The commissioner may authorize a lower score than the Flesch reading ease score required in § 56-7-1605(a)(1) whenever, in the commissioner’s sole discretion, the commissioner finds that a lower score:

(1) Will provide a more accurate reflection of the readability of a policy form;

Terms Used In Tennessee Code 56-7-1607

  • Commissioner: means the commissioner of commerce and insurance. See Tennessee Code 56-1-102
  • policy form: means :
    (A) Any policy, contract, plan or agreement of life or health insurance, including credit life insurance and credit health insurance, delivered or issued for delivery in this state by any company subject to this part. See Tennessee Code 56-7-1603
  • State: when applied to the different parts of the United States, includes the District of Columbia and the several territories of the United States. See Tennessee Code 1-3-105
(2) Is warranted by the nature of a particular policy form or type or class of policy forms; or
(3) Is caused by certain policy language that is drafted to conform to the requirements of any state law, regulation or agency interpretation.
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