§ 58-41-1 Short title
§ 58-41-5 Legislative findings and intent
§ 58-41-10 Scope
§ 58-41-15 Certain policy cancellations prohibited
§ 58-41-20 Notice of nonrenewal, premium rate increase, or change in coverage required
§ 58-41-25 Notice of renewal of policies with premium rate or coverage changes
§ 58-41-30 Loss of reinsurance
§ 58-41-40 No liability for statements or communications made in good faith; prior notice to insurance producers
§ 58-41-45 Termination of writing kind of insurance
§ 58-41-50 Policy form and rate filings; punitive damages; data required to support filings
§ 58-41-55 Penalties; restitution

Terms Used In North Carolina General Statutes > Chapter 58 > Article 41 - Insurance Regulatory Reform Act

  • Common law: The legal system that originated in England and is now in use in the United States. It is based on judicial decisions rather than legislative action.
  • Conviction: A judgement of guilt against a criminal defendant.
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • following: when used by way of reference to any section of a statute, shall be construed to mean the section next preceding or next following that in which such reference is made; unless when some other section is expressly designated in such reference. See North Carolina General Statutes 12-3
  • in writing: may be construed to include printing, engraving, lithographing, and any other mode of representing words and letters: Provided, that in all cases where a written signature is required by law, the same shall be in a proper handwriting, or in a proper mark. See North Carolina General Statutes 12-3
  • Mortgagee: The person to whom property is mortgaged and who has loaned the money.
  • property: shall include all property, both real and personal. See North Carolina General Statutes 12-3
  • Restitution: The court-ordered payment of money by the defendant to the victim for damages caused by the criminal action.
  • state: when applied to the different parts of the United States, shall be construed to extend to and include the District of Columbia and the several territories, so called; and the words "United States" shall be construed to include the said district and territories and all dependencies. See North Carolina General Statutes 12-3
  • United States: shall be construed to include the said district and territories and all dependencies. See North Carolina General Statutes 12-3