Terms Used In Texas Utilities Code Chapter 17 > Subchapter D - Protection Against Unauthorized Charges

• Answer: The formal written statement by a defendant responding to a civil complaint and setting forth the grounds for defense.
• Contract: A legal written agreement that becomes binding when signed.
• Credit report: A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. ^{Source: OCC}
• Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
• Written: includes any representation of words, letters, symbols, or figures. See Texas Government Code 311.005