Basic or optional excess no-fault benefits are not payable to or on behalf of any person who is injured while:

Terms Used In North Dakota Code 26.1-41-07

  • Person: means an individual, organization, government, political subdivision, or government agency or instrumentality. See North Dakota Code 1-01-49

1.    Occupying any motor vehicle without the expressed or implied consent of the owner or while not in lawful possession of the motor vehicle.

2.    Occupying a motor vehicle owned by such person which is not insured for the benefits required by this chapter unless uninsured solely because the insurance company of the owner has not filed a form pursuant to subsection 2 of section 26.1-41-05 to provide the basic no-fault benefits required by this chapter.

3.    During a racing or speed contest, or in practicing or preparing for a racing or speed contest.

4.    Intentionally causing or attempting to cause injury to oneself or another person.