act, or it may be general in nature. The terms of the written power of attorney may specify when it will expire. If not, the power of attorney usually expires when the person granting it dies. Source: OCC
  • Public law: A public bill or joint resolution that has passed both chambers and been enacted into law. Public laws have general applicability nationwide.
  • Recourse: An arrangement in which a bank retains, in form or in substance, any credit risk directly or indirectly associated with an asset it has sold (in accordance with generally accepted accounting principles) that exceeds a pro rata share of the bank's claim on the asset. If a bank has no claim on an asset it has sold, then the retention of any credit risk is recourse. Source: FDIC
  • Remainder: An interest in property that takes effect in the future at a specified time or after the occurrence of some event, such as the death of a life tenant.
  • Restitution: The court-ordered payment of money by the defendant to the victim for damages caused by the criminal action.
  • Service of process: The service of writs or summonses to the appropriate party.
  • Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
  • state: extends to and includes the District of Columbia and the several territories. See Minnesota Statutes 645.44
  • Statute: A law passed by a legislature.
  • Statute of limitations: A law that sets the time within which parties must take action to enforce their rights.
  • Subpoena: A command to a witness to appear and give testimony.
  • Tax: means any fee, charge, exaction, or assessment imposed by a governmental entity on an individual, person, entity, transaction, good, service, or other thing. See Minnesota Statutes 645.44
  • Testify: Answer questions in court.
  • Testimony: Evidence presented orally by witnesses during trials or before grand juries.
  • Tort: A civil wrong or breach of a duty to another person, as outlined by law. A very common tort is negligent operation of a motor vehicle that results in property damage and personal injury in an automobile accident.
  • Transcript: A written, word-for-word record of what was said, either in a proceeding such as a trial or during some other conversation, as in a transcript of a hearing or oral deposition.
  • Trustee: A person or institution holding and administering property in trust.
  • Venue: The geographical location in which a case is tried.
  • verified: when used in reference to writings, means supported by oath or affirmation. See Minnesota Statutes 645.45
  • Violate: includes failure to comply with. See Minnesota Statutes 645.44