If a third party requests access to a consumer credit report on which a security freeze is in effect, and this request is in connection with an application for credit or any other use, and the consumer does not allow the consumer’s credit report to be accessed for that specific party or period of time, the third party may treat the application as incomplete.

Terms Used In South Dakota Codified Laws 54-15-9

  • Credit report: A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. Source: OCC

Source: SL 2006, ch 246, § 9.