A. The superintendent shall adopt and promulgate rules to establish minimum standards for benefits provided by short-term plans and excepted benefits plans that are subject to the Short-Term Health Plan and Excepted Benefit Act.

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B. Rules of the superintendent shall require short-term plans to cover state- mandated benefits in addition to each of the following categories of benefits:

(1)     diagnostic;

(2)     rehabilitative; (3)     maternity;

(4)     neonatal;

(5)     behavioral health services; (6)     emergency services;

(7)     hospitalization;

(8)     ambulatory services; and

(9)     prescription drugs.