Ohio Code 3938.03 – Language prohibited
Current as of: 2024 | Check for updates
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(A) A certificate of insurance shall not include language that does either of the following:
Terms Used In Ohio Code 3938.03
- Certificate of insurance: includes a document issued to a person as verification of the existence of coverage under a master policy. See Ohio Code 3938.01
- Contract: A legal written agreement that becomes binding when signed.
- Property: means real and personal property. See Ohio Code 1.59
- Rule: includes regulation. See Ohio Code 1.59
(1) Is unfair, misleading, or deceptive or that violates public policy;
(2) Violates any law or any rule adopted by the superintendent of insurance.
(B) A certificate of insurance shall not guarantee that the policy of insurance referenced in the certificate complies with the requirements for a policy of property or casualty insurance under Title XXXIX of the Revised Code. The inclusion of a contract number or policy description in a certificate of insurance is not proof of such a guarantee.