At the time a transportation network company driver is engaged in a prearranged ride, the automobile insurance policy must provide, at a minimum:
(1) coverage with a total aggregate limit of liability of $1 million for death, bodily injury, and property damage for each incident;
(2) uninsured or underinsured motorist coverage where required by § 1952.101; and
(3) personal injury protection coverage where required by § 1952.152.