Nevada Revised Statutes 432.0395 v2 – Agency which provides child welfare services required to examine credit report of certain children in its custody; correction of inaccuracies in credit report; report to Attorney General of information indicating…
1. Before an agency which provides child welfare services requests and examines a copy of any credit report pursuant to subsection 2, the agency which provides child welfare services shall, to the greatest extent practicable:
Terms Used In Nevada Revised Statutes 432.0395 v2
- Agency which provides child welfare services: has the meaning ascribed to it in NRS 432B. See Nevada Revised Statutes 432.010
- Child: means a person who is less than 18 years of age or who remains under the jurisdiction of a court pursuant to NRS 432B. See Nevada Revised Statutes 432.010
- Credit report: A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. Source: OCC
- Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
- person: means a natural person, any form of business or social organization and any other nongovernmental legal entity including, but not limited to, a corporation, partnership, association, trust or unincorporated organization. See Nevada Revised Statutes 0.039
- Prosecute: To charge someone with a crime. A prosecutor tries a criminal case on behalf of the government.
(a) Inform the child of the requirement to request and examine a copy of any credit report that may exist for the child;
(b) Explain to the child the process for resolving any inaccuracy discovered on any such credit report; and
(c) Explain to the child the possible consequences of an inaccuracy on a credit report of the child.
2. An agency which provides child welfare services shall request and examine a copy of any credit report that may exist for each child who remains in the custody of the agency which provides child welfare services for 60 or more consecutive days:
(a) When the child reaches the age of 14 years, and then at least once annually thereafter as required pursuant to 42 U.S.C. § 675(5)(I); or
(b) If the child has reached the age of 14 years before the child is placed in the custody of the agency which provides child welfare services, within 90 days after the placement of the child in the custody of the agency which provides child welfare services, and then at least once annually thereafter as required pursuant to 42 U.S.C. § 675(5)(I).
3. An agency which provides child welfare services shall determine from the examination of a credit report pursuant to this section whether the credit report contains inaccurate information and whether the credit report indicates that identity theft or any other crime has been committed against the child.
4. If the agency which provides child welfare services determines that an inaccuracy exists in the credit report of a child, the agency which provides child welfare services must:
(a) Report any information which may indicate identity theft or other crime to the Attorney General;
(b) Make a diligent effort to resolve the inaccuracy as soon as practicable; and
(c) If an inaccuracy remains unresolved after the child has left the custody of the agency which provides child welfare services, notify the child or, if the child has not attained the age of majority, the person responsible for the child’s welfare:
(1) That an inaccuracy exists in the credit report of the child;
(2) Of the manner in which to correct the inaccuracy; and
(3) Of any services that may be available in the community to provide assistance in correcting the inaccuracy.
5. An agency which provides child welfare services may, upon consent of a child who remains under the jurisdiction of a court pursuant to NRS 432B.594, continue to request and examine a credit report of the child and provide assistance to the child if an inaccuracy is discovered.
6. The Attorney General may investigate each potential instance of identity theft or crime reported pursuant to subsection 4 and prosecute in accordance with law each person responsible for any identity theft identified in the investigation.