§ 746.600 Definitions for ORS 746.600 to 746.690
§ 746.605 Purpose
§ 746.606 Information privacy standards for health insurers
§ 746.607 Use and disclosure of personal information
§ 746.608 Rules
§ 746.609 Exemptions for health insurers
§ 746.610 Application of ORS 746.600 to 746.690
§ 746.611 Personal representative of deceased person
§ 746.612 No right of action
§ 746.615 Pretext interviews prohibited
§ 746.620 Notice of insurance information practices; exceptions; rules
§ 746.625 Marketing and research surveys
§ 746.630 Authorization for disclosure of certain information; forms; revocation
§ 746.632 Genetic information used for treatment; authorization; disclosure
§ 746.635 Investigative consumer reports
§ 746.640 Access to recorded personal information
§ 746.645 Correction, amendment or deletion of recorded personal information
§ 746.650 Reasons for adverse underwriting decisions
§ 746.655 Information concerning previous adverse underwriting decisions
§ 746.660 Basing adverse underwriting decision on previous adverse decision
§ 746.661 Use of credit history or insurance score
§ 746.662 Filing of insurance scoring models
§ 746.663 Cancellation or nonrenewal of personal insurance policies based on credit history or insurance score
§ 746.665 Limitations and conditions on disclosure of certain information
§ 746.668 Relationship of ORS 746.620, 746.630 and 746.665 to federal Fair Credit Reporting Act
§ 746.670 Investigatory powers
§ 746.675 Service of process on out-of-state insurance-support organizations
§ 746.680 Remedies
§ 746.685 Liability for disclosure of information
§ 746.686 Use of prior claim or inquiry in determination to issue or renew homeowner insurance policy; rules
§ 746.687 Cancellation of homeowner insurance policy
§ 746.688 Use of loss history reports; notice to consumer
§ 746.690 Obtaining information under false pretenses prohibited

Terms Used In Oregon Statutes > Chapter 746 > Use and Disclosure of Insurance Information

  • Amendment: A proposal to alter the text of a pending bill or other measure by striking out some of it, by inserting new language, or both. Before an amendment becomes part of the measure, thelegislature must agree to it.
  • Any other state: includes any state and the District of Columbia. See Oregon Statutes 174.100
  • Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. Source: OCC
  • Contract: A legal written agreement that becomes binding when signed.
  • Credit report: A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. Source: OCC
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. Source: U.S. Courts
  • Fair Credit Reporting Act: A federal law, established in 1971 and revised in 1997, that gives consumers the right to see their credit records and correct any mistakes. Source: OCC
  • Fiduciary: A trustee, executor, or administrator.
  • Fraud: Intentional deception resulting in injury to another.
  • Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • local government: means all cities, counties and local service districts located in this state, and all administrative subdivisions of those cities, counties and local service districts. See Oregon Statutes 174.116
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Person: includes individuals, corporations, associations, firms, partnerships, limited liability companies and joint stock companies. See Oregon Statutes 174.100
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • Remainder: An interest in property that takes effect in the future at a specified time or after the occurrence of some event, such as the death of a life tenant.
  • Rescission: The cancellation of budget authority previously provided by Congress. The Impoundment Control Act of 1974 specifies that the President may propose to Congress that funds be rescinded. If both Houses have not approved a rescission proposal (by passing legislation) within 45 days of continuous session, any funds being withheld must be made available for obligation.
  • Service of process: The service of writs or summonses to the appropriate party.
  • Subpoena: A command to a witness to appear and give testimony.
  • Trustee: A person or institution holding and administering property in trust.