If a consumer requests a security freeze, the consumer reporting agency shall disclose the process of placing and temporarily lifting a freeze, and the process for allowing access to information from the consumer’s credit report for a specific party or period of time while the freeze is in place.

Terms Used In South Dakota Codified Laws 54-15-10

  • Credit report: A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. Source: OCC

Source: SL 2006, ch 246, § 10.